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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 2 days ago

    44 Hammond Street

    St. Thomas·St. Thomas, ON·N5P 2B7·Near HAMMOND X WOODWORTH

    • 3 beds
    St. Thomas real estate›X13460256
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    1 upcoming open house

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Sun, Jun 21
      2026-06-21T18:00:00.000-00:00 – 2026-06-21T20:00:00.000-00:00
      Public
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tour
    Overview

    What this listing tells us

    Property description

    Welcome to 44 Hammond Street in St. Thomas! This well maintained semi detached home offers an excellent opportunity for first time buyers, young families, or anyone looking for an updated home at an affordable price. Featuring 3 bedrooms and 2 bathrooms, the home has been thoughtfully updated with clean, modern finishes throughout, creating a bright and inviting atmosphere. The main floor is spacious and open featuring designated dining, living, and cooking spaces. The functional layout provides comfortable living spaces for everyday life, while the massive fully fenced backyard offers plenty of room for kids, pets, entertaining, or simply enjoying the outdoors. Recent updates include AC (2020), furnace (2022), stove and gas line installation (2020), rear roof replacement (2020), and attic insulation upgrades (2020), providing peace of mind for years to come. Conveniently located close to schools, parks, shopping, and everyday amenities, this move in ready home delivers outstanding value in a growing community. Don't miss your chance to make 44 Hammond Street your next home.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 18, 2026ListedCurrentFor sale$414,900 —X13460256This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 44 Hammond Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Fenced Yard
    • Park
    • School
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,038
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $187
    0.54% mill rate · ON
    The market

    How this home sits in the St. Thomas market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The St. Thomas market right now

    Average sold price, days on market, and closed-transaction count for St. Thomas — sourced from MLS®.

    • Avg sold price
      $553,864
      Last 30 days
    • Median sold price
      $540,000
      Middle of the market
    • Days on market
      48 d
      Avg from list to close
    • Closed last 30d
      163
      MLS® transactions
    Full St. Thomas market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 44 Hammond Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 44 Hammond Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 44 Hammond Street listed for?

      44 Hammond Street is listed at $414,900 on the MLS® (listing X13460256). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 44 Hammond Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 700-1100 sqft
  3. Semi-Detached
  4. Built 51-99
  5. Asking
    $414,900
    $0 / sqft · MLS® X13460256
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $553,864
    $509,555Confidence range$598,173
    Asking vs estimate
    ↓below
    −$138,964
    (-25.1%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in St. Thomas sell in about 48 days — this one has been listed 2 days.

    Avg sold price
    $553,864
    Median sold
    $540,000
    Avg days on market
    48
    Recently sold
    163
    See comparable sales
    Watch video tour
    This well maintained semi detached home offers an excellent opportunity for first time buyers, young families, or anyone looking for an updated home at an affordable price.
  7. The main floor is spacious and open featuring designated dining, living, and cooking spaces.
  8. The functional layout provides comfortable living spaces for everyday life, while the massive fully fenced backyard offers plenty of room for kids, pets, entertaining, or simply enjoying the outdoors.
  9. Conveniently located close to schools, parks, shopping, and everyday amenities, this move in ready home delivers outstanding value in a growing community.
  10. Ask Zara a follow-up
    Sewer
  11. Parking & garage

    3
    Garage
    None
    Parking spaces
    6
    Driveway
    Private
  12. Interior

    5
    Basement
    Full, Finished, Separate Entrance
    Family room
    Y
    Kitchens
    1
    Total rooms
    8
    Laundry level
    Lower Level
  13. Exterior & construction

    5
    Exterior
    Brick, Vinyl Siding
    Roof
    Shingles
    Foundation
    Poured Concrete
    View
    City
    Pool
    None
  14. Lot & land

    1
    Year built
    51-99
  15. Listing & possession

    3
    Occupancy
    60-90 DAYS
    Property style
    2-Storey
    Property class
    Semi-Detached
  16. Room-by-room · 10 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    4 rooms
    • Living Room
      13.5 × 17.5 ft
    • Kitchen
      11.2 × 8.3 ft
    • Dining Room
      9.8 × 11.5 ft
    • Bathroom
      2 Pc Bath
      3.3 × 3.1 ft

    Second level

    4 rooms
    • Bedroom
      11.9 × 8.0 ft
    • Bathroom
      4 Pc Bath
      8.1 × 8.1 ft
    • Primary Bedroom
      12.9 × 8.0 ft
    • Bedroom
      10.0 × 9.5 ft

    Basement level

    2 rooms
    • Recreation
      14.8 × 19.6 ft
    • Utility Room
      Unfinished
      9.4 × 19.6 ft
    Combined estimate
    $2,225
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,038
    /mo
    based on the purchase price of $414,900
    $82,980 cash
    $331,920 financed
    $279,564 total interest
    Monthly payment$2,038/ month
    Principal54%$331,920
    Interest46%$279,564

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable semi-detacheds that just sold in St. Thomas

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 54 Stokes Road
      Sold
      Sign in for price
      54 Stokes Road
      Semi-Detached
    • 14 Juno Drive
      Sold
      Sign in for price
      14 Juno Drive
      Semi-Detached
    • 144 STYLES Drive
      Sold
      Sign in for price
      144 STYLES Drive
      Semi-Detached
    • 8 Ashberry Place
      Sold
      Sign in for price
      8 Ashberry Place
      Semi-Detached
    • 197 Highview Drive
      Sold
      Sign in for price
      197 Highview Drive
      Semi-Detached
    • 56 Charter Creek Court
      Sold
      Sign in for price
      56 Charter Creek Court
      Semi-Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    44 Hammond StreetThis home3 / 27,001,100$414,900ask———
    54 Stokes Road3 / 2700—
    14 Juno Drive3 / 2700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More semi-detacheds in St. Thomas

    Active listings within ±20% of this asking price.

    • 22 Axford Parkway
      $459,900
      22 Axford Parkway
      Semi-Detached 2 1
    • 122 Manor Road
      $484,900
      122 Manor Road
      Semi-Detached 2 2
    • 11 Rickwood Place
      $398,500
      11 Rickwood Place
      Semi-Detached 2 2
    • 11 Willow Street
      $439,900
      11 Willow Street
      Semi-Detached 2 2
    • 27 STEELE Street
      $450,000
      27 STEELE Street
      Semi-Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of CENTURY 21 FIRST CANADIAN CORP · displayed on Summitly per MLS® data-share rules

    44 Hammond Street is a 3-bedroom, 2-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 44 Hammond Street built?

    44 Hammond Street was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 44 Hammond Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 44 Hammond Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 44 Hammond Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $414,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 44 Hammond Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 44 Hammond Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 44 Hammond Street in?

    44 Hammond Street is in St. Thomas, St. Thomas. The 'Neighbourhood' section below links to the live St. Thomas real estate hub with average sold price, days on market, and current inventory.

  26. Is St. Thomas a good place to live?

    St. Thomas is one of ON's actively-tracked Summitly markets. The full St. Thomas real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 144 STYLES Drive
    2 / 2
    1,100
    —
    8 Ashberry Place2 / 21,100—
    197 Highview Drive2 / 1700—
    56 Charter Creek Court2 / 31,100—