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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 4 days ago

    435 Miller Avenue

    McLaughlin·Oshawa, ON·L1J 2S8·Near Adelaide & Stevenson Rd

    • 4 beds
    Oshawa real estate›E13515638
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Luxury Custom-Built Home with Legal Basement Apartment in Prime Oshawa Location! Over 4300 Sq Ft of finished Living Space Area! Welcome to this exceptional custom-built 4+2 bedroom, 6-bathroom home offering luxury finishes, outstanding functionality, and income potential. Situated on a quiet, family-friendly street, this impressive residence features a double car garage equipped with an EV charger and 4-cardriveway, providing parking for up to 6 vehicles. Step inside to discover an elegant main floor with 10-foot ceilings, and premium finishes throughout. The spacious gourmet kitchen is designed for both everyday living and entertaining, featuring a pantry with a separate servery, ample cabinetry, and generous workspace. The inviting family room is highlighted by a stylish electric fireplace, while the breakfast area offers a walkout to a backyard deck, perfect for outdoor gatherings. The second level boasts 4 spacious bedrooms and 3 full bathrooms, including a luxurious primary suite. Enjoy your morning coffee or unwind in the evening on the large front balcony, offering a comfortable outdoor sitting area. A beautiful skylight fills the home with natural light, creating a bright and welcoming atmosphere. The finished basement is thoughtfully divided into two separate sections. One side features a legal 2-bedroom basement apartment with a separate entrance, 9-foot ceilings, and excellent rental income potential. The other side includes a private office and an additional 4-piece bathroom, making it ideal for working from home or extended family use. Conveniently located within walking distance to Oshawa Centre, schools, and public transit, and just minutes to Highway 401, this home offers the perfect combination of luxury, comfort, and convenience. Don't miss this rare opportunity to own a stunning family home with a legal income-generating basement apartment in one of Oshawa's most desirable Neighbourhoods!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 2, 2026ListedCurrentFor sale$2,489,000 —E13515638This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 435 Miller Avenue
    What's nearby

    Points of interest classified by the MLS® feed.

    • Hospital
    • Electric Car Charger
    • Fenced Yard
    • Public Transit
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $12,228
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $903
    0.44% mill rate · ON
    The market

    How this home sits in the Oshawa market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Oshawa market right now

    Average sold price, days on market, and closed-transaction count for Oshawa — sourced from MLS®.

    • Avg sold price
      $719,928
      Last 30 days
    • Median sold price
      $675,000
      Middle of the market
    • Days on market
      24 d
      Avg from list to close
    • Closed last 30d
      517
      MLS® transactions
    Full Oshawa market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 435 Miller Avenue — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 435 Miller Avenue and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 435 Miller Avenue listed for?

      435 Miller Avenue is listed at $2,489,000 on the MLS® (listing E13515638). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 435 Miller Avenue have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 6 baths
  2. 3000-3500 sqft
  3. Detached
  4. Built 0-5
  5. Asking
    $2,489,000
    $0 / sqft · MLS® E13515638
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $849,515
    $781,554Confidence range$917,476
    Asking vs estimate
    ↑↑well-above
    +$1,639,485
    (+193.0%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Oshawa sell in about 24 days — this one has been listed 4 days.

    Avg sold price
    $719,928
    Median sold
    $675,000
    Avg days on market
    24
    Recently sold
    517
    See comparable sales
    AI highlights by Zara
    • Luxury Custom-Built Home with Legal Basement Apartment in Prime Oshawa Location!
    • Situated on a quiet, family-friendly street, this impressive residence features a double car garage equipped with an EV charger and 4-cardriveway, providing parking for up to 6 vehicles.
    • The inviting family room is highlighted by a stylish electric fireplace, while the breakfast area offers a walkout to a backyard deck, perfect for outdoor gatherings.
    • The finished basement is thoughtfully divided into two separate sections.
    Ask Zara a follow-up
    Sewer
  7. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    2
    Parking spaces
    6
    Driveway
    Private
  8. Interior

    5
    Basement
    Separate Entrance, Apartment
    Family room
    Y
    Kitchens
    1
    Total rooms
    10
    Laundry level
    Upper Level
  9. Exterior & construction

    4
    Exterior
    Brick, Stone
    Roof
    Asphalt Shingle
    Foundation
    Concrete
    Pool
    None
  10. Lot & land

    2
    Year built
    0-5
    Lot dimensions
    40.00 x 130.00 Feet
  11. Listing & possession

    4
    Possession
    2026-09-02T00:00:00.000-00:00
    Occupancy
    TBD
    Property style
    2-Storey
    Property class
    Detached
  12. Room-by-room · 16 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Kitchen
      hardwood floor · pantry · centre island
      17.0 × 12.2 ft
    • Dining Room
      hardwood floor · pot lights
      14.0 × 11.2 ft
    • Mud Room
      Access To Garage
      12.1 × 5.6 ft
    • Family Room
      hardwood floor · open concept
      17.0 × 18.0 ft
    • Living Room
      hardwood floor · pot lights
      14.0 × 11.2 ft

    Second level

    5 rooms
    • Laundry
      8.1 × 6.2 ft
    • Primary Bedroom
      hardwood floor · his and hers closets · 5 pc ensuite
      16.0 × 15.5 ft
    • Bedroom 3
      hardwood floor · walk-in closet(s)
      13.8 × 11.0 ft
    • Bedroom 2
      hardwood floor · closet
      13.8 × 11.0 ft
    • Bedroom 4
      hardwood floor · walk-in closet(s) · 4 pc ensuite
      13.8 × 13.5 ft

    Basement level

    6 rooms
    • Kitchen
      stainless steel appl · pot lights
      12.7 × 10.0 ft
    • Bedroom
      closet · window · pot lights
      10.8 × 10.0 ft
    • Living Room
      closet · pot lights
      16.6 × 14.6 ft
    • Bedroom 2
      closet · window · pot lights
      10.2 × 10.0 ft
    • Office
      4 pc bath · closet · pot lights
      14.3 × 9.9 ft
    • Laundry
      9.7 × 8.6 ft
  13. School
  14. Combined estimate
    $13,131
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $12,228
    /mo
    based on the purchase price of $2,489,000
    $497,800 cash
    $1,991,200 financed
    $1,677,113 total interest
    Monthly payment$12,228/ month
    Principal54%$1,991,200
    Interest46%$1,677,113

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Oshawa

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 968 Coyston Drive
      Sold
      Sign in for price
      968 Coyston Drive
      Detached
    • 22 Nassau Street
      Sold
      Sign in for price
      22 Nassau Street
      Detached
    • 1595 Edenwood Court
      Sold
      Sign in for price
      1595 Edenwood Court
      Detached
    • 176 Annis Street
      Sold
      Sign in for price
      176 Annis Street
      Detached
    • 584 Arnhem Drive
      Sold
      Sign in for price
      584 Arnhem Drive
      Detached
    • 1636 Glenbourne Drive
      Sold
      Sign in for price
      1636 Glenbourne Drive
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    435 Miller AvenueThis home4 / 630,003,500$2,489,000ask———
    968 Coyston Drive4 / 42,000—
    22 Nassau Street3 / 11,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Oshawa

    Active listings within ±20% of this asking price.

    • 154 Rossland Road
      $2,449,000
      154 Rossland Road
      Detached 5 5
    • 1151 Conlin Road
      $2,550,000
      1151 Conlin Road
      Detached 3 1
    • 23 Steepleview Court
      $2,199,000
      23 Steepleview Court
      Detached 4 4
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  15. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  16. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  17. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  18. Public listing courtesy of CENTURY 21 INNOVATIVE REALTY INC. · displayed on Summitly per MLS® data-share rules

    435 Miller Avenue is a 4-bedroom, 6-bath, 3000-3500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  19. When was 435 Miller Avenue built?

    435 Miller Avenue was built in 0-5. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  20. What is the property tax for 435 Miller Avenue?

    The 'Property tax' tab in the History section shows the most recent annual tax for 435 Miller Avenue plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  21. How much would the monthly mortgage be on 435 Miller Avenue?

    The affordability calculator on this page shows an estimated monthly mortgage for $2,489,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  22. Has 435 Miller Avenue been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 435 Miller Avenue with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  23. What neighbourhood is 435 Miller Avenue in?

    435 Miller Avenue is in McLaughlin, Oshawa. The 'Neighbourhood' section below links to the live Oshawa real estate hub with average sold price, days on market, and current inventory.

  24. Is Oshawa a good place to live?

    Oshawa is one of ON's actively-tracked Summitly markets. The full Oshawa real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  25. 1595 Edenwood Court
    3 / 3
    1,100
    —
    176 Annis Street3 / 21,100—
    584 Arnhem Drive4 / 41,500—
    1636 Glenbourne Drive4 / 42,000—