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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 40 days

    433 Four Mile Creek Road

    St. Davids·Niagara-on-the-Lake, ON·L0S 1N0·Near Four Mile Creek - Line 9

    • 2 beds
    Niagara-on-the-Lake real estate›X13166598
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    A rare chance to own 5 sprawling acres in coveted St. Davids, Niagara-on-the-Lake, situated directly across from The Cannery subdivision and the prestigious Millpond Ave luxury residences. Nestled steps away from Ravine Winery, this parcel presents an unparalleled potential opportunity for future development, offering the prospect of crafting 37 premium building lots. Currently designated as agricultural land with an existing residence, it features 229.10 feet of frontage on Four Mile Creek Rd and 540.78 feet on Line 9. Situated amidst the scenic backdrop of vineyards, lush trees, and the escarpment, the property offers picturesque views that epitomize prime real estate.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    • A rare chance to own 5 sprawling acres in coveted St.
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 28, 2026Previously listedNew$2,950,000 —X13211688View
    May 23, 2026ListedCurrentFor sale$2,950,000 —X13166598This page
    Jun 23, 2025Previously listedExp$3,888,000 —X12242859View
    Dec 31, 2024Previously listedTer$4,450,000 —X11902984View
    Aug 29, 2024Previously listedTer$4,450,000 —X10413924View
    Aug 29, 2024Previously listedExp$4,450,000 —X9284819View
    May 7, 2024Previously listedTer$4,950,000 —X8322952View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Other
      Air conditioning
      Other
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 433 Four Mile Creek Road
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $14,492
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $178
    0.07% mill rate · ON
    The market

    How this home sits in the Niagara-on-the-Lake market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Niagara-on-the-Lake market right now

    Average sold price, days on market, and closed-transaction count for Niagara-on-the-Lake — sourced from MLS®.

    • Avg sold price
      $1,152,643
      Last 30 days
    • Median sold price
      $1,035,000
      Middle of the market
    • Days on market
      54 d
      Avg from list to close
    • Closed last 30d
      94
      MLS® transactions
    Full Niagara-on-the-Lake market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 433 Four Mile Creek Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 433 Four Mile Creek Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 433 Four Mile Creek Road listed for?

      433 Four Mile Creek Road is listed at $2,950,000 on the MLS® (listing X13166598). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 433 Four Mile Creek Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 1100-1500 sqft
  3. Detached
  4. 5-9.99 ac lot
  5. Asking
    $2,950,000
    $0 / sqft · MLS® X13166598
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $841,429
    $774,115Confidence range$908,744
    Asking vs estimate
    ↑↑well-above
    +$2,108,571
    (+250.6%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Niagara-on-the-Lake sell in about 54 days — this one has been listed 40 days.

    Avg sold price
    $1,152,643
    Median sold
    $1,035,000
    Avg days on market
    54
    Recently sold
    94
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    Nestled steps away from Ravine Winery, this parcel presents an unparalleled potential opportunity for future development, offering the prospect of crafting 37 premium building lots.
  7. Situated amidst the scenic backdrop of vineyards, lush trees, and the escarpment, the property offers picturesque views that epitomize prime real estate.
  8. Ask Zara a follow-up
    Sewer
  9. Parking & garage

    3
    Garage
    Detached
    Parking spaces
    10
    Driveway
    Lane
  10. Interior

    4
    Basement
    None
    Family room
    Y
    Kitchens
    1
    Total rooms
    3
  11. Exterior & construction

    4
    Exterior
    Other
    Roof
    Other
    Foundation
    Other
    Pool
    None
  12. Lot & land

    1
    Zoning
    A
  13. Listing & possession

    3
    Occupancy
    FLEX
    Property style
    1 1/2 Storey
    Property class
    Detached
  14. Room-by-room · 3 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    3 rooms
    • Bathroom
      3 Pc Bath
      0.0 × 0.0 ft
    • Bedroom
      10.0 × 10.0 ft
    • Family Room
      18.0 × 10.0 ft
    Combined estimate
    $14,670
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $14,492
    /mo
    based on the purchase price of $2,950,000
    $590,000 cash
    $2,360,000 financed
    $1,987,739 total interest
    Monthly payment$14,492/ month
    Principal54%$2,360,000
    Interest46%$1,987,739

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Niagara-on-the-Lake

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 12 Stoneridge Crescent
      Sold
      Sign in for price
      12 Stoneridge Crescent
      Detached
    • 1219 Lakeshore Road
      Sold
      Sign in for price
      1219 Lakeshore Road
      Detached
    • 61 Melrose Drive
      Sold
      Sign in for price
      61 Melrose Drive
      Detached
    • 535 Charlotte Street
      Sold
      Sign in for price
      535 Charlotte Street
      Detached
    • 110 John Street
      Sold
      Sign in for price
      110 John Street
      Detached
    • 19 Red Haven Drive
      Sold
      Sign in for price
      19 Red Haven Drive
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    433 Four Mile Creek RoadThis home2 / 111,001,500$2,950,000ask———
    12 Stoneridge Crescent2 / 32,000—
    1219 Lakeshore Road3 / 21,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Niagara-on-the-Lake

    Active listings within ±20% of this asking price.

    • 58 Kenmir Avenue
      $2,750,000
      58 Kenmir Avenue
      Detached 5 6
    • 6 Firelane 11a Street
      $2,799,000
      6 Firelane 11a Street
      Detached 2 2
    • 50 Sandalwood Crescent
      $2,699,000
      50 Sandalwood Crescent
      Detached 4 7
    • 34 Vincent Avenue
      $2,488,000
      34 Vincent Avenue
      Detached 4 3
    • 736 Rye Street
      $3,399,500
      736 Rye Street
      Detached 5 5
    • 58 JOHNSON Street
      $2,799,500
      58 JOHNSON Street
      Detached 4 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  15. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  16. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  17. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  18. Public listing courtesy of RE/MAX NIAGARA REALTY LTD, BROKERAGE · displayed on Summitly per MLS® data-share rules

    433 Four Mile Creek Road is a 2-bedroom, 1-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  19. When was 433 Four Mile Creek Road built?

    The year built for 433 Four Mile Creek Road isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  20. What is the property tax for 433 Four Mile Creek Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 433 Four Mile Creek Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  21. How much would the monthly mortgage be on 433 Four Mile Creek Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $2,950,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  22. Has 433 Four Mile Creek Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 433 Four Mile Creek Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  23. What neighbourhood is 433 Four Mile Creek Road in?

    433 Four Mile Creek Road is in St. Davids, Niagara-on-the-Lake. The 'Neighbourhood' section below links to the live Niagara-on-the-Lake real estate hub with average sold price, days on market, and current inventory.

  24. Is Niagara-on-the-Lake a good place to live?

    Niagara-on-the-Lake is one of ON's actively-tracked Summitly markets. The full Niagara-on-the-Lake real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  25. 61 Melrose Drive
    4 / 3
    2,000
    —
    535 Charlotte Street4 / 52,500—
    110 John Street2 / 32,000—
    19 Red Haven Drive2 / 31,500—