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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 23 days

    427 Mundys Bay Road

    Midland·Midland, ON·L4R 5H1·Near Midland Point Road/Mundys Bay Road

    • 3 beds
    Midland real estate›S13422168
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to 427 Mundys Bay Road, a year-round waterfront retreat offering pride of ownership and endless potential on the shores of beautiful Georgian Bay. This spacious 5-bedroom cottage is ideal for hosting extended family and friends, with plenty of room to gather, relax, and create lasting memories. Enjoy panoramic big-water views from multiple outdoor living areas, including a large deck situated close to the water's edge-perfect for entertaining or simply soaking up the sun. The south-facing shoreline provides approximately 50 feet of protected waterfront, ideal forswimming, boating, paddle boarding, and a variety of water sports. Waterfront features include a private dock, and boathouse, making iteasy to enjoy life on the water. The walkout basement offers additional living space and flexibility for future use. Located on a private road, this property offers a peaceful setting while remaining accessible year-round. Whether you're looking for a family cottage, a year-round residence, or an investment in waterfront living, this exceptional property delivers the perfect blend of comfort, recreation, and breathtaking views.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 9, 2026ListedCurrentFor sale$999,900 —S13422168This page
    Jun 3, 2026Previously listedTer$1,099,900 —S13236842View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Well
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 427 Mundys Bay Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • Clear View
    • Lake Access
    • Waterfront
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,912
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $669
    0.80% mill rate · ON
    The market

    How this home sits in the Midland market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Midland market right now

    Average sold price, days on market, and closed-transaction count for Midland — sourced from MLS®.

    • Avg sold price
      $578,325
      Last 30 days
    • Median sold price
      $505,000
      Middle of the market
    • Days on market
      37 d
      Avg from list to close
    • Closed last 30d
      55
      MLS® transactions
    Full Midland market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 427 Mundys Bay Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 427 Mundys Bay Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 427 Mundys Bay Road listed for?

      427 Mundys Bay Road is listed at $999,900 on the MLS® (listing S13422168). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 427 Mundys Bay Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1100-1500 sqft
  3. Detached
  4. Built 51-99
  5. Asking
    $999,900
    $0 / sqft · MLS® S13422168
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $578,325
    $532,059Confidence range$624,591
    Asking vs estimate
    ↑↑well-above
    +$421,575
    (+72.9%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Midland sell in about 37 days — this one has been listed 23 days.

    Avg sold price
    $578,325
    Median sold
    $505,000
    Avg days on market
    37
    Recently sold
    55
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    This spacious 5-bedroom cottage is ideal for hosting extended family and friends, with plenty of room to gather, relax, and create lasting memories.
  7. Enjoy panoramic big-water views from multiple outdoor living areas, including a large deck situated close to the water's edge-perfect for entertaining or simply soaking up the sun.
  8. The walkout basement offers additional living space and flexibility for future use.
  9. Whether you're looking for a family cottage, a year-round residence, or an investment in waterfront living, this exceptional property delivers the perfect blend of comfort, recreation, and breathtaking views.
  10. Ask Zara a follow-up
    Septic
  11. Parking & garage

    3
    Garage
    None
    Parking spaces
    8
    Driveway
    Private
  12. Interior

    5
    Basement
    Finished with Walk-Out
    Family room
    N
    Kitchens
    1
    Total rooms
    6
    Laundry level
    Lower Level
  13. Exterior & construction

    6
    Exterior
    Wood
    Roof
    Asphalt Shingle
    Foundation
    Block
    View
    Clear, Lake
    Waterfront
    Y
    Pool
    None
  14. Lot & land

    2
    Year built
    51-99
    Zoning
    Residential
  15. Listing & possession

    3
    Occupancy
    30/60/TBA
    Property style
    Other
    Property class
    Detached
  16. Room-by-room · 9 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Kitchen
      laminate · overlook water · open concept
      13.4 × 17.0 ft
    • Bedroom 2
      Ceramic Floor
      12.5 × 8.5 ft
    • Other
      laminate · overlook water
      30.0 × 8.0 ft
    • Bedroom 3
      Laminate
      9.6 × 9.6 ft
    • Primary Bedroom
      Ceramic Floor
      15.5 × 13.0 ft

    Lower level

    4 rooms
    • Living Room
      laminate · overlook water
      30.6 × 13.0 ft
    • Recreation
      30.6 × 13.0 ft
    • Bedroom 4
      laminate · overlook water
      13.0 × 7.6 ft
    • Bedroom 5
      laminate · overlook water
      13.4 × 9.5 ft
    Combined estimate
    $5,581
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,912
    /mo
    based on the purchase price of $999,900
    $199,980 cash
    $799,920 financed
    $673,743 total interest
    Monthly payment$4,912/ month
    Principal54%$799,920
    Interest46%$673,743

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Midland

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 472 William Street
      Sold
      Sign in for price
      472 William Street
      Detached
    • 138 SIXTH Street
      Sold
      Sign in for price
      138 SIXTH Street
      Detached
    • 166 Sixth Street
      Sold
      Sign in for price
      166 Sixth Street
      Detached
    • 325 Aberdeen Boulevard
      Sold
      Sign in for price
      325 Aberdeen Boulevard
      Detached
    • 556 Johnson Street
      Sold
      Sign in for price
      556 Johnson Street
      Detached
    • 683 Ottawa Street
      Sold
      Sign in for price
      683 Ottawa Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    427 Mundys Bay RoadThis home3 / 211,001,500$999,900ask———
    472 William Street3 / 2700—
    138 SIXTH Street3 / 11,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Midland

    Active listings within ±20% of this asking price.

    • 400 Keller Drive
      $899,777
      400 Keller Drive
      Detached 4 3
    • 841 Portage Park Lane
      $899,900
      841 Portage Park Lane
      Detached 3 3
    • 378 ABERDEEN Boulevard
      $959,900
      378 ABERDEEN Boulevard
      Detached 3 3
    • 321 Glenbrook Drive
      $899,900
      321 Glenbrook Drive
      Detached 4 3
    • 390 Puddicombe Road
      $1,144,000
      390 Puddicombe Road
      Detached 3 4
    • 68 Riverwalk Place
      $899,900
      68 Riverwalk Place
      Detached 4 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of ROYAL LEPAGE SIGNATURE REALTY · displayed on Summitly per MLS® data-share rules

    427 Mundys Bay Road is a 3-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 427 Mundys Bay Road built?

    427 Mundys Bay Road was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 427 Mundys Bay Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 427 Mundys Bay Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 427 Mundys Bay Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $999,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 427 Mundys Bay Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 427 Mundys Bay Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 427 Mundys Bay Road in?

    427 Mundys Bay Road is in Midland, Midland. The 'Neighbourhood' section below links to the live Midland real estate hub with average sold price, days on market, and current inventory.

  26. Is Midland a good place to live?

    Midland is one of ON's actively-tracked Summitly markets. The full Midland real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 166 Sixth Street
    4 / 3
    1,500
    —
    325 Aberdeen Boulevard4 / 41,500—
    556 Johnson Street3 / 2700—
    683 Ottawa Street3 / 21,500—