Available on mobile

Take Summitly with you.

Browse listings, get instant alerts, and talk to your AI concierge — all from your pocket.

Download on theApp StoreGet it onGoogle Play

Weekly market briefing

The smartest move starts here.

Curated listings, price trends, and neighbourhood insights — delivered Sunday morning.

Summitly

Your trusted partner in real estate. We help you find your perfect home, make informed decisions, and connect with expert professionals across Canada.

Explore

Map SearchBrowse ListingsBrowse RentalsSold HomesOpen Houses

Sell & Rent

Sell Your HomeHome ValuationList Your Rental — FreeRental PricingRenting on Summitly

Resources

CalculatorsGet Pre-QualifiedNews & InsightsGuidesBlogAI ConciergeFranchise

Company

AboutContactFind a RealtorCareers — Join SummitlyFAQs
310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

Privacy PolicyTerms of UseCookiesSitemap

Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

    Summitly Logo
    Buy
    Sell
    Rent
    Pre-con
    Meet ZaraMy HomeNews & Insights
    HomeBuySell
    For sale On market 28 days

    40 Charles Street

    Port Hope·Port Hope, ON·L1A 1S4·Near Ridout Street and Julia Street

    • 4 beds
    Port Hope real estate›X13146708
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to 40 Charles Street. This turn-key circa 1915 century home has been completely renovated from the basement up with a new foundation, new windows and doors, new siding, newly insulated and drywalled with a fresh new layout, plus all new appliances. On the main level you are welcomed into the foyer with the original hardwood stairs, soaring ceilings and tall windows throughout. The main level includes a large living room, separate dining, eat-in kitchen with large center island, a laundry room and a 3-pc bathroom. Upstairs is a very spacious primary bedroom with double closets, a 4-pc bathroom and three additional large bedrooms. Set in Englishtown, a neighbourhood known for it's century homes and is a short stroll to downtown shops and restaurants. Close to all amenities, including the waterfront, shopping, schools, churches and the 401. This home is the perfect blend of modern convenience with historical charm.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 19, 2026ListedCurrentFor sale$799,000 —X13146708This page
    May 14, 2026Previously listedTer$825,000 —X13134150View
    May 1, 2026Previously listedTer$849,000 —X13073986View
    Apr 17, 2026Previously listedTer$879,000 —X13012996View
    Mar 18, 2026Previously listedTer$899,000 —X12896638View
    Sep 17, 2024SoldSold$350,000−$35,000 (9.1%)X9194959View
    Jul 26, 2024Previously listedSld$385,000 —X9194959View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      None
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 40 Charles Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Arts Centre
    • Beach
    • Fenced Yard
    • Library
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,925
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $375
    0.56% mill rate · ON
    The market

    How this home sits in the Port Hope market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Port Hope market right now

    Average sold price, days on market, and closed-transaction count for Port Hope — sourced from MLS®.

    • Avg sold price
      $736,934
      Last 30 days
    • Median sold price
      $707,500
      Middle of the market
    • Days on market
      33 d
      Avg from list to close
    • Closed last 30d
      60
      MLS® transactions
    Full Port Hope market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 40 Charles Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 40 Charles Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 40 Charles Street listed for?

      40 Charles Street is listed at $799,000 on the MLS® (listing X13146708). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 40 Charles Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1500-2000 sqft
  3. Detached
  4. Built 100+
  5. < .50 ac lot
  6. Asking
    $799,000
    $0 / sqft · MLS® X13146708
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $869,582
    $800,016Confidence range$939,149
    Asking vs estimate
    ↓below
    −$70,582
    (-8.1%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Port Hope sell in about 33 days — this one has been listed 28 days.

    Avg sold price
    $736,934
    Median sold
    $707,500
    Avg days on market
    33
    Recently sold
    60
    See comparable sales
    On the main level you are welcomed into the foyer with the original hardwood stairs, soaring ceilings and tall windows throughout.
  8. The main level includes a large living room, separate dining, eat-in kitchen with large center island, a laundry room and a 3-pc bathroom.
  9. Upstairs is a very spacious primary bedroom with double closets, a 4-pc bathroom and three additional large bedrooms.
  10. Close to all amenities, including the waterfront, shopping, schools, churches and the 401.
  11. Ask Zara a follow-up
    Sewer
  12. Parking & garage

    3
    Garage
    None
    Parking spaces
    0
    Driveway
    Street Only
  13. Interior

    5
    Basement
    Unfinished, Walk-Out
    Family room
    N
    Kitchens
    1
    Total rooms
    10
    Laundry level
    Main Level
  14. Exterior & construction

    5
    Exterior
    Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    View
    Trees/Woods
    Pool
    None
  15. Lot & land

    2
    Year built
    100+
    Zoning
    R2-1
  16. Listing & possession

    3
    Occupancy
    Flexible and Quick Closing Available
    Property style
    2-Storey
    Property class
    Detached
  17. Room-by-room · 10 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Ground level

    5 rooms
    • Living Room
      laminate · large window
      14.9 × 14.8 ft
    • Kitchen
      laminate · granite counters · walk-out
      14.4 × 16.7 ft
    • Bathroom
      3 pc bath · tile floor
      9.0 × 6.2 ft
    • Dining Room
      laminate · large window
      14.1 × 14.1 ft
    • Laundry
      Laminate
      9.0 × 6.2 ft

    Second level

    5 rooms
    • Bedroom 3
      laminate · closet
      10.6 × 14.7 ft
    • Bathroom
      4 Pc Bath
      9.7 × 10.0 ft
    • Bedroom 4
      laminate · closet
      12.3 × 10.0 ft
    • Primary Bedroom
      laminate · his and hers closets
      14.4 × 14.1 ft
    • Bedroom 2
      Laminate
      12.4 × 14.6 ft
  18. Marina
  19. Park
  20. Combined estimate
    $4,300
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,925
    /mo
    based on the purchase price of $799,000
    $159,800 cash
    $639,200 financed
    $538,374 total interest
    Monthly payment$3,925/ month
    Principal54%$639,200
    Interest46%$538,374

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Port Hope

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 135 Peacock Boulevard
      Sold
      Sign in for price
      135 Peacock Boulevard
      Detached
    • 8227 Gilmour Road
      Sold
      Sign in for price
      8227 Gilmour Road
      Detached
    • 6 Sanders Drive
      Sold
      Sign in for price
      6 Sanders Drive
      Detached
    • 3853 Ganaraska Road
      Sold
      Sign in for price
      3853 Ganaraska Road
      Detached
    • 78 Jarvis Drive
      Sold
      Sign in for price
      78 Jarvis Drive
      Detached
    • 79 Centennial Drive
      Sold
      Sign in for price
      79 Centennial Drive
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    40 Charles StreetThis home4 / 215,002,000$799,000ask———
    135 Peacock Boulevard3 / 2700—
    8227 Gilmour Road3 / 21,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Port Hope

    Active listings within ±20% of this asking price.

    • 95 Centennial Drive
      $864,900
      95 Centennial Drive
      Detached 3 4
    • 1325 Lakeshore Road
      $749,900
      1325 Lakeshore Road
      Detached 3 2
    • 42 Deblaquire Street
      $799,000
      42 Deblaquire Street
      Detached 4 3
    • 14 Curtis Court
      $649,900
      14 Curtis Court
      Detached 3 2
    • 23 Huffman Avenue
      $839,000
      23 Huffman Avenue
      Detached 3 3
    • 30 Bruton Street
      $939,000
      30 Bruton Street
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  21. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  22. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  23. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  24. Public listing courtesy of RE/MAX ROUGE RIVER REALTY LTD. · displayed on Summitly per MLS® data-share rules

    40 Charles Street is a 4-bedroom, 2-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  25. When was 40 Charles Street built?

    40 Charles Street was built in 100+. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  26. What is the property tax for 40 Charles Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 40 Charles Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  27. How much would the monthly mortgage be on 40 Charles Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $799,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  28. Has 40 Charles Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 40 Charles Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  29. What neighbourhood is 40 Charles Street in?

    40 Charles Street is in Port Hope, Port Hope. The 'Neighbourhood' section below links to the live Port Hope real estate hub with average sold price, days on market, and current inventory.

  30. Is Port Hope a good place to live?

    Port Hope is one of ON's actively-tracked Summitly markets. The full Port Hope real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  31. 6 Sanders Drive
    3 / 2
    1,100
    —
    3853 Ganaraska Road4 / 32,500—
    78 Jarvis Drive4 / 42,000—
    79 Centennial Drive4 / 21,100—