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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 5 days ago

    4045 Hwy 35

    Cameron·Kawartha Lakes, ON·K0M 1G0·Near Highway 35

    • 3 beds
    Kawartha Lakes real estate›X13437304
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Tired Of City Living? Well, You Might Have Just Found Your New Place. Welcome To This Beautifully Renovated Home In The Heart Of Cameron, Kawartha Lakes. Sitting On A Large Country Lot, This Home Features 3 Great Size Bedrooms With Full Bath, A Bright And Spacious Living Room With Lots Of Natural Light And A Fireplace, Large Eat-In Kitchen With Access To Attached Garage. The Lower Level Features Another Good Size Kitchen With A Secluded Living Space, Another Bedroom And 4 Piece Bathroom, Plus A Den. And The Best Part... Parking Spaces To Fit Up To 7 Cars Including The Garage. You Don't Want To Miss This! This House Is Virtually Staged.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    • Welcome To This Beautifully Renovated Home In The Heart Of Cameron, Kawartha Lakes.
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 11, 2026ListedCurrentFor sale$549,000 —X13437304This page
    Apr 14, 2026Previously listedTer$579,000 —X12998202View
    Sep 26, 2025Previously listedTer$599,000 —X12429960View
    Aug 14, 2025Previously listedTer$699,000 —X12345591View
    May 7, 2025Previously listedTer$735,000 —X12130385View
    Jun 11, 2024Previously listedTer$775,000 —X8429074View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Well
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 4045 Hwy 35
    What's nearby

    Points of interest classified by the MLS® feed.

    • Level
    • Place Of Worship
    • School
    • School Bus Route
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,697
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $218
    0.48% mill rate · ON
    The market

    How this home sits in the Kawartha Lakes market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Kawartha Lakes market right now

    Average sold price, days on market, and closed-transaction count for Kawartha Lakes — sourced from MLS®.

    • Avg sold price
      $672,987
      Last 30 days
    • Median sold price
      $625,000
      Middle of the market
    • Days on market
      43 d
      Avg from list to close
    • Closed last 30d
      324
      MLS® transactions
    Full Kawartha Lakes market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 4045 Hwy 35 — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 4045 Hwy 35 and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 4045 Hwy 35 listed for?

      4045 Hwy 35 is listed at $549,000 on the MLS® (listing X13437304). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 4045 Hwy 35 have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1100-1500 sqft
  3. Detached
  4. Built 51-99
  5. .50-1.99 ac lot
  6. Asking
    $549,000
    $0 / sqft · MLS® X13437304
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $672,987
    $619,148Confidence range$726,826
    Asking vs estimate
    ↓below
    −$123,987
    (-18.4%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Kawartha Lakes sell in about 43 days — this one has been listed 5 days.

    Avg sold price
    $672,987
    Median sold
    $625,000
    Avg days on market
    43
    Recently sold
    324
    See comparable sales
    Sitting On A Large Country Lot, This Home Features 3 Great Size Bedrooms With Full Bath, A Bright And Spacious Living Room With Lots Of Natural Light And A Fireplace, Large Eat-In Kitchen With Access To Attached Garage.
  8. The Lower Level Features Another Good Size Kitchen With A Secluded Living Space, Another Bedroom And 4 Piece Bathroom, Plus A Den.
  9. Parking Spaces To Fit Up To 7 Cars Including The Garage.
  10. Ask Zara a follow-up
    Septic
  11. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1
    Parking spaces
    7
    Driveway
    Private Double
  12. Interior

    6
    Basement
    Separate Entrance
    Family room
    N
    Kitchens
    1
    Total rooms
    5
    Laundry level
    Lower Level
    Elevator
    N
  13. Exterior & construction

    4
    Exterior
    Brick
    Roof
    Asphalt Shingle
    Foundation
    Concrete
    Pool
    None
  14. Lot & land

    1
    Year built
    51-99
  15. Listing & possession

    3
    Occupancy
    Immediate
    Property style
    Bungalow
    Property class
    Detached
  16. Room-by-room · 9 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Living Room
      fireplace · pot lights · laminate
      26.5 × 21.5 ft
    • Bedroom 3
      laminate · window
      16.4 × 9.8 ft
    • Bedroom 2
      laminate · window
      16.8 × 13.0 ft
    • Primary Bedroom
      laminate · window
      24.2 × 16.2 ft
    • Kitchen
      stainless steel appl · eat-in kitchen
      14.8 × 22.1 ft

    Lower level

    4 rooms
    • Bedroom
      vinyl floor · window
      14.4 × 15.1 ft
    • Living Room
      vinyl floor · pot lights · combined w/kitchen
      18.4 × 10.4 ft
    • Kitchen
      vinyl floor · pot lights · combined w/living
      21.8 × 15.7 ft
    • Den
      Vinyl Floor
      9.5 × 12.6 ft
    Combined estimate
    $2,915
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,697
    /mo
    based on the purchase price of $549,000
    $109,800 cash
    $439,200 financed
    $369,922 total interest
    Monthly payment$2,697/ month
    Principal54%$439,200
    Interest46%$369,922

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Kawartha Lakes

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 12 Emily Court
      Sold
      Sign in for price
      12 Emily Court
      Detached
    • 63 Robinson Avenue
      Sold
      Sign in for price
      63 Robinson Avenue
      Detached
    • 3 Gore Street
      Sold
      Sign in for price
      3 Gore Street
      Detached
    • 16 Robmar Crescent
      Sold
      Sign in for price
      16 Robmar Crescent
      Detached
    • 79 Grove Road
      Sold
      Sign in for price
      79 Grove Road
      Detached
    • 12 Northview Street
      Sold
      Sign in for price
      12 Northview Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    4045 Hwy 35This home3 / 211,001,500$549,000ask———
    12 Emily Court3 / 21,100—
    63 Robinson Avenue2 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Kawartha Lakes

    Active listings within ±20% of this asking price.

    • 272 Providence Road
      $549,000
      272 Providence Road
      Detached 2 2
    • 58 Hillcroft Way
      $580,000
      58 Hillcroft Way
      Detached 4 3
    • 54 Wellington Street
      $489,999
      54 Wellington Street
      Detached 3 2
    • 5641 Highway 35
      $599,900
      5641 Highway 35
      Detached 7 5
    • 31 Lang Court
      $600,000
      31 Lang Court
      Detached 3 3
    • 29 Joseph Street
      $585,000
      29 Joseph Street
      Detached 2 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of HOMELIFE/FUTURE REALTY INC. · displayed on Summitly per MLS® data-share rules

    4045 Hwy 35 is a 3-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 4045 Hwy 35 built?

    4045 Hwy 35 was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 4045 Hwy 35?

    The 'Property tax' tab in the History section shows the most recent annual tax for 4045 Hwy 35 plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 4045 Hwy 35?

    The affordability calculator on this page shows an estimated monthly mortgage for $549,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 4045 Hwy 35 been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 4045 Hwy 35 with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 4045 Hwy 35 in?

    4045 Hwy 35 is in Cameron, Kawartha Lakes. The 'Neighbourhood' section below links to the live Kawartha Lakes real estate hub with average sold price, days on market, and current inventory.

  26. Is Kawartha Lakes a good place to live?

    Kawartha Lakes is one of ON's actively-tracked Summitly markets. The full Kawartha Lakes real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 3 Gore Street
    3 / 2
    1,100
    —
    16 Robmar Crescent3 / 31,500—
    79 Grove Road2 / 11,100—
    12 Northview Street3 / 43,500—