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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 3 days ago

    40 Sophia Street

    Elora/Salem·Centre Wellington, ON·N0B 1S0·Near Erb St/Irvine St

    • 4 beds
    Centre Wellington real estate›X13501570
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    It doesn't get better than this! Enjoy the beauty of historic Elora, walking distance to the Grand River, trails, Shops/Restaurants in one of the most incredible homes ever to be built in this friendly community! This Keating Construction custom Bungaloft offers a fantastic floor plan AND legal, bright two bedroom basement apartment with separate entrance from the side, PLUS your very own park like yard (0.30 Acre). From the moment you enter this home you will be impressed with the attention to detail, quality of the build and "wow" factor with the open concept layout, vaulted ceiling and large picture window looking out to mature trees! Enjoy sitting on one of the three decks with a morning coffee while listening to the birds chirp. With over 4000 sq feet of finished living space, this home offers space for in laws, adult children or large family gatherings and is ideal for entertaining inside and out! Convenient main floor living with large primary bedroom (private walk out to deck) and luxury ensuite, along with a second adjacent guest bedroom on the main floor. As you enter this magnificent home you are greeted by a large foyer with soaring ceilings and a bright den at the front with French doors, which could serve as an ideal home office. Upstairs you will find another incredible space that offers two bedrooms with a full bathroom (ensuite) and sitting area that overlooks the great room with an incredible view of nature through the large windows. Main floor also offers a formal dining area which is open concept plus gourmet kitchen with breakfast bar and butlers pantry, plus two piece powder room. There is only one of these gems in Elora and it is 40 Sophia St., which is being offered for sale for the first time by its original owner! View additional photos, floor plan and video in links attached to listing. Flexible closing available for the lucky buyer of this hard to find home!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 26, 2026ListedCurrentFor sale$1,479,900 —X13501570This page
    May 1, 2026Previously listedTer$1,499,900 —X13067176View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 40 Sophia Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Hospital
    • Park
    • Place Of Worship
    • School
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $7,270
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $644
    0.52% mill rate · ON
    The market

    How this home sits in the Centre Wellington market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Centre Wellington market right now

    Average sold price, days on market, and closed-transaction count for Centre Wellington — sourced from MLS®.

    • Avg sold price
      $891,086
      Last 30 days
    • Median sold price
      $775,000
      Middle of the market
    • Days on market
      46 d
      Avg from list to close
    • Closed last 30d
      136
      MLS® transactions
    Full Centre Wellington market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 40 Sophia Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 40 Sophia Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 40 Sophia Street listed for?

      40 Sophia Street is listed at $1,479,900 on the MLS® (listing X13501570). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 40 Sophia Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 4 baths
  2. 2500-3000 sqft
  3. Detached
  4. Built 16-30
  5. < .50 ac lot
  6. Asking
    $1,479,900
    $0 / sqft · MLS® X13501570
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $1,051,481
    $967,363Confidence range$1,135,600
    Asking vs estimate
    ↑↑well-above
    +$428,419
    (+40.7%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Centre Wellington sell in about 46 days — this one has been listed 3 days.

    Avg sold price
    $891,086
    Median sold
    $775,000
    Avg days on market
    46
    Recently sold
    136
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • This Keating Construction custom Bungaloft offers a fantastic floor plan AND legal, bright two bedroom basement apartment with separate entrance from the side, PLUS your very own park like yard (0.30 Acre).
    • Convenient main floor living with large primary bedroom (private walk out to deck) and luxury ensuite, along with a second adjacent guest bedroom on the main floor.
    • Upstairs you will find another incredible space that offers two bedrooms with a full bathroom (ensuite) and sitting area that overlooks the great room with an incredible view of nature through the large windows.
    • Main floor also offers a formal dining area which is open concept plus gourmet kitchen with breakfast bar and butlers pantry, plus two piece powder room.
    Ask Zara a follow-up
    Well
    Sewer
    Sewer
  8. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    2
    Parking spaces
    6
    Driveway
    Private Double
  9. Interior

    5
    Basement
    Full, Finished, Apartment, Walk-Out
    Family room
    Y
    Kitchens
    1
    Total rooms
    10
    Laundry level
    Main Level
  10. Exterior & construction

    5
    Exterior
    Brick, Stone
    Roof
    Shingles
    Foundation
    Poured Concrete
    View
    Trees/Woods
    Pool
    None
  11. Lot & land

    2
    Year built
    16-30
    Zoning
    R
  12. Listing & possession

    3
    Possession
    2026-07-27T00:00:00.000-00:00
    Property style
    Bungaloft
    Property class
    Detached
  13. Room-by-room · 17 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    10 rooms
    • Bedroom
      14.7 × 13.5 ft
    • Laundry
      7.0 × 9.1 ft
    • Bedroom
      14.0 × 15.1 ft
    • Dining Room
      9.0 × 13.0 ft
    • Dining Room
      11.0 × 13.5 ft
    • Kitchen
      12.0 × 13.0 ft
    • Living Room
      13.0 × 12.5 ft
    • Bathroom
      5 Pc Ensuite
      3.0 × 9.5 ft
    • Bathroom
      2 Pc Bath
      5.0 × 7.0 ft
    • Game Room
      19.8 × 15.5 ft

    Second level

    3 rooms
    • Bedroom
      15.6 × 13.0 ft
    • Bathroom
      4 Pc Bath
      5.0 × 8.4 ft
    • Bedroom
      13.1 × 13.2 ft

    Basement level

    4 rooms
    • Living Room
      19.3 × 22.9 ft
    • Bathroom
      4 Pc Bath
      4.9 × 5.0 ft
    • Bedroom
      24.2 × 9.3 ft
    • Bedroom
      13.1 × 13.3 ft
  14. School Bus Route
  15. Library
  16. Combined estimate
    $7,914
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $7,270
    /mo
    based on the purchase price of $1,479,900
    $295,980 cash
    $1,183,920 financed
    $997,171 total interest
    Monthly payment$7,270/ month
    Principal54%$1,183,920
    Interest46%$997,171

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Centre Wellington

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 84 East Mill Street
      Sold
      Sign in for price
      84 East Mill Street
      Detached
    • 584 Mctavish Street
      Sold
      Sign in for price
      584 Mctavish Street
      Detached
    • 25 Creekside Terrace
      Sold
      Sign in for price
      25 Creekside Terrace
      Detached
    • 56 Wellington Drive
      Sold
      Sign in for price
      56 Wellington Drive
      Detached
    • 325 TAIT Crescent
      Sold
      Sign in for price
      325 TAIT Crescent
      Detached
    • 31 Conlin Court
      Sold
      Sign in for price
      31 Conlin Court
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    40 Sophia StreetThis home4 / 425,003,000$1,479,900ask———
    84 East Mill Street4 / 43,000—
    584 Mctavish Street3 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Centre Wellington

    Active listings within ±20% of this asking price.

    • 2 Gow Street
      $1,399,000
      2 Gow Street
      Detached 4 3
    • 140 Harpin Way
      $1,229,900
      140 Harpin Way
      Detached 5 6
    • 139 Marr Drive
      $1,490,000
      139 Marr Drive
      Detached 5 4
    • 7137 Wellington Rd 18
      $1,449,900
      7137 Wellington Rd 18
      Detached 3 4
    • 6886 Wellington Rd 16
      $1,649,999
      6886 Wellington Rd 16
      Detached 3 4
    • 51 Imrie Road
      $1,649,900
      51 Imrie Road
      Detached 5 4
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of Keller Williams Home Group Realty · displayed on Summitly per MLS® data-share rules

    40 Sophia Street is a 4-bedroom, 4-bath, 2500-3000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 40 Sophia Street built?

    40 Sophia Street was built in 16-30. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 40 Sophia Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 40 Sophia Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 40 Sophia Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $1,479,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 40 Sophia Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 40 Sophia Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 40 Sophia Street in?

    40 Sophia Street is in Elora/Salem, Centre Wellington. The 'Neighbourhood' section below links to the live Centre Wellington real estate hub with average sold price, days on market, and current inventory.

  26. Is Centre Wellington a good place to live?

    Centre Wellington is one of ON's actively-tracked Summitly markets. The full Centre Wellington real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 25 Creekside Terrace
    3 / 3
    2,000
    —
    56 Wellington Drive3 / 31,100—
    325 TAIT Crescent3 / 21,100—
    31 Conlin Court4 / 32,000—