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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 12 days

    431 Main Street

    Deseronto (Town)·Deseronto, ON·K0K 1X0·Near Dundas Street/Main Street

    • 3 beds
    Deseronto real estate›X13233936
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Attention investors and handymen. This property offers incredible potential: a spacious three bedroom home plus a separate one bedroom in-law suite, perfect for extended family, grown kids, or additional income. Features include a covered front porch, a generous eat-in kitchen, main floor laundry, and views of the Bay of Quinte right in downtown Deseronto. Updates include a steel roof, a newer deck, and a newer furnace. Only 10 minutes to the 401 and Belleville. A fantastic opportunity to add value and create equity.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    • Attention investors and handymen.
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 3, 2026ListedCurrentFor sale$349,900 —X13233936This page
    Feb 23, 2026Previously listedExp$349,900 —X12810920View
    Nov 20, 2025Previously listedExp$349,900 —X12566910View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Window Unit(s)
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 431 Main Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Lake/Pond
    • Place Of Worship
    • Rec./Commun.Centre
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $1,719
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $243
    0.83% mill rate · ON
    The market

    How this home sits in the Deseronto market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Deseronto market right now

    Average sold price, days on market, and closed-transaction count for Deseronto — sourced from MLS®.

    • Avg sold price
      $402,290
      Last 30 days
    • Median sold price
      $377,500
      Middle of the market
    • Days on market
      39 d
      Avg from list to close
    • Closed last 30d
      10
      MLS® transactions
    Full Deseronto market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 431 Main Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 431 Main Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 431 Main Street listed for?

      431 Main Street is listed at $349,900 on the MLS® (listing X13233936). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 431 Main Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 1500-2000 sqft
  3. Detached
  4. Built 100+
  5. < .50 ac lot
  6. Asking
    $349,900
    $0 / sqft · MLS® X13233936
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $402,290
    $370,107Confidence range$434,473
    Asking vs estimate
    ↓below
    −$52,390
    (-13.0%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Deseronto sell in about 39 days — this one has been listed 12 days.

    Avg sold price
    $402,290
    Median sold
    $377,500
    Avg days on market
    39
    Recently sold
    10
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    This property offers incredible potential: a spacious three bedroom home plus a separate one bedroom in-law suite, perfect for extended family, grown kids, or additional income.
  8. Features include a covered front porch, a generous eat-in kitchen, main floor laundry, and views of the Bay of Quinte right in downtown Deseronto.
  9. Updates include a steel roof, a newer deck, and a newer furnace.
  10. Ask Zara a follow-up
    Sewer
  11. Parking & garage

    3
    Garage
    None
    Parking spaces
    2
    Driveway
    Front Yard Parking
  12. Interior

    6
    Basement
    Crawl Space
    Family room
    N
    Kitchens
    1
    Total rooms
    13
    Laundry level
    Main Level
    Accessibility
    N
  13. Exterior & construction

    5
    Exterior
    Aluminum Siding
    Roof
    Asphalt Shingle
    Foundation
    Stone
    View
    Bay, Downtown
    Pool
    None
  14. Lot & land

    2
    Year built
    100+
    Zoning
    R1
  15. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    2-Storey
    Property class
    Detached
  16. Room-by-room · 13 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Living Room
      14.1 × 10.6 ft
    • Bathroom
      2 Pc Bath
      4.7 × 4.7 ft
    • Sitting
      10.8 × 10.8 ft
    • Living Room
      17.1 × 11.9 ft
    • Kitchen
      16.2 × 14.6 ft
    • Laundry
      11.7 × 7.7 ft

    Second level

    7 rooms
    • Office
      8.7 × 13.2 ft
    • Bedroom
      11.7 × 10.9 ft
    • Bathroom
      4 Pc Bath
      5.0 × 6.3 ft
    • Living Room
      13.5 × 15.6 ft
    • Bathroom
      4 Pc Bath
      7.7 × 9.7 ft
    • Bedroom
      13.4 × 9.2 ft
    • Bedroom
      16.3 × 14.7 ft
    Combined estimate
    $1,962
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $1,719
    /mo
    based on the purchase price of $349,900
    $69,980 cash
    $279,920 financed
    $235,766 total interest
    Monthly payment$1,719/ month
    Principal54%$279,920
    Interest46%$235,766

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Deseronto

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 239 Cross Street
      Sold
      Sign in for price
      239 Cross Street
      Detached
    • 187 St George Street
      Sold
      Sign in for price
      187 St George Street
      Detached
    • 166 Green Street
      Sold
      Sign in for price
      166 Green Street
      Detached
    • 391 Thomas Street
      Sold
      Sign in for price
      391 Thomas Street
      Detached
    • 422 Thomas Street
      Sold
      Sign in for price
      422 Thomas Street
      Detached
    • 71 Brant Street
      Sold
      Sign in for price
      71 Brant Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    431 Main StreetThis home3 / 315,002,000$349,900ask———
    239 Cross Street3 / 21,100—
    187 St George Street3 / 31,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Deseronto

    Active listings within ±20% of this asking price.

    • 191 Brant Street
      $409,900
      191 Brant Street
      Detached 3 2
    • 163 Green Street
      $329,900
      163 Green Street
      Detached 2 2
    • 256 Dundas Street
      $369,000
      256 Dundas Street
      Detached 4 2
    • 427 Thomas Street
      $379,900
      427 Thomas Street
      Detached 3 1
    • 122 Green Street
      $349,999
      122 Green Street
      Detached 3 1
    • 83 College Street
      $399,000
      83 College Street
      Detached 2 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of Royal Lepage Proalliance Realty · displayed on Summitly per MLS® data-share rules

    431 Main Street is a 3-bedroom, 3-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 431 Main Street built?

    431 Main Street was built in 100+. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 431 Main Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 431 Main Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 431 Main Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $349,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 431 Main Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 431 Main Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 431 Main Street in?

    431 Main Street is in Deseronto (Town), Deseronto. The 'Neighbourhood' section below links to the live Deseronto real estate hub with average sold price, days on market, and current inventory.

  26. Is Deseronto a good place to live?

    Deseronto is one of ON's actively-tracked Summitly markets. The full Deseronto real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 166 Green Street
    3 / 2
    1,500
    —
    391 Thomas Street3 / 21,500—
    422 Thomas Street3 / 21,100—
    71 Brant Street4 / 21,500—