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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 9 days

    4 Flora Street

    Oakwood·Kawartha Lakes, ON·K0M 2M0·Near Eldon Rd & Hwy 7

    • 3 beds
    Kawartha Lakes real estate›X13511254
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    1 upcoming open house

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Sun, Jul 12
      2026-07-12T17:00:00.000-00:00 – 2026-07-12T19:00:00.000-00:00
      Public
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    Overview

    What this listing tells us

    Property description

    Welcome to this exceptional Victorian-inspired residence, where timeless architecture, impressive scale, and refined comfort come together in the charming village of Oakwood. Offering over 3,600 sq. ft. of beautifully finished living space, this distinguished home delivers an exceptional lifestyle for those who appreciate elegant design, generous proportions, and effortless entertaining. A classic covered front porch and expansive front and rear verandahs create a warm welcome, while sun-filled principal rooms, rich hardwood flooring, and a thoughtfully designed layout provide comfort and sophistication throughout. The spacious kitchen features abundant cabinetry, expansive work surfaces, and a generous breakfast bar overlooking the dining room. The adjoining family room is truly spectacular, boasting remarkable proportions and a dedicated piano alcove that enhances its elegance and versatility. The upper level is highlighted by an impressive primary retreat with a comfortable lounge area, a beautifully renovated spa-inspired ensuite with an oversized walk-in shower, and a spacious walk-in closet. Additional bedrooms are generously sized, while a stair lift offers convenient access to the second floor. The professionally finished lower level is designed for entertaining, featuring a custom oak bar, games area, expansive recreation room, guest bedroom, and abundant storage. Set on a magnificent 131 x 132-foot lot, the private, fully fenced backyard is a resort-inspired retreat with a beautiful in-ground swimming pool and inviting lounge areas, perfect for summer entertaining or quiet relaxation. An oversized attached two-car garage with additional storage, exceptional curb appeal, and a location just minutes from Lindsay and only an hour to the GTA complete this remarkable offering. A rare opportunity to enjoy timeless character, exceptional space, and resort-style living in one of Kawartha Lakes' most desirable communities.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 2, 2026ListedCurrentFor sale$999,900 —X13511254This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Well
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 4 Flora Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,912
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $432
    0.52% mill rate · ON
    The market

    How this home sits in the Kawartha Lakes market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Kawartha Lakes market right now

    Average sold price, days on market, and closed-transaction count for Kawartha Lakes — sourced from MLS®.

    • Avg sold price
      $688,790
      Last 30 days
    • Median sold price
      $630,000
      Middle of the market
    • Days on market
      40 d
      Avg from list to close
    • Closed last 30d
      368
      MLS® transactions
    Full Kawartha Lakes market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 4 Flora Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 4 Flora Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 4 Flora Street listed for?

      4 Flora Street is listed at $999,900 on the MLS® (listing X13511254). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 4 Flora Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 2500-3000 sqft
  3. Detached
  4. Asking
    $999,900
    $0 / sqft · MLS® X13511254
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $688,790
    $633,687Confidence range$743,893
    Asking vs estimate
    ↑↑well-above
    +$311,110
    (+45.2%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Kawartha Lakes sell in about 40 days — this one has been listed 9 days.

    Avg sold price
    $688,790
    Median sold
    $630,000
    Avg days on market
    40
    Recently sold
    368
    See comparable sales
    AI highlights by Zara
    • Offering over 3,600 sq. ft. of beautifully finished living space, this distinguished home delivers an exceptional lifestyle for those who appreciate elegant design, generous proportions, and effortless entertaining.
    • The spacious kitchen features abundant cabinetry, expansive work surfaces, and a generous breakfast bar overlooking the dining room.
    • The upper level is highlighted by an impressive primary retreat with a comfortable lounge area, a beautifully renovated spa-inspired ensuite with an oversized walk-in shower, and a spacious walk-in closet.
    • The professionally finished lower level is designed for entertaining, featuring a custom oak bar, games area, expansive recreation room, guest bedroom, and abundant storage.
    Ask Zara a follow-up
    Septic
  6. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    2
    Parking spaces
    6
    Driveway
    4
  7. Interior

    5
    Basement
    Finished
    Family room
    Y
    Kitchens
    1
    Total rooms
    8
    Elevator
    N
  8. Exterior & construction

    4
    Exterior
    Wood
    Roof
    Asphalt Shingle
    Foundation
    Other
    Pool
    Inground
  9. Listing & possession

    4
    Possession
    2026-08-03T00:00:00.000-00:00
    Occupancy
    30-90 days TBA
    Property style
    2-Storey
    Property class
    Detached
  10. Room-by-room · 12 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Family Room
      hardwood floor · combined w/sitting · bay window
      27.6 × 23.1 ft
    • Kitchen
      vinyl floor · breakfast bar
      13.8 × 15.3 ft
    • Living Room
      hardwood floor · formal rm · bay window
      13.7 × 10.7 ft
    • Laundry
      Access To Garage
      14.5 × 7.4 ft
    • Dining Room
      vinyl floor · overlooks pool · w/o to deck
      12.2 × 15.6 ft

    Second level

    3 rooms
    • Bedroom 3
      broadloom · closet · bay window
      15.5 × 10.7 ft
    • Bedroom 2
      broadloom · walk-in closet(s) · overlooks pool
      15.3 × 12.9 ft
    • Primary Bedroom
      3 pc ensuite · walk-in closet(s) · combined w/sitting
      22.1 × 18.7 ft

    Basement level

    4 rooms
    • Utility Room
      Walk-In Closet(s)
      16.1 × 16.6 ft
    • Bedroom 4
      broadloom · french doors
      10.6 × 15.3 ft
    • Recreation
      broadloom · finished
      14.8 × 23.1 ft
    • Game Room
      broadloom · b/i bar
      15.8 × 15.6 ft
    Combined estimate
    $5,344
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,912
    /mo
    based on the purchase price of $999,900
    $199,980 cash
    $799,920 financed
    $673,743 total interest
    Monthly payment$4,912/ month
    Principal54%$799,920
    Interest46%$673,743

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Kawartha Lakes

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 4 Huntingwood Crescent
      Sold
      Sign in for price
      4 Huntingwood Crescent
      Detached
    • 46 Madill Crescent
      Sold
      Sign in for price
      46 Madill Crescent
      Detached
    • 543 Ramsey Road
      Sold
      Sign in for price
      543 Ramsey Road
      Detached
    • 70 Blythe Shore Road
      Sold
      Sign in for price
      70 Blythe Shore Road
      Detached
    • 84 Thompson Lane
      Sold
      Sign in for price
      84 Thompson Lane
      Detached
    • 329 Avery Point Road
      Sold
      Sign in for price
      329 Avery Point Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    4 Flora StreetThis home3 / 325,003,000$999,900ask———
    4 Huntingwood Crescent2 / 31,100—
    46 Madill Crescent3 / 31,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Kawartha Lakes

    Active listings within ±20% of this asking price.

    • 145 King Street
      $989,000
      145 King Street
      Detached 4 3
    • 42 Maritime Road
      $825,000
      42 Maritime Road
      Detached 2 2
    • 275 McGuire Beach Road
      $949,900
      275 McGuire Beach Road
      Detached 3 2
    • 81 Sanderling Crescent
      $949,900
      81 Sanderling Crescent
      Detached 6 5
    • 519 Long Beach Road
      $849,000
      519 Long Beach Road
      Detached 3 2
    • 30 Hodgson Drive
      $889,000
      30 Hodgson Drive
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  11. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  12. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  13. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  14. Public listing courtesy of EXP REALTY · displayed on Summitly per MLS® data-share rules

    4 Flora Street is a 3-bedroom, 3-bath, 2500-3000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  15. When was 4 Flora Street built?

    The year built for 4 Flora Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  16. What is the property tax for 4 Flora Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 4 Flora Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  17. How much would the monthly mortgage be on 4 Flora Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $999,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  18. Has 4 Flora Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 4 Flora Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  19. What neighbourhood is 4 Flora Street in?

    4 Flora Street is in Oakwood, Kawartha Lakes. The 'Neighbourhood' section below links to the live Kawartha Lakes real estate hub with average sold price, days on market, and current inventory.

  20. Is Kawartha Lakes a good place to live?

    Kawartha Lakes is one of ON's actively-tracked Summitly markets. The full Kawartha Lakes real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  21. 543 Ramsey Road
    5 / 2
    1,100
    —
    70 Blythe Shore Road2 / 1700—
    84 Thompson Lane3 / 22,000—
    329 Avery Point Road3 / 21,100—