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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 22 days

    390 Division Street

    East of Sir John A. Blvd·Kingston, ON·K7K 4A7·Near Division Street & Stanley Street

    • 4 beds
    Kingston real estate›X12972952
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Legal duplex in a prime central Kingston location near Queen's University, downtown, transit and amenities. Well-maintained and fully tenanted, this property offers two self-contained units with in-suite laundry and separately metered utilities. The upper unit rents for $1,925per month plus utilities and the lower unit rents for $1,795 per month plus utilities, owner responsible for gas for the forced air heating system. Excellent condition throughout, with potential for future intensification, including the possibility of 3 units in the main building and a 4th carriage house unit, subject to buyer due diligence, approvals and municipal requirements. Strong investor opportunity with stable income and future upside. Data room and financials accessible via the link below.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    • Legal duplex in a prime central Kingston location near Queen's University, downtown, transit and amenities.
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Apr 8, 2026ListedCurrentFor sale$609,000 —X12972952This page
    May 20, 2025Previously listedExp$765,000 —X12158057View
    Nov 19, 2024Previously listedExp$799,900 —X10430363View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Window Unit(s)
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 390 Division Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Park
    • Public Transit
    • School
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,992
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $365
    0.72% mill rate · ON
    The market

    How this home sits in the Kingston market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Kingston market right now

    Average sold price, days on market, and closed-transaction count for Kingston — sourced from MLS®.

    • Avg sold price
      $650,620
      Last 30 days
    • Median sold price
      $605,000
      Middle of the market
    • Days on market
      28 d
      Avg from list to close
    • Closed last 30d
      534
      MLS® transactions
    Full Kingston market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 390 Division Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 390 Division Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 390 Division Street listed for?

      390 Division Street is listed at $609,000 on the MLS® (listing X12972952). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 390 Division Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1100-1500 sqft
  3. Duplex
  4. Built 100+
  5. Asking
    $609,000
    $0 / sqft · MLS® X12972952
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $767,732
    $706,313Confidence range$829,150
    Asking vs estimate
    ↓below
    −$158,732
    (-20.7%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Kingston sell in about 28 days — this one has been listed 22 days.

    Avg sold price
    $650,620
    Median sold
    $605,000
    Avg days on market
    28
    Recently sold
    534
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
  7. Strong investor opportunity with stable income and future upside.
  8. Data room and financials accessible via the link below.
  9. Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  10. Parking & garage

    3
    Garage
    None
    Parking spaces
    4
    Driveway
    Available, Private
  11. Interior

    6
    Basement
    Crawl Space
    Family room
    N
    Kitchens
    2
    Total rooms
    11
    Laundry level
    Main Level
    Elevator
    N
  12. Exterior & construction

    4
    Exterior
    Brick, Stucco (Plaster)
    Roof
    Metal
    Foundation
    Stone
    Pool
    None
  13. Lot & land

    1
    Year built
    100+
  14. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    2-Storey
    Property class
    Duplex
  15. Room-by-room · 11 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Bedroom 2
      8.7 × 10.6 ft
    • Bedroom
      Closet Organizers
      11.3 × 8.6 ft
    • Bathroom
      4 pc bath · tile floor
      8.2 × 5.2 ft
    • Kitchen
      eat-in kitchen · combined w/dining · stainless steel appl
      9.9 × 10.8 ft
    • Living Room
      Fireplace
      11.8 × 10.6 ft
    • Mud Room
      combined w/laundry · w/o to patio
      7.8 × 6.2 ft
    • Foyer
      12.1 × 5.1 ft

    Second level

    4 rooms
    • Bathroom
      3 pc bath · tile floor · combined w/laundry
      6.2 × 6.9 ft
    • Bedroom
      Closet
      11.8 × 11.1 ft
    • Bedroom 2
      Closet Organizers
      8.7 × 10.6 ft
    • Living Room
      combined w/dining · combined w/kitchen · open concept
      16.8 × 21.9 ft
    Combined estimate
    $3,357
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,992
    /mo
    based on the purchase price of $609,000
    $121,800 cash
    $487,200 financed
    $410,350 total interest
    Monthly payment$2,992/ month
    Principal54%$487,200
    Interest46%$410,350

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable duplexs that just sold in Kingston

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 171 Sutherland Drive
      Sold
      Sign in for price
      171 Sutherland Drive
      Duplex
    • 184 Montreal Street
      Sold
      Sign in for price
      184 Montreal Street
      Duplex
    • 1060 Rosanna Avenue
      Sold
      Sign in for price
      1060 Rosanna Avenue
      Duplex
    • 69 Scott Street
      Sold
      Sign in for price
      69 Scott Street
      Duplex
    • 9 Elizabeth Avenue
      Sold
      Sign in for price
      9 Elizabeth Avenue
      Duplex
    AddressBd / BaSqftSold$/sqft% of askSold
    390 Division StreetThis home4 / 211,001,500$609,000ask———
    171 Sutherland Drive3 / 21,100—
    184 Montreal Street4 / 21,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More duplexs in Kingston

    Active listings within ±20% of this asking price.

    • 15 Redden Street
      $599,900
      15 Redden Street
      Duplex 3 2
    • 81 Weller Avenue
      $529,900
      81 Weller Avenue
      Duplex 3 3
    • 40 Ordnance Street
      $649,900
      40 Ordnance Street
      Duplex 3 3
    • 632 MacDonnell Street
      $547,000
      632 MacDonnell Street
      Duplex 4 2
    • 212 RIDEAU Street
      $549,900
      212 RIDEAU Street
      Duplex 4 3
    • 695 Victoria Street
      $599,900
      695 Victoria Street
      Duplex 6 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  16. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  17. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  18. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  19. Public listing courtesy of RE/MAX RISE EXECUTIVES, BROKERAGE · displayed on Summitly per MLS® data-share rules

    390 Division Street is a 4-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  20. When was 390 Division Street built?

    390 Division Street was built in 100+. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  21. What is the property tax for 390 Division Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 390 Division Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  22. How much would the monthly mortgage be on 390 Division Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $609,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  23. Has 390 Division Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 390 Division Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  24. What neighbourhood is 390 Division Street in?

    390 Division Street is in East of Sir John A. Blvd, Kingston. The 'Neighbourhood' section below links to the live Kingston real estate hub with average sold price, days on market, and current inventory.

  25. Is Kingston a good place to live?

    Kingston is one of ON's actively-tracked Summitly markets. The full Kingston real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  26. 1060 Rosanna Avenue
    3 / 3
    1,100
    —
    69 Scott Street5 / 43,500—
    9 Elizabeth Avenue3 / 21,100—