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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 39 days

    414 Centre Street N

    Downtown Whitby·Whitby, ON·L1N 4T4·Near Brock St / Dundas

    • 2 beds
    Whitby real estate›E13205976
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    "This 3 bedroom, 3 bath Raised Bungalow placed on a large plot has so much for you to enjoy for large family functions! With its' west facing yard, enjoy beautiful sunsets sitting in the spacious sunroom with your coffee in the morning and dining on the patio at night. Many customized updates and situated in one of the downtown's most highly desirable neighbourhoods, with a park across the street. Just a short walk to downtown shops, restaurants, the library and healthcare, this home truly delivers on "Location, Location, Location. Highly rated elementary school with a short walk! "With natural light throughout, the open flow kitchen-dining-living area is ideal for entertaining and interacting with family. Modern comforts include a spacious, customized eat-in kitchen, large island, granite countertops, wall oven and prep sink. The main floor laundry is super handy. Living areas have hardwood, cork and tile throughout, no carpets! The spacious primary bedroom suite includes an oversized walk-in closet and oversized bathroom with a luxurious Spa-inspired shower. The 2nd bedroom can be an office or guest suite when entertaining family and friends. The lower level could be an in-law or teen suite and includes a nicely finished family room, a generously-sized additional bedroom, 3 piece bath, a kitchenette and a handyman's workshop. This meticulously maintained 2+1 bedroom could easily be converted back to a 3+1 bedroom. And with several customized storage areas, it's an organizers dream! The 2 car garage with kitchen entry is great for bringing in groceries. Plus the 4-car driveway means no fighting for space. You can have it all in this home, and it's move-in ready.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 27, 2026ListedCurrentFor sale$984,900 —E13205976This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 414 Centre Street N
    What's nearby

    Points of interest classified by the MLS® feed.

    • Clear View
    • Golf
    • Library
    • Park
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,839
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $576
    0.70% mill rate · ON
    The market

    How this home sits in the Whitby market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Whitby market right now

    Average sold price, days on market, and closed-transaction count for Whitby — sourced from MLS®.

    • Avg sold price
      $930,709
      Last 30 days
    • Median sold price
      $880,000
      Middle of the market
    • Days on market
      23 d
      Avg from list to close
    • Closed last 30d
      437
      MLS® transactions
    Full Whitby market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 414 Centre Street N — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 414 Centre Street N and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 414 Centre Street N listed for?

      414 Centre Street N is listed at $984,900 on the MLS® (listing E13205976). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 414 Centre Street N have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 1500-2000 sqft
  3. Detached
  4. Asking
    $984,900
    $0 / sqft · MLS® E13205976
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $679,418
    $625,064Confidence range$733,771
    Asking vs estimate
    ↑↑well-above
    +$305,482
    (+45.0%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Whitby sell in about 23 days — this one has been listed 39 days.

    Avg sold price
    $930,709
    Median sold
    $880,000
    Avg days on market
    23
    Recently sold
    437
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    AI highlights by Zara
    • With its' west facing yard, enjoy beautiful sunsets sitting in the spacious sunroom with your coffee in the morning and dining on the patio at night.
    • Many customized updates and situated in one of the downtown's most highly desirable neighbourhoods, with a park across the street.
    • Modern comforts include a spacious, customized eat-in kitchen, large island, granite countertops, wall oven and prep sink.
    • The 2 car garage with kitchen entry is great for bringing in groceries.
    Ask Zara a follow-up
    Sewer
  6. Parking & garage

    4
    Garage
    Built-In
    Garage spaces
    2
    Parking spaces
    6
    Driveway
    Private
  7. Interior

    4
    Basement
    Finished
    Family room
    Y
    Kitchens
    1
    Total rooms
    8
  8. Exterior & construction

    5
    Exterior
    Aluminum Siding, Brick
    Roof
    Asphalt Shingle
    Foundation
    Concrete Block
    View
    Downtown
    Pool
    None
  9. Listing & possession

    4
    Possession
    2026-07-27T00:00:00.000-00:00
    Occupancy
    Flexible Negotiable
    Property style
    Bungalow-Raised
    Property class
    Detached
  10. Public Transit
  11. School
  12. Combined estimate
    $5,415
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,839
    /mo
    based on the purchase price of $984,900
    $196,980 cash
    $787,920 financed
    $663,635 total interest
    Monthly payment$4,839/ month
    Principal54%$787,920
    Interest46%$663,635

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Whitby

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 133 Auckland Drive
      Sold
      Sign in for price
      133 Auckland Drive
      Detached
    • 41 Zachary Place
      Sold
      Sign in for price
      41 Zachary Place
      Detached
    • 59 Regency Crescent
      Sold
      Sign in for price
      59 Regency Crescent
      Detached
    • 321 Palace Street
      Sold
      Sign in for price
      321 Palace Street
      Detached
    • 19 Havenwood Place
      Sold
      Sign in for price
      19 Havenwood Place
      Detached
    • 15 Virginia Drive
      Sold
      Sign in for price
      15 Virginia Drive
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    414 Centre Street NThis home2 / 315,002,000$984,900ask———
    133 Auckland Drive4 / 42,500—
    41 Zachary Place4 / 32,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Whitby

    Active listings within ±20% of this asking price.

    • 83 Marcel Brunelle Drive
      $989,900
      83 Marcel Brunelle Drive
      Detached 4 3
    • 115 Pine Hills Road
      $949,900
      115 Pine Hills Road
      Detached 4 4
    • 24 Wetherburn Drive
      $979,000
      24 Wetherburn Drive
      Detached 3 3
    • 106 Barkerville Drive
      $1,079,000
      106 Barkerville Drive
      Detached 4 3
    • 205 Glen Hill Drive
      $875,000
      205 Glen Hill Drive
      Detached 3 4
    • 98 Applewood Crescent
      $789,900
      98 Applewood Crescent
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  13. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  14. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  15. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  16. Public listing courtesy of SUTTON GROUP-HERITAGE REALTY INC. · displayed on Summitly per MLS® data-share rules

    414 Centre Street N is a 2-bedroom, 3-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  17. When was 414 Centre Street N built?

    The year built for 414 Centre Street N isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  18. What is the property tax for 414 Centre Street N?

    The 'Property tax' tab in the History section shows the most recent annual tax for 414 Centre Street N plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  19. How much would the monthly mortgage be on 414 Centre Street N?

    The affordability calculator on this page shows an estimated monthly mortgage for $984,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  20. Has 414 Centre Street N been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 414 Centre Street N with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  21. What neighbourhood is 414 Centre Street N in?

    414 Centre Street N is in Downtown Whitby, Whitby. The 'Neighbourhood' section below links to the live Whitby real estate hub with average sold price, days on market, and current inventory.

  22. Is Whitby a good place to live?

    Whitby is one of ON's actively-tracked Summitly markets. The full Whitby real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  23. 59 Regency Crescent
    3 / 2
    1,100
    —
    321 Palace Street3 / 31,500—
    19 Havenwood Place4 / 52,500—
    15 Virginia Drive3 / 31,100—