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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 92 daysPrice drop · $19,100 off (-1.9%)

    394 Centre Street S

    Central·Oshawa, ON·L1H 4B9·Near Simcoe St S and Avenue St

    • 3 beds
    Oshawa real estate›E12920964
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Rare Opportunity To Own A Solid Income Property In Central Oshawa. Registered As A Six plex, The Building Is Currently Operating With Five Fully Tenanted Units After Two Suites Were Combined, With Future Potential To Reconfigure Back To Six Units Set On A Quiet, Established Street With Quick Access To Downtown Amenities, Parks, Transit, The GO, And Hwy 401.Self-ContainedApartments Offer Practical Layouts And Good Natural Light; Common Areas Present Well. Laundry Is Located In The Basement, With Opportunity To Convert To A Coin-Operated System For Additional Income. The Rectangular Lot And Flexible Multi-Residential Zoning Support Long-Term Hold Strategies And Value-Add Plans. Stable In-Place Income With Clear Upside As Suites Turn And Rents Align With Area Averages .Estimated Cap. Rate ~6% Based On Current Income/Expenses; Financial Package, Rent Roll, And Floor Plans Available. Ideal Turnkey Addition To An Existing Portfolio Or A Smart First Multi-Family Step. 48 Hours Notice Required For Showings. Please Respect Residents. Showings By Appointment Only.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 1, 2026Price reducedCurrentReduced$999,900−$19,100 (1.9%)E12920964This page
    Jun 26, 2026Previously listedNew$949,900 —E13493858View
    Mar 25, 2026ListedCurrentFor sale$1,019,000 —E12920964This page
    Sep 11, 2025Previously listedExp$1,049,990 —E12398835View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Window Unit(s)
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 394 Centre Street S
    What's nearby

    Points of interest classified by the MLS® feed.

    • Cul de Sac/Dead End
    • Public Transit
    • School Bus Route
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,912
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $423
    0.51% mill rate · ON
    The market

    How this home sits in the Oshawa market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Oshawa market right now

    Average sold price, days on market, and closed-transaction count for Oshawa — sourced from MLS®.

    • Avg sold price
      $722,236
      Last 30 days
    • Median sold price
      $675,000
      Middle of the market
    • Days on market
      24 d
      Avg from list to close
    • Closed last 30d
      506
      MLS® transactions
    Full Oshawa market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 394 Centre Street S — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 394 Centre Street S and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 394 Centre Street S listed for?

      394 Centre Street S is listed at $999,900 on the MLS® (listing E12920964). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 394 Centre Street S have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 6 baths
  2. 2000-2500 sqft
  3. Multiplex
  4. Asking
    $999,900
    $0 / sqft · MLS® E12920964
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $722,236
    $664,457Confidence range$780,015
    Asking vs estimate
    ↑↑well-above
    +$277,664
    (+38.4%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Oshawa sell in about 24 days — this one has been listed 92 days.

    Avg sold price
    $722,236
    Median sold
    $675,000
    Avg days on market
    24
    Recently sold
    506
    See comparable sales
    Rare Opportunity To Own A Solid Income Property In Central Oshawa.
  6. Laundry Is Located In The Basement, With Opportunity To Convert To A Coin-Operated System For Additional Income.
  7. The Rectangular Lot And Flexible Multi-Residential Zoning Support Long-Term Hold Strategies And Value-Add Plans.
  8. Stable In-Place Income With Clear Upside As Suites Turn And Rents Align With Area Averages .Estimated Cap.
  9. Ask Zara a follow-up
    Sewer
  10. Parking & garage

    3
    Garage
    None
    Parking spaces
    4
    Driveway
    4
  11. Interior

    6
    Basement
    Full, Unfinished
    Family room
    N
    Kitchens
    5
    Total rooms
    13
    Laundry level
    Lower Level
    Elevator
    N
  12. Exterior & construction

    4
    Exterior
    Brick
    Roof
    Asphalt Shingle
    Foundation
    Stone
    Pool
    None
  13. Lot & land

    1
    Zoning
    R3-A/R5-B/R7-A
  14. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    2 1/2 Storey
    Property class
    Multiplex
  15. Room-by-room · 1 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Second level

    1 room
    • Bedroom
      19.7 × 23.0 ft
    Combined estimate
    $5,335
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,912
    /mo
    based on the purchase price of $999,900
    $199,980 cash
    $799,920 financed
    $673,743 total interest
    Monthly payment$4,912/ month
    Principal54%$799,920
    Interest46%$673,743

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable multiplexs that just sold in Oshawa

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 606 Lansdowne Drive
      Sold
      Sign in for price
      606 Lansdowne Drive
      Multiplex
    • 1033 Ravine Road
      Sold
      Sign in for price
      1033 Ravine Road
      Multiplex
    • 314 Hillside Avenue
      Sold
      Sign in for price
      314 Hillside Avenue
      Multiplex
    • 390 Dean Avenue
      Sold
      Sign in for price
      390 Dean Avenue
      Multiplex
    • 136 Gibb Street
      Sold
      Sign in for price
      136 Gibb Street
      Multiplex
    • 606 Lansdowne Drive
      Sold
      Sign in for price
      606 Lansdowne Drive
      Multiplex
    AddressBd / BaSqftSold$/sqft% of askSold
    394 Centre Street SThis home3 / 620,002,500$999,900ask———
    606 Lansdowne Drive4 / 31,500—
    1033 Ravine Road11 / 63,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More multiplexs in Oshawa

    Active listings within ±20% of this asking price.

    • 394 Centre Street
      $949,900
      394 Centre Street
      Multiplex 3 6
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  16. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  17. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  18. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  19. Public listing courtesy of Royal Heritage Realty Ltd. · displayed on Summitly per MLS® data-share rules

    394 Centre Street S is a 3-bedroom, 6-bath, 2000-2500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  20. When was 394 Centre Street S built?

    The year built for 394 Centre Street S isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  21. What is the property tax for 394 Centre Street S?

    The 'Property tax' tab in the History section shows the most recent annual tax for 394 Centre Street S plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  22. How much would the monthly mortgage be on 394 Centre Street S?

    The affordability calculator on this page shows an estimated monthly mortgage for $999,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  23. Has 394 Centre Street S been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 394 Centre Street S with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  24. What neighbourhood is 394 Centre Street S in?

    394 Centre Street S is in Central, Oshawa. The 'Neighbourhood' section below links to the live Oshawa real estate hub with average sold price, days on market, and current inventory.

  25. Is Oshawa a good place to live?

    Oshawa is one of ON's actively-tracked Summitly markets. The full Oshawa real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  26. 314 Hillside Avenue
    6 / 4
    2,500
    —
    390 Dean Avenue11 / 63,000—
    136 Gibb Street6 / 31,500—
    606 Lansdowne Drive5 / 3——