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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 82 daysPrice drop · $39,000 off (-6.6%)

    424 Victoria Street

    Cobourg·Cobourg, ON·K9A 3G9·Near From William St. East On Unive

    • 3 beds
    Cobourg real estate›X12931036
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Beautifully renovated 1866 Brick Bungalow. This home is pleasant with classic character & contemporary, clean finishes. Quality Hardwood floors installed throughout. A newly finished Kitchen featuring quartz countertops, marble backsplash, gold hardware accents, and new Appliances. The Glass door from Kitchen walks out to newly built deck and fully-fenced yard. New Furnace, A/C, Roof shingles installed in 2022. Natural sunlight pours into 6ft casement windows all around the home. A happy space with nothing to do but move in & enjoy. At its heart, a newly-installed Scandinavian-inspired wood-burning stove creating a cozy focal point-perfect for quiet mornings or relaxed evenings, conversing, dining or reading by a warm fire. The private outdoor space is ideal for entertaining, gardening, or nights beneath a starry sky toasting marshmallows. A rare, private lot for in town. The one-level living floor plan is graceful & not wasteful, with a Main Floor Primary Bedroom & Two additional ample-sized Bedrooms providing flexibility for family, guests, or a home office. Set in a location that offers the best of both worlds-this home is peacefully tucked away, yet just a short walk to Downtown Shops, Restaurants, the Beach, Marina, Yacht Club and Tourist area. Great school districts for those with little ones. A perfect location for activities with nearby golfing, hiking & biking trails, kayaking, paddle boarding, boating. Rich farmland & orchards within 15 minutes are abundant & provide great offerings to select from at the Cobourg Farmer's Market (just a stroll away.) The VIA station nearby is perfect for daytrippers or effortless commuting. Toronto just 100 KMs. A special, bright, move-in ready home of enduring character. Well curated & updated for modern living, in a location that balances serenity with connection.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 16, 2026Price reducedCurrentReduced$549,000−$39,000 (6.6%)X12931036This page
    Mar 27, 2026ListedCurrentFor sale$588,000 —X12931036This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 424 Victoria Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Level
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,697
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $338
    0.74% mill rate · ON
    The market

    How this home sits in the Cobourg market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Cobourg market right now

    Average sold price, days on market, and closed-transaction count for Cobourg — sourced from MLS®.

    • Avg sold price
      $654,900
      Last 30 days
    • Median sold price
      $627,500
      Middle of the market
    • Days on market
      40 d
      Avg from list to close
    • Closed last 30d
      104
      MLS® transactions
    Full Cobourg market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 424 Victoria Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 424 Victoria Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 424 Victoria Street listed for?

      424 Victoria Street is listed at $549,000 on the MLS® (listing X12931036). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 424 Victoria Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 1100-1500 sqft
  3. Detached
  4. Built 100+
  5. < .50 ac lot
  6. Asking
    $549,000
    $0 / sqft · MLS® X12931036
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $654,900
    $602,508Confidence range$707,292
    Asking vs estimate
    ↓below
    −$105,900
    (-16.2%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Cobourg sell in about 40 days — this one has been listed 82 days.

    Avg sold price
    $654,900
    Median sold
    $627,500
    Avg days on market
    40
    Recently sold
    104
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • Beautifully renovated 1866 Brick Bungalow.
    • Quality Hardwood floors installed throughout.
    • The Glass door from Kitchen walks out to newly built deck and fully-fenced yard.
    • The private outdoor space is ideal for entertaining, gardening, or nights beneath a starry sky toasting marshmallows.
    Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  8. Parking & garage

    3
    Garage
    None
    Parking spaces
    2
    Driveway
    Private
  9. Interior

    4
    Basement
    Unfinished
    Family room
    N
    Kitchens
    1
    Total rooms
    3
  10. Exterior & construction

    4
    Exterior
    Brick Front
    Roof
    Asphalt Shingle
    Foundation
    Stone
    Pool
    None
  11. Lot & land

    3
    Year built
    100+
    Lot dimensions
    70.01 x 66.00
    Zoning
    Residential
  12. Listing & possession

    3
    Occupancy
    TBD
    Property style
    Bungalow
    Property class
    Detached
  13. Room-by-room · 7 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Bathroom
      4 Pc Bath
      11.0 × 6.0 ft
    • Bedroom
      10.0 × 6.0 ft
    • Primary Bedroom
      13.0 × 12.0 ft
    • Bedroom
      10.0 × 7.0 ft
    • Kitchen
      19.0 × 10.0 ft
    • Foyer
      6.0 × 3.3 ft
    • Living Room
      13.0 × 12.0 ft
    Combined estimate
    $3,035
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,697
    /mo
    based on the purchase price of $549,000
    $109,800 cash
    $439,200 financed
    $369,922 total interest
    Monthly payment$2,697/ month
    Principal54%$439,200
    Interest46%$369,922

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Cobourg

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 270 Ivey Crescent
      Sold
      Sign in for price
      270 Ivey Crescent
      Detached
    • 577 Sinclair Street
      Sold
      Sign in for price
      577 Sinclair Street
      Detached
    • 52 Bayview Crescent
      Sold
      Sign in for price
      52 Bayview Crescent
      Detached
    • 629 Mackechnie Crescent
      Sold
      Sign in for price
      629 Mackechnie Crescent
      Detached
    • 455 Ontario Street
      Sold
      Sign in for price
      455 Ontario Street
      Detached
    • 805 Battell Court
      Sold
      Sign in for price
      805 Battell Court
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    424 Victoria StreetThis home3 / 111,001,500$549,000ask———
    270 Ivey Crescent3 / 31,100—
    577 Sinclair Street3 / 2700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Cobourg

    Active listings within ±20% of this asking price.

    • 446 Harden Crescent
      $574,900
      446 Harden Crescent
      Detached 2 1
    • 621 Willow Crescent
      $555,000
      621 Willow Crescent
      Detached 3 2
    • 538 Willow Crescent
      $625,000
      538 Willow Crescent
      Detached 3 2
    • 224 Nickerson Drive
      $649,800
      224 Nickerson Drive
      Detached 3 2
    • 812 Burnham Street
      $649,900
      812 Burnham Street
      Detached 3 2
    • 158 Stuart Street
      $575,000
      158 Stuart Street
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of Century 21 United Realty Inc. · displayed on Summitly per MLS® data-share rules

    424 Victoria Street is a 3-bedroom, 1-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 424 Victoria Street built?

    424 Victoria Street was built in 100+. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  19. What is the property tax for 424 Victoria Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 424 Victoria Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 424 Victoria Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $549,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 424 Victoria Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 424 Victoria Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 424 Victoria Street in?

    424 Victoria Street is in Cobourg, Cobourg. The 'Neighbourhood' section below links to the live Cobourg real estate hub with average sold price, days on market, and current inventory.

  23. Is Cobourg a good place to live?

    Cobourg is one of ON's actively-tracked Summitly markets. The full Cobourg real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 52 Bayview Crescent
    3 / 2
    1,100
    —
    629 Mackechnie Crescent3 / 2700—
    455 Ontario Street2 / 1700—
    805 Battell Court2 / 21,100—