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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 35 days

    395 Tar Island

    Front of Escott Twp·Leeds and the Thousand Islands, ON·K0E 1R0·Near rockport and Tar island

    • 3 beds
    Leeds and the Thousand Islands real estate›X13160136
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Waterfront Cottage Retreat in the Heart of the Thousand IslandsEscape to your own private island retreat in the spectacular Thousand Islands. Located just a short boat ride from Rockport, this charming 3-bedroom cottage offers the perfect blend of privacy, nature, and classic river living.Set on approximately 2 acres with over 600 feet of waterfront, this elevated cottage sits tucked into a peaceful marsh setting surrounded by the natural beauty of the St. Lawrence River. Whether you're looking for a family getaway, fishing retreat, or quiet escape from the city, this property delivers an authentic Thousand Islands experience.The fully insulated and heated cottage features three bedrooms, one bathroom, a bright living area, and a spacious wrap-around deck ideal for entertaining, relaxing with a morning coffee, or taking in breathtaking sunset views over the river. A durable metal roof adds peace of mind, while several storage buildings provide excellent space for tools, water toys, and seasonal equipment.The property is raised on supports and designed for island living, offering excellent potential for year-round enjoyment. The surrounding waterways are known for outstanding boating, fishing, and exploring, with numerous restaurants, marinas, and attractions throughout the Thousand Islands all easily accessible by boat.Nature lovers will appreciate the quiet marsh environment and abundant wildlife, while outdoor enthusiasts can enjoy nearby fishing, kayaking, hiking trails, and endless days on the water. The current dock does require repair, offering an opportunity for the next owner to customize the waterfront access to their needs. A rare opportunity to own a peaceful island property in one of Ontario's most iconic waterfront destinations. Property is being sold as-is and does require some work.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 21, 2026ListedCurrentFor sale$264,900 —X13160136This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Baseboard
      Air conditioning
      Window Unit(s)
      Water source
      Well
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 395 Tar Island
    What's nearby

    Points of interest classified by the MLS® feed.

    • Island
    • River/Stream
    • Waterfront
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $1,301
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $242
    1.09% mill rate · ON
    The market

    How this home sits in the Leeds and the Thousand Islands market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Leeds and the Thousand Islands market right now

    Average sold price, days on market, and closed-transaction count for Leeds and the Thousand Islands — sourced from MLS®.

    • Avg sold price
      $563,321
      Last 30 days
    • Median sold price
      $488,389
      Middle of the market
    • Days on market
      73 d
      Avg from list to close
    • Closed last 30d
      26
      MLS® transactions
    Full Leeds and the Thousand Islands market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 395 Tar Island — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 395 Tar Island and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 395 Tar Island listed for?

      395 Tar Island is listed at $264,900 on the MLS® (listing X13160136). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 395 Tar Island have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 700-1100 sqft
  3. Detached
  4. Asking
    $264,900
    $0 / sqft · MLS® X13160136
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $563,321
    $518,255Confidence range$608,387
    Asking vs estimate
    ↓below
    −$298,421
    (-53.0%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Leeds and the Thousand Islands sell in about 73 days — this one has been listed 35 days.

    Avg sold price
    $563,321
    Median sold
    $488,389
    Avg days on market
    73
    Recently sold
    26
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    AI highlights by Zara
    • The current dock does require repair, offering an opportunity for the next owner to customize the waterfront access to their needs.
    • A rare opportunity to own a peaceful island property in one of Ontario's most iconic waterfront destinations.
    • Property is being sold as-is and does require some work.
    Ask Zara a follow-up
    Septic
  6. Parking & garage

    2
    Garage
    None
    Parking spaces
    0
  7. Interior

    4
    Basement
    Unfinished
    Family room
    N
    Kitchens
    1
    Total rooms
    7
  8. Exterior & construction

    6
    Exterior
    Vinyl Siding
    Roof
    Metal
    Foundation
    Piers
    View
    River
    Waterfront
    Y
    Pool
    None
  9. Listing & possession

    3
    Possession
    2026-05-22T00:00:00.000-00:00
    Property style
    Bungalow-Raised
    Property class
    Detached
  10. Room-by-room · 7 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Dining Room
      8.1 × 14.7 ft
    • Bedroom
      7.6 × 9.4 ft
    • Bathroom
      5.3 × 9.4 ft
    • Kitchen
      7.9 × 14.7 ft
    • Bedroom
      7.6 × 9.4 ft
    • Living Room
      13.5 × 14.7 ft
    • Bedroom
      7.7 × 9.4 ft
    Combined estimate
    $1,543
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $1,301
    /mo
    based on the purchase price of $264,900
    $52,980 cash
    $211,920 financed
    $178,492 total interest
    Monthly payment$1,301/ month
    Principal54%$211,920
    Interest46%$178,492

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Leeds and the Thousand Islands

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 1423 County Rd 2 Road
      Sold
      Sign in for price
      1423 County Rd 2 Road
      Detached
    • 162 Escott/ Rockport Road
      Sold
      Sign in for price
      162 Escott/ Rockport Road
      Detached
    • 798 Russell Road
      Sold
      Sign in for price
      798 Russell Road
      Detached
    • 138 Escott Rockport Road
      Sold
      Sign in for price
      138 Escott Rockport Road
      Detached
    • 802 Beach Lane
      Sold
      Sign in for price
      802 Beach Lane
      Detached
    • 163 Main Street
      Sold
      Sign in for price
      163 Main Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    395 Tar IslandThis home3 / 17,001,100$264,900ask———
    1423 County Rd 2 Road4 / 22,000—
    162 Escott/ Rockport Road3 / 31,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  11. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  12. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  13. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  14. Public listing courtesy of HOMELIFE/DLK REAL ESTATE LTD · displayed on Summitly per MLS® data-share rules

    395 Tar Island is a 3-bedroom, 1-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  15. When was 395 Tar Island built?

    The year built for 395 Tar Island isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  16. What is the property tax for 395 Tar Island?

    The 'Property tax' tab in the History section shows the most recent annual tax for 395 Tar Island plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  17. How much would the monthly mortgage be on 395 Tar Island?

    The affordability calculator on this page shows an estimated monthly mortgage for $264,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  18. Has 395 Tar Island been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 395 Tar Island with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  19. What neighbourhood is 395 Tar Island in?

    395 Tar Island is in Front of Escott Twp, Leeds and the Thousand Islands. The 'Neighbourhood' section below links to the live Leeds and the Thousand Islands real estate hub with average sold price, days on market, and current inventory.

  20. Is Leeds and the Thousand Islands a good place to live?

    Leeds and the Thousand Islands is one of ON's actively-tracked Summitly markets. The full Leeds and the Thousand Islands real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  21. 798 Russell Road
    3 / 1
    1,100
    —
    138 Escott Rockport Road3 / 21,100—
    802 Beach Lane3 / 21,500—
    163 Main Street2 / 21,500—