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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 24 days

    3978 South Portage Road

    Brunel·Huntsville, ON·P1H 2J3·Near Jo Lee Point Rd/Portage Rd

    • 4 beds
    Huntsville real estate›X13467706
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Luxurious lakefront retreat with 200 ft of shoreline, prime sw exposure, bunkie & heated/insulated guest cottage! Set along the shores of Lake of Bays, where water levels are thoughtfully managed by the township to help preserve shoreline integrity and enjoyment, this luxurious waterfront retreat offers 200 ft of crystal-clear shoreline, prime SW exposure, a bunkie and a heated/insulated guest cottage. Set on 0.86 acres, this property offers a flat lot, hard-packed sandy waterfront, no stairs to the shoreline, and the advantage of both walk-in entry and deeper water off the dock. Set on a year-round municipal road near Dorset, Huntsville, Gravenhurst, Bracebridge, and Baysville, enjoy miles of boating with access to restaurants, grocery stores, the LCBO, Robinson's Hardware, ice cream, Lake of Bays Brewery, and Bigwin Island. Substantially rebuilt in 2007, the main residence features cathedral ceilings, oak hardwood floors, large windows, and a kitchen showcasing wood cabinetry, granite counters, and a large island with seating. The primary bedroom offers separate deck access and a full wall of windows overlooking the water. Landscaped grounds present perennial gardens, granite stone steps, a crushed granite driveway with ample parking, and a cleared area for games or future landscaping. Outdoor living continues with updated two-tier decks and an oversized 500 sq ft L-shaped floating dock. The heated/insulated guest cottage has a living room, 2 bedrooms, and a bathroom, plus a bunkie. Modern systems include a propane high-efficiency furnace, on-demand hot water systems, a UV & filtered lake water system, heated water lines, an over-capacity septic system, foamed-in-place insulation, a BBQ gas hookup, and updated drainage. An additional cleared lot across the road offers potential for a garage, future outbuilding, or extra parking. A distinctive Lake of Bays offering where exceptional shoreline, thoughtful design, and guest space come together in all the right ways!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 19, 2026ListedCurrentFor sale$1,599,000 —X13467706This page
    May 28, 2026Previously listedTer$1,649,900 —X13210778View
    Apr 13, 2026Previously listedTer$1,699,000 —X12995862View
    Mar 19, 2026Previously listedTer$1,799,000 —X12900302View
    Mar 27, 2025Previously listedTer$1,799,900 —X12044937View
    Mar 13, 2025Previously listedTer$1,899,000 —X12018214View
    Jan 3, 2025Previously listedTer$1,975,000 —X11906383View
    Nov 15, 2024Previously listedTer$1,999,000 —X10426666View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Other
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 3978 South Portage Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • Golf
    • Lake/Pond
    • Marina
    • Other
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $7,855
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $530
    0.40% mill rate · ON
    The market

    How this home sits in the Huntsville market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Huntsville market right now

    Average sold price, days on market, and closed-transaction count for Huntsville — sourced from MLS®.

    • Avg sold price
      —
      Last 30 days
    • Median sold price
      —
      Middle of the market
    • Days on market
      —
      Avg from list to close
    • Closed last 30d
      —
      MLS® transactions
    Full Huntsville market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 3978 South Portage Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 3978 South Portage Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 3978 South Portage Road listed for?

      3978 South Portage Road is listed at $1,599,000 on the MLS® (listing X13467706). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 3978 South Portage Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1500-2000 sqft
  3. Detached
  4. Built 51-99
  5. .50-1.99 ac lot
  6. Asking
    $1,599,000
    $0 / sqft · MLS® X13467706
    Chat Zara
  7. Zara AI Estimate
    Live valuation

    Not enough neighbourhood comparable data yet to estimate this listing. Chat with Zara for a private valuation.

    Ask Zara
    Market analytics

    Live market data for Huntsville.

    Avg sold price
    —
    Median sold
    —
    Avg days on market
    —
    Recently sold
    —
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    AI highlights by Zara
    • Substantially rebuilt in 2007, the main residence features cathedral ceilings, oak hardwood floors, large windows, and a kitchen showcasing wood cabinetry, granite counters, and a large island with seating.
    • Landscaped grounds present perennial gardens, granite stone steps, a crushed granite driveway with ample parking, and a cleared area for games or future landscaping.
    • Outdoor living continues with updated two-tier decks and an oversized 500 sq ft L-shaped floating dock.
    • An additional cleared lot across the road offers potential for a garage, future outbuilding, or extra parking.
    Ask Zara a follow-up
    Other
    Sewer
    Septic
  8. Parking & garage

    3
    Garage
    None
    Parking spaces
    8
    Driveway
    Private
  9. Interior

    5
    Basement
    Crawl Space
    Family room
    Y
    Kitchens
    1
    Total rooms
    8
    Laundry level
    Main Level
  10. Exterior & construction

    6
    Exterior
    Wood
    Roof
    Asphalt Shingle
    Foundation
    Concrete Block
    View
    Lake, Water, Trees/Woods
    Waterfront
    Y
    Pool
    None
  11. Lot & land

    2
    Year built
    51-99
    Zoning
    SR1-1522
  12. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Bungalow
    Property class
    Detached
  13. Room-by-room · 8 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Living Room
      19.2 × 11.5 ft
    • Bedroom 3
      10.8 × 8.4 ft
    • Living Room
      cathedral ceiling(s) · skylight · walk-out
      15.4 × 13.0 ft
    • Dining Room
      cathedral ceiling(s) · hardwood floor
      8.2 × 13.0 ft
    • Primary Bedroom
      skylight · walk-out · hardwood floor
      11.1 × 15.6 ft
    • Kitchen
      cathedral ceiling(s) · hardwood floor
      23.6 × 10.4 ft
    • Bedroom 2
      hardwood floor · large window
      11.3 × 9.7 ft

    Second level

    1 room
    • Bedroom 4
      13.0 × 9.1 ft
    Combined estimate
    $8,385
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $7,855
    /mo
    based on the purchase price of $1,599,000
    $319,800 cash
    $1,279,200 financed
    $1,077,422 total interest
    Monthly payment$7,855/ month
    Principal54%$1,279,200
    Interest46%$1,077,422

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Huntsville

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 155 Hunters Bay Drive
      Sold
      Sign in for price
      155 Hunters Bay Drive
      Detached
    • 64 Spruce Drive
      Sold
      Sign in for price
      64 Spruce Drive
      Detached
    • 16 SHAY Road
      Sold
      Sign in for price
      16 SHAY Road
      Detached
    • 132 Muskoka River Road
      Sold
      Sign in for price
      132 Muskoka River Road
      Detached
    • 3 Cliff Avenue
      Sold
      Sign in for price
      3 Cliff Avenue
      Detached
    • 12 Manominee Street
      Sold
      Sign in for price
      12 Manominee Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    3978 South Portage RoadThis home4 / 215,002,000$1,599,000ask———
    155 Hunters Bay Drive3 / 22,000—
    64 Spruce Drive3 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Huntsville

    Active listings within ±20% of this asking price.

    • 835 Stephenson Road
      $1,600,000
      835 Stephenson Road
      Detached 3 4
    • 691 South Waseosa Lake Road
      $1,299,900
      691 South Waseosa Lake Road
      Detached 3 3
    • 11 Forest Hill Lane
      $1,299,900
      11 Forest Hill Lane
      Detached 3 3
    • 27 Crimson Lane
      $1,499,900
      27 Crimson Lane
      Detached 3 4
    • 39 Deerfoot Trail
      $1,449,900
      39 Deerfoot Trail
      Detached 4 4
    • 126 Deerfoot Trail
      $1,600,000
      126 Deerfoot Trail
      Detached 3 4
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of RE/MAX HALLMARK PEGGY HILL GROUP REALTY · displayed on Summitly per MLS® data-share rules

    3978 South Portage Road is a 4-bedroom, 2-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 3978 South Portage Road built?

    3978 South Portage Road was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  19. What is the property tax for 3978 South Portage Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 3978 South Portage Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 3978 South Portage Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $1,599,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 3978 South Portage Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 3978 South Portage Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 3978 South Portage Road in?

    3978 South Portage Road is in Brunel, Huntsville. The 'Neighbourhood' section below links to the live Huntsville real estate hub with average sold price, days on market, and current inventory.

  23. Is Huntsville a good place to live?

    Huntsville is one of ON's actively-tracked Summitly markets. The full Huntsville real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 16 SHAY Road
    3 / 3
    1,500
    —
    132 Muskoka River Road3 / 1700—
    3 Cliff Avenue4 / 22,000—
    12 Manominee Street3 / 2700—