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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 52 days

    4446 Is 107 Stoney Lake Island

    North Kawartha·North Kawartha, ON·K0L 2H0·Near Water access from Crowes Landing

    • 3 beds
    North Kawartha real estate›X13165452
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Why You'll Love This Cottage .... 1. Turn-key and ready to enjoy - includes everything you need to enjoy cottage living today including Tin boat, reserved parking for car and boat at Crowes Landing! 2. Warm, inviting interior with functional layout 3. Featuring 412 feet of stunning granite shoreline with deep and wade in swimming 4. Low maintenance property 5. Panoramic views with both open water and sheltered bay scenery on over 1.2 acres of property. Discover the simplicity and ease of true cottage living in this warm and inviting, fully turn-key retreat on sought-after Stoney Lake. Thoughtfully designed with a functional, easy-to-navigate floor plan, every inch of the space is beautifully utilized. The seamless flow from the kitchen to the living area and out to the deck keeps the focus on the breathtaking waterfront setting, while the cozy interior is designed to make you feel "at home" the moment you walk through the door. Offering timeless charm and incredible potential, this cottage is also a wonderful blank canvas ready for you to make it your own. Listing agent can assist with boat transit for qualified buyers, weather permitting.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 22, 2026ListedCurrentFor sale$699,000 —X13165452This page
    May 13, 2026Previously listedTer$769,000 —X13140034View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Baseboard
      Air conditioning
      None
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 4446 Is 107 Stoney Lake Island
    What's nearby

    Points of interest classified by the MLS® feed.

    • Clear View
    • Golf
    • Lake Access
    • Waterfront
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,434
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $364
    0.62% mill rate · ON
    The market

    How this home sits in the North Kawartha market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The North Kawartha market right now

    Average sold price, days on market, and closed-transaction count for North Kawartha — sourced from MLS®.

    • Avg sold price
      $884,308
      Last 30 days
    • Median sold price
      $686,086
      Middle of the market
    • Days on market
      40 d
      Avg from list to close
    • Closed last 30d
      34
      MLS® transactions
    Full North Kawartha market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 4446 Is 107 Stoney Lake Island — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 4446 Is 107 Stoney Lake Island and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 4446 Is 107 Stoney Lake Island listed for?

      4446 Is 107 Stoney Lake Island is listed at $699,000 on the MLS® (listing X13165452). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 4446 Is 107 Stoney Lake Island have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 700-1100 sqft
  3. Detached
  4. Built 51-99
  5. .50-1.99 ac lot
  6. Asking
    $699,000
    $0 / sqft · MLS® X13165452
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $884,308
    $813,563Confidence range$955,053
    Asking vs estimate
    ↓below
    −$185,308
    (-21.0%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in North Kawartha sell in about 40 days — this one has been listed 52 days.

    Avg sold price
    $884,308
    Median sold
    $686,086
    Avg days on market
    40
    Recently sold
    34
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    Turn-key and ready to enjoy - includes everything you need to enjoy cottage living today including Tin boat, reserved parking for car and boat at Crowes Landing! 2.
  8. Panoramic views with both open water and sheltered bay scenery on over 1.2 acres of property.
  9. Thoughtfully designed with a functional, easy-to-navigate floor plan, every inch of the space is beautifully utilized.
  10. Listing agent can assist with boat transit for qualified buyers, weather permitting.
  11. Ask Zara a follow-up
    Other
    Sewer
    Septic
  12. Parking & garage

    3
    Garage
    None
    Parking spaces
    1
    Driveway
    Reserved/Assigned
  13. Interior

    6
    Basement
    None
    Family room
    N
    Kitchens
    1
    Total rooms
    5
    Elevator
    N
    Accessibility
    N
  14. Exterior & construction

    6
    Exterior
    Wood
    Roof
    Asphalt Shingle
    Foundation
    Piers
    View
    Clear, Water, Lake, Trees/Woods
    Waterfront
    Y
    Pool
    None
  15. Lot & land

    2
    Year built
    51-99
    Zoning
    RR
  16. Listing & possession

    3
    Possession
    2026-06-01T00:00:00.000-00:00
    Property style
    Bungalow
    Property class
    Detached
  17. Room-by-room · 5 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Living Room
      closed fireplace · broadloom · sliding doors
      71.2 × 33.8 ft
    • Bedroom 3
      Broadloom
      25.3 × 29.2 ft
    • Bedroom
      Broadloom
      38.7 × 29.2 ft
    • Bedroom 2
      Broadloom
      30.5 × 29.2 ft
    • Kitchen
      Eat-in Kitchen
      43.0 × 38.7 ft
  18. Wooded/Treed
  19. Combined estimate
    $3,798
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,434
    /mo
    based on the purchase price of $699,000
    $139,800 cash
    $559,200 financed
    $470,993 total interest
    Monthly payment$3,434/ month
    Principal54%$559,200
    Interest46%$470,993

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in North Kawartha

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 5661 Highway 28
      Sold
      Sign in for price
      5661 Highway 28
      Detached
    • 287 Doc Evans Road
      Sold
      Sign in for price
      287 Doc Evans Road
      Detached
    • 89 Hill Crest Road
      Sold
      Sign in for price
      89 Hill Crest Road
      Detached
    • 25 Garden Island
      Sold
      Sign in for price
      25 Garden Island
      Detached
    • 573 Jack Lake Road
      Sold
      Sign in for price
      573 Jack Lake Road
      Detached
    • 754 Renwick Road
      Sold
      Sign in for price
      754 Renwick Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    4446 Is 107 Stoney Lake IslandThis home3 / 17,001,100$699,000ask———
    5661 Highway 283 / 21,100—
    287 Doc Evans Road4 / 11,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in North Kawartha

    Active listings within ±20% of this asking price.

    • 31 River Street
      $649,900
      31 River Street
      Detached 3 2
    • 37 Goldfinch Lane
      $559,900
      37 Goldfinch Lane
      Detached 3 1
    • 342 Jack Lake Road
      $599,999
      342 Jack Lake Road
      Detached 3 2
    • 43 Fire Route 52A
      $799,000
      43 Fire Route 52A
      Detached 3 1
    • 8847 Highway 28
      $669,900
      8847 Highway 28
      Detached 3 3
    • 3428 County Rd 620
      $749,000
      3428 County Rd 620
      Detached 2 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  20. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  21. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  22. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  23. Public listing courtesy of ROYAL LEPAGE/J & D DIVISION · displayed on Summitly per MLS® data-share rules

    4446 Is 107 Stoney Lake Island is a 3-bedroom, 1-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  24. When was 4446 Is 107 Stoney Lake Island built?

    4446 Is 107 Stoney Lake Island was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  25. What is the property tax for 4446 Is 107 Stoney Lake Island?

    The 'Property tax' tab in the History section shows the most recent annual tax for 4446 Is 107 Stoney Lake Island plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  26. How much would the monthly mortgage be on 4446 Is 107 Stoney Lake Island?

    The affordability calculator on this page shows an estimated monthly mortgage for $699,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  27. Has 4446 Is 107 Stoney Lake Island been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 4446 Is 107 Stoney Lake Island with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  28. What neighbourhood is 4446 Is 107 Stoney Lake Island in?

    4446 Is 107 Stoney Lake Island is in North Kawartha, North Kawartha. The 'Neighbourhood' section below links to the live North Kawartha real estate hub with average sold price, days on market, and current inventory.

  29. Is North Kawartha a good place to live?

    North Kawartha is one of ON's actively-tracked Summitly markets. The full North Kawartha real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  30. 89 Hill Crest Road
    3 / 2
    1,100
    —
    25 Garden Island3 / 1700—
    573 Jack Lake Road2 / 1700—
    754 Renwick Road2 / 2700—