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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 29 days

    43 Houston Lane

    Seguin·Seguin, ON·P2A 0B2·Near Oastler Park Dr / Otter Lake Rd

    • 3 beds
    Seguin real estate›X13247628
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Set on 2.6 acres with 308' of shoreline on Otter Lake, this architecturally striking retreat with its unforgettable setting offers an incredible sense of seclusion while remaining accessible year-round. From the moment you step inside, the cottage makes a definite impression. Soaring ceilings, walls of glass, polished concrete floors with in-floor heating on both levels, and dramatic design features create a space that is both bold and inviting. At the heart of it all is a magazine-worthy kitchen, outfitted with premium Thermador and SubZero appliances, sleek finishes, and a floor plan that keeps everyone connected. The cottage offers one primary bedroom with 3pc ensuite on the main level, while the upper level features a second primary suite with a 5pc ensuite and walk-in closet. Also on the upper level is a third guest bedroom plus a 3pc bath, and a bonus office or den overlooking the living area below. Outside, natural rock outcroppings, hardscaping, and a lakeside terrace with retractable screens create multiple places to relax and take in the surroundings. Evenings are best spent around the fire pit as you enjoy the summer sunsets. At the shoreline, the experience continues with a 2-slip boathouse featuring an upper-level living space overlooking the lake. Whether used as a quiet retreat, games room, lounge, or overflow space for guests, it offers spectacular views and a front-row seat to mornings on the water and star-filled Muskoka nights. Otter Lake is highly regarded for its exceptional water quality, with impressive depth, excellent nutrient levels, and remarkable water clarity, as indicated by a Secchi depth of approximately 5.9m, creating ideal conditions for swimming, boating, and enjoying the lake. Distinctive. Unexpected. Unforgettable. Otter Lake living, for those who appreciate great design, exceptional privacy, and a property with a personality all its own.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 4, 2026ListedCurrentFor sale$2,995,000 —X13247628This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Heat Pump
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 43 Houston Lane
    What's nearby

    Points of interest classified by the MLS® feed.

    • Wooded/Treed
    • Waterfront
    • Marina
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $14,714
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $590
    0.24% mill rate · ON
    The market

    How this home sits in the Seguin market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Seguin market right now

    Average sold price, days on market, and closed-transaction count for Seguin — sourced from MLS®.

    • Avg sold price
      $1,081,292
      Last 30 days
    • Median sold price
      $652,500
      Middle of the market
    • Days on market
      42 d
      Avg from list to close
    • Closed last 30d
      36
      MLS® transactions
    Full Seguin market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 43 Houston Lane — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 43 Houston Lane and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 43 Houston Lane listed for?

      43 Houston Lane is listed at $2,995,000 on the MLS® (listing X13247628). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 43 Houston Lane have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 4 baths
  2. 3000-3500 sqft
  3. Detached
  4. Built 6-15
  5. 2-4.99 ac lot
  6. Asking
    $2,995,000
    $0 / sqft · MLS® X13247628
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $1,081,292
    $994,789Confidence range$1,167,795
    Asking vs estimate
    ↑↑well-above
    +$1,913,708
    (+177.0%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Seguin sell in about 42 days — this one has been listed 29 days.

    Avg sold price
    $1,081,292
    Median sold
    $652,500
    Avg days on market
    42
    Recently sold
    36
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • Soaring ceilings, walls of glass, polished concrete floors with in-floor heating on both levels, and dramatic design features create a space that is both bold and inviting.
    • At the heart of it all is a magazine-worthy kitchen, outfitted with premium Thermador and SubZero appliances, sleek finishes, and a floor plan that keeps everyone connected.
    • The cottage offers one primary bedroom with 3pc ensuite on the main level, while the upper level features a second primary suite with a 5pc ensuite and walk-in closet.
    • Whether used as a quiet retreat, games room, lounge, or overflow space for guests, it offers spectacular views and a front-row seat to mornings on the water and star-filled Muskoka nights.
    Ask Zara a follow-up
    Other
    Sewer
    Septic
  8. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    1
    Parking spaces
    7
    Driveway
    Private
  9. Interior

    5
    Basement
    None
    Family room
    Y
    Kitchens
    1
    Total rooms
    9
    Laundry level
    Main Level
  10. Exterior & construction

    5
    Exterior
    Wood , Stone
    Roof
    Asphalt Rolled
    Foundation
    Poured Concrete, Slab
    Waterfront
    Y
    Pool
    None
  11. Lot & land

    2
    Year built
    6-15
    Zoning
    LSR, EP
  12. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    1 1/2 Storey
    Property class
    Detached
  13. Room-by-room · 9 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Living Room
      combined w/kitchen · combined w/dining
      49.6 × 33.7 ft
    • Laundry
      6.5 × 5.0 ft
    • Bathroom
      2 Pc Bath
      5.0 × 5.3 ft
    • Primary Bedroom
      3 pc ensuite · walk-out
      14.0 × 14.4 ft
    • Bathroom
      3 Pc Ensuite
      7.3 × 7.7 ft

    Upper level

    4 rooms
    • Bathroom
      3 Pc Bath
      4.4 × 9.4 ft
    • Bathroom
      5 Pc Ensuite
      9.3 × 14.4 ft
    • Primary Bedroom
      5 pc ensuite · walk-out
      14.4 × 14.4 ft
    • Bedroom
      11.8 × 11.9 ft
    Combined estimate
    $15,304
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $14,714
    /mo
    based on the purchase price of $2,995,000
    $599,000 cash
    $2,396,000 financed
    $2,018,061 total interest
    Monthly payment$14,714/ month
    Principal54%$2,396,000
    Interest46%$2,018,061

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Seguin

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 10A Jordan Lane
      Sold
      Sign in for price
      10A Jordan Lane
      Detached
    • 60 Hamer Bay Road
      Sold
      Sign in for price
      60 Hamer Bay Road
      Detached
    • 173 612 Highway
      Sold
      Sign in for price
      173 612 Highway
      Detached
    • 14 Victoria Street
      Sold
      Sign in for price
      14 Victoria Street
      Detached
    • 16 Fern Road
      Sold
      Sign in for price
      16 Fern Road
      Detached
    • 207 Rankin Lk Road
      Sold
      Sign in for price
      207 Rankin Lk Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    43 Houston LaneThis home3 / 430,003,500$2,995,000ask———
    10A Jordan Lane3 / 1700—
    60 Hamer Bay Road3 / 41,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Seguin

    Active listings within ±20% of this asking price.

    • 22 Long And Winding Road
      $3,449,000
      22 Long And Winding Road
      Detached 3 4
    • 22 Knowles Crescent
      $2,650,000
      22 Knowles Crescent
      Detached 6 6
    • 5 Fallingview Trail
      $2,799,000
      5 Fallingview Trail
      Detached 2 3
    • 117 STEELES Road
      $2,950,000
      117 STEELES Road
      Detached 3 1
    • 8 Knowles Crescent
      $2,999,000
      8 Knowles Crescent
      Detached 4 5
    • 19 Cheers Lane
      $2,490,000
      19 Cheers Lane
      Detached 2 5
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of Harvey Kalles Real Estate Ltd. · displayed on Summitly per MLS® data-share rules

    43 Houston Lane is a 3-bedroom, 4-bath, 3000-3500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 43 Houston Lane built?

    43 Houston Lane was built in 6-15. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  19. What is the property tax for 43 Houston Lane?

    The 'Property tax' tab in the History section shows the most recent annual tax for 43 Houston Lane plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 43 Houston Lane?

    The affordability calculator on this page shows an estimated monthly mortgage for $2,995,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 43 Houston Lane been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 43 Houston Lane with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 43 Houston Lane in?

    43 Houston Lane is in Seguin, Seguin. The 'Neighbourhood' section below links to the live Seguin real estate hub with average sold price, days on market, and current inventory.

  23. Is Seguin a good place to live?

    Seguin is one of ON's actively-tracked Summitly markets. The full Seguin real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 173 612 Highway
    2 / 0
    700
    —
    14 Victoria Street2 / 11,100—
    16 Fern Road3 / 31,500—
    207 Rankin Lk Road3 / 31,500—