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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 82 daysPrice drop · $200,000 off (-7.4%)

    3965 Algoma Avenue

    Rural Innisfil·Innisfil, ON·L9S 2M1·Near Big Bay Point Rd / Sideroad 30

    • 6 beds
    Innisfil real estate›N12937336
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Luxury Custom Bungaloft on Shoreline Road - Steps to Lake Simcoe! ****Welcome to this newly upgraded, move-in-ready custom bungaloft situated on a rare 200 x 150 ft private lot surrounded by mature greenery in the highly sought-after Big Bay Point community. Just steps across the street from Lake Simcoe, this exceptional property offers walkable access to public docks and a nearby boat launch, ideal for boating and lakeside living. Friday Harbour Resort is approximately 3 km away, offering year-round dining, golf, marina, and entertainment.****Over $1.2 million in high-end interior and exterior upgrades have been completed within the past two years. Notable improvements include a new metal roof with lifetime warranty, freshly paved extended driveway with additional parking, and professionally designed landscaping with an automated irrigation system. ****Enjoy a true resort-style backyard featuring a fully enclosed, in-ground heated freshwater swimming pool (filled July 2025) with two decorative fountains and solar lighting. The outdoor space is enhanced by a 500+ sq ft covered outdoor kitchen with metal roofing and extra storage, perfect for entertaining. A private children's playground with slide, swings, monkey bars, and soft sea sand completes the outdoor oasis. ****The home offers over 5,000 sq ft of living space, including 7 bedrooms and 5 bathrooms, plus an attached heated 3-car garage with epoxy flooring and custom shelving. Interior features include oversized windows, coffered ceilings, decorative wall moldings, and adjustable LED pot lighting throughout. The partially finished basement includes a bedroom, dining area, 3-piece bath, and stylish metallic marble epoxy flooring. ****A rare opportunity to own a resort-inspired retreat just steps from the lake. ****Book your private showing today.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 19, 2026Price reducedCurrentReduced$2,499,000−$200,000 (7.4%)N12937336This page
    Mar 30, 2026ListedCurrentFor sale$2,699,000 —N12937336This page
    Jan 21, 2026Previously listedTer$2,699,000 —N12718768View
    Jun 5, 2025Previously listedTer$2,749,999 —N12198631View
    May 27, 2025Previously listedTer$12,500 —N12177583View
    Mar 4, 2025Previously listedExp$3,245,000 —N12000942View
    Nov 15, 2024Previously listedExp$3,749,000 —N10426736View
    Oct 15, 2024Previously listedTer$3,985,000 —N9397208View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 3965 Algoma Avenue
    What's nearby

    Points of interest classified by the MLS® feed.

    • Beach
    • Electric Car Charger
    • Lake Access
    • Lake/Pond
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $12,277
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $958
    0.46% mill rate · ON
    The market

    How this home sits in the Innisfil market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Innisfil market right now

    Average sold price, days on market, and closed-transaction count for Innisfil — sourced from MLS®.

    • Avg sold price
      $776,159
      Last 30 days
    • Median sold price
      $770,000
      Middle of the market
    • Days on market
      34 d
      Avg from list to close
    • Closed last 30d
      200
      MLS® transactions
    Full Innisfil market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 3965 Algoma Avenue — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 3965 Algoma Avenue and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 3965 Algoma Avenue listed for?

      3965 Algoma Avenue is listed at $2,499,000 on the MLS® (listing N12937336). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 3965 Algoma Avenue have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 5 baths
  2. 3500-5000 sqft
  3. Detached
  4. Asking
    $2,499,000
    $0 / sqft · MLS® N12937336
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $1,195,285
    $1,099,662Confidence range$1,290,908
    Asking vs estimate
    ↑↑well-above
    +$1,303,715
    (+109.1%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 6 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Innisfil sell in about 34 days — this one has been listed 82 days.

    Avg sold price
    $776,159
    Median sold
    $770,000
    Avg days on market
    34
    Recently sold
    200
    See comparable sales
    AI highlights by Zara
    • The outdoor space is enhanced by a 500+ sq ft covered outdoor kitchen with metal roofing and extra storage, perfect for entertaining.
    Ask Zara a follow-up
    Well
    Sewer
    Septic
  6. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    3
    Parking spaces
    16
    Driveway
    Private Triple, Available, Front Yard Parking
  7. Interior

    6
    Basement
    Partially Finished, Walk-Up
    Family room
    Y
    Kitchens
    1
    Total rooms
    10
    Laundry level
    Main Level
    Elevator
    N
  8. Exterior & construction

    5
    Exterior
    Stone
    Roof
    Metal
    Foundation
    Concrete Block
    View
    Lake, Pool, Park/Greenbelt
    Pool
    Inground, Outdoor
  9. Lot & land

    1
    Zoning
    R1
  10. Listing & possession

    4
    Possession
    2026-07-01T00:00:00.000-00:00
    Occupancy
    Flexible
    Property style
    1 1/2 Storey
    Property class
    Detached
  11. Room-by-room · 12 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    8 rooms
    • Family Room
      cathedral ceiling(s) · ceiling fan(s) · hardwood floor
      18.9 × 17.4 ft
    • Bedroom 3
      walk-in closet(s) · semi ensuite · coffered ceiling(s)
      11.0 × 11.5 ft
    • Laundry
      laundry sink · access to garage
      8.4 × 16.0 ft
    • Bedroom
      coffered ceiling(s) · french doors · pot lights
      11.9 × 10.1 ft
    • Bedroom 4
      walk-in closet(s) · coffered ceiling(s) · pot lights
      16.0 × 12.1 ft
    • Kitchen
      breakfast bar · illuminated ceiling
      18.1 × 14.3 ft
    • Dining Room
      open concept · w/o to yard
      18.1 × 9.2 ft
    • Bedroom 2
      ceiling fan(s) · semi ensuite · walk-in closet(s)
      10.1 × 15.4 ft

    Second level

    2 rooms
    • Primary Bedroom
      walk-in closet(s) · 6 pc ensuite · ceiling fan(s)
      16.7 × 21.7 ft
    • Bedroom 5
      closet · combined w/office · ceiling fan(s)
      15.0 × 12.0 ft

    Basement level

    2 rooms
    • Bedroom
      closet · marble floor
      11.2 × 11.6 ft
    • Furnace Room
      Marble Floor
      11.9 × 14.1 ft
  12. Lake Backlot
  13. Campground
  14. Combined estimate
    $13,235
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $12,277
    /mo
    based on the purchase price of $2,499,000
    $499,800 cash
    $1,999,200 financed
    $1,683,851 total interest
    Monthly payment$12,277/ month
    Principal54%$1,999,200
    Interest46%$1,683,851

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Innisfil

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 1533 Prentice Road
      Sold
      Sign in for price
      1533 Prentice Road
      Detached
    • 41 Mumberson Street
      Sold
      Sign in for price
      41 Mumberson Street
      Detached
    • 3629 Maple Grove Road
      Sold
      Sign in for price
      3629 Maple Grove Road
      Detached
    • 3994 Guest Road
      Sold
      Sign in for price
      3994 Guest Road
      Detached
    • 1231 Temple Avenue
      Sold
      Sign in for price
      1231 Temple Avenue
      Detached
    • 944 Larter Street
      Sold
      Sign in for price
      944 Larter Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    3965 Algoma AvenueThis home6 / 535,005,000$2,499,000ask———
    1533 Prentice Road5 / 53,000—
    41 Mumberson Street5 / 53,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Innisfil

    Active listings within ±20% of this asking price.

    • 668 Florence Road
      $2,499,000
      668 Florence Road
      Detached 5 5
    • 2338 Buchanan Street
      $2,250,000
      2338 Buchanan Street
      Detached 5 5
    • 3500 Crescent Harbour Road
      $2,249,900
      3500 Crescent Harbour Road
      Detached 6 5
    • 2236 Pemberton Way
      $2,190,000
      2236 Pemberton Way
      Detached 5 5
    • 22 Gooch Park Drive
      $2,399,000
      22 Gooch Park Drive
      Detached 5 4
    • 607 Cedarvale Drive
      $2,150,000
      607 Cedarvale Drive
      Detached 5 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  15. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  16. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  17. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  18. Public listing courtesy of THE GUARDIAN HOME REALTY INC. · displayed on Summitly per MLS® data-share rules

    3965 Algoma Avenue is a 6-bedroom, 5-bath, 3500-5000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  19. When was 3965 Algoma Avenue built?

    The year built for 3965 Algoma Avenue isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  20. What is the property tax for 3965 Algoma Avenue?

    The 'Property tax' tab in the History section shows the most recent annual tax for 3965 Algoma Avenue plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  21. How much would the monthly mortgage be on 3965 Algoma Avenue?

    The affordability calculator on this page shows an estimated monthly mortgage for $2,499,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  22. Has 3965 Algoma Avenue been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 3965 Algoma Avenue with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  23. What neighbourhood is 3965 Algoma Avenue in?

    3965 Algoma Avenue is in Rural Innisfil, Innisfil. The 'Neighbourhood' section below links to the live Innisfil real estate hub with average sold price, days on market, and current inventory.

  24. Is Innisfil a good place to live?

    Innisfil is one of ON's actively-tracked Summitly markets. The full Innisfil real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  25. 3629 Maple Grove Road
    5 / 3
    1,500
    —
    3994 Guest Road5 / 32,500—
    1231 Temple Avenue7 / 52,500—
    944 Larter Street5 / 43,500—