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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 6 days ago

    40 Main Street

    Port Dalhousie·St. Catharines, ON·L2N 4T7·Near MAIN/BROCK

    • 3 beds
    St. Catharines real estate›X13556488
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to 40 Main St. in the heart of Port Dalhousie. This beautifully restored 3-bedroom historic home blends timeless charm with thoughtful modern updates, set on a generous landscaped lot just steps to shops, restaurants, marina, and the beach.A classic front porch welcomes you and sets the tone for village living. Inside, the open-concept living and dining rooms are filled with natural light and showcase gleaming hardwood floors, lovingly restored period wood trim, high ceilings, and a striking original staircase that anchors the space with historic character. The fully renovated kitchen is designed for both everyday living and entertaining, featuring stone countertops, stainless steel appliances, ample cabinetry, and a large island that serves as a natural gathering place. Step out from the kitchen to a rear porch overlooking a private backyard with mature landscaping-perfect for relaxing or hosting guests. Upstairs, the spacious primary bedroom features a large picture window and 2 generous closets. Two additional well-proportioned bedrooms offer flexibility for family, guests, or home office. The updated main bathroom blends modern finishes with classic appeal. The lower level offers high ceilings and a separate entrance, providing excellent potential for future living space. Enjoy the unmatched Port Dalhousie lifestyle with walkability, beach, marina, cafés, community events, and quick highway access. A rare opportunity in one of Niagara's most sought-after neighbourhoods.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 13, 2026ListedCurrentFor sale$819,000 —X13556488This page
    Feb 9, 2026Previously listedTer$849,000 —X12771308View
    Mar 31, 2024SoldSold$840,000−$9,900 (1.2%)X8493316View
    Mar 4, 2024Previously listedSld$849,900 —X8493316View
    Nov 20, 2023Previously listedExp$849,900 —X8707875View
    Oct 6, 2023Previously listedTer$879,900 —X8707166View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Radiant
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 40 Main Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Beach
    • Clear View
    • Fenced Yard
    • Library
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,024
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $388
    0.57% mill rate · ON
    The market

    How this home sits in the St. Catharines market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The St. Catharines market right now

    Average sold price, days on market, and closed-transaction count for St. Catharines — sourced from MLS®.

    • Avg sold price
      $604,524
      Last 30 days
    • Median sold price
      $556,450
      Middle of the market
    • Days on market
      37 d
      Avg from list to close
    • Closed last 30d
      462
      MLS® transactions
    Full St. Catharines market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 40 Main Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 40 Main Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 40 Main Street listed for?

      40 Main Street is listed at $819,000 on the MLS® (listing X13556488). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 40 Main Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1100-1500 sqft
  3. Detached
  4. Built 100+
  5. .50-1.99 ac lot
  6. Asking
    $819,000
    $0 / sqft · MLS® X13556488
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $604,524
    $556,162Confidence range$652,886
    Asking vs estimate
    ↑↑well-above
    +$214,476
    (+35.5%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in St. Catharines sell in about 37 days — this one has been listed 6 days.

    Avg sold price
    $604,524
    Median sold
    $556,450
    Avg days on market
    37
    Recently sold
    462
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • The fully renovated kitchen is designed for both everyday living and entertaining, featuring stone countertops, stainless steel appliances, ample cabinetry, and a large island that serves as a natural gathering place.
    • Step out from the kitchen to a rear porch overlooking a private backyard with mature landscaping-perfect for relaxing or hosting guests.
    • Upstairs, the spacious primary bedroom features a large picture window and 2 generous closets.
    • The updated main bathroom blends modern finishes with classic appeal.
    Ask Zara a follow-up
    Sewer
  8. Parking & garage

    3
    Garage
    None
    Parking spaces
    2
    Driveway
    2
  9. Interior

    5
    Basement
    Separate Entrance, Unfinished
    Family room
    N
    Kitchens
    1
    Total rooms
    6
    Laundry level
    Lower Level
  10. Exterior & construction

    4
    Exterior
    Brick, Board & Batten
    Roof
    Asphalt Shingle
    Foundation
    Block
    Pool
    None
  11. Lot & land

    1
    Year built
    100+
  12. Listing & possession

    3
    Occupancy
    TBD
    Property style
    2-Storey
    Property class
    Detached
  13. Room-by-room · 8 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    3 rooms
    • Dining Room
      hardwood floor · open concept · overlooks frontyard
      13.3 × 13.2 ft
    • Kitchen
      stone counters · stainless steel appl · open concept
      13.3 × 9.5 ft
    • Living Room
      hardwood floor · open concept · b/i bookcase
      13.1 × 13.1 ft

    Second level

    3 rooms
    • Primary Bedroom
      hardwood floor · large closet · large window
      15.6 × 12.2 ft
    • Bedroom 3
      hardwood floor · closet · large window
      12.3 × 10.6 ft
    • Bedroom 2
      hardwood floor · closet · large window
      13.3 × 10.2 ft

    Lower level

    2 rooms
    • Laundry
      26.3 × 10.8 ft
    • Utility Room
      26.3 × 10.8 ft
  14. Park
  15. School
  16. Combined estimate
    $4,412
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,024
    /mo
    based on the purchase price of $819,000
    $163,800 cash
    $655,200 financed
    $551,850 total interest
    Monthly payment$4,024/ month
    Principal54%$655,200
    Interest46%$551,850

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in St. Catharines

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 7 Ameer Drive
      Sold
      Sign in for price
      7 Ameer Drive
      Detached
    • 9 Boese Court
      Sold
      Sign in for price
      9 Boese Court
      Detached
    • 35 Lake Street
      Sold
      Sign in for price
      35 Lake Street
      Detached
    • 17 GLENBARR Road
      Sold
      Sign in for price
      17 GLENBARR Road
      Detached
    • 22 Jeanette Drive
      Sold
      Sign in for price
      22 Jeanette Drive
      Detached
    • 601A Geneva Street
      Sold
      Sign in for price
      601A Geneva Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    40 Main StreetThis home3 / 211,001,500$819,000ask———
    7 Ameer Drive3 / 21,100—
    9 Boese Court3 / 31,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in St. Catharines

    Active listings within ±20% of this asking price.

    • 19 Woodington Crescent
      $799,000
      19 Woodington Crescent
      Detached 4 2
    • 113 St. Paul Crescent
      $659,900
      113 St. Paul Crescent
      Detached 3 2
    • 18 October Drive
      $799,900
      18 October Drive
      Detached 3 2
    • 240 - 242 Russell Avenue
      $919,000
      240 - 242 Russell Avenue
      Detached 4 3
    • 26 Millward Avenue
      $735,000
      26 Millward Avenue
      Detached 3 2
    • 22 Graves Crescent
      $779,900
      22 Graves Crescent
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of SAGE REAL ESTATE LIMITED · displayed on Summitly per MLS® data-share rules

    40 Main Street is a 3-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 40 Main Street built?

    40 Main Street was built in 100+. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 40 Main Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 40 Main Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 40 Main Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $819,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 40 Main Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 40 Main Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 40 Main Street in?

    40 Main Street is in Port Dalhousie, St. Catharines. The 'Neighbourhood' section below links to the live St. Catharines real estate hub with average sold price, days on market, and current inventory.

  26. Is St. Catharines a good place to live?

    St. Catharines is one of ON's actively-tracked Summitly markets. The full St. Catharines real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 35 Lake Street
    4 / 2
    1,500
    —
    17 GLENBARR Road3 / 31,500—
    22 Jeanette Drive3 / 21,100—
    601A Geneva Street3 / 2700—