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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed yesterday

    445 Church Street

    Fort Frances, ON·P9A 1E3·Near Church Street between Victoria Avenue and Armit Avenue in Fort Frances - just across the street from Safeway

    • 3 beds
    • 0
    Fort Frances real estate›X13469314
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Rambling bungalow in a fabulous location / all about convenience: 3+1 bedroom, 2.5 bathroom bungalow with ample living space inside and out and basement suite with potential for multiple uses! Extremely convenient location just a stone's throw from all downtown amenities, including shopping, banks, personal & professional services, restaurants and more! The main floor of this home is well laid out and offers many large windows for plenty of natural light in the main living area. Front and rear entrances for convenience! Spacious and functional kitchen with separate dining area and ample storage, 2-piece guest washroom. There are 3 bedrooms on the main level - including a spacious master with ample closet space - completing the main level together with a full bathroom and main-floor laundry for your utmost convenience! THIS IS A "SUITE" DEAL - Downstairs is home to a wonderful 1-bedroom apartment/granny suite with separate kitchen, living area, laundry and bathroom! Great space for guests OR POTENTIAL RENTAL INCOME (Buyer to verify legality of living unit). The other portion of the basement is home to a huge hobby/craft room or rec room area with a built-in Murphy bed allowing additional sleeping space when friends or family come around, and a workshop or storage area hidden away for separation. OUTSIDE: large partially fenced rear yard with southern exposure and many trees for shade, with a large storage shed and plenty of space for children and pets alike to enjoy. Ample off-street parking is accessed via Church Street. This home has so much to offer!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 18, 2026ListedCurrentFor sale$279,900 —X13469314This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Baseboard
      Air conditioning
      Other
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 445 Church Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Fenced Yard
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $1,375
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $284
    1.22% mill rate · ON
    The market

    How this home sits in the Fort Frances market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Fort Frances market right now

    Average sold price, days on market, and closed-transaction count for Fort Frances — sourced from MLS®.

    • Avg sold price
      $249,600
      Last 30 days
    • Median sold price
      $250,000
      Middle of the market
    • Days on market
      19 d
      Avg from list to close
    • Closed last 30d
      5
      MLS® transactions
    Full Fort Frances market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 445 Church Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 445 Church Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 445 Church Street listed for?

      445 Church Street is listed at $279,900 on the MLS® (listing X13469314). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 445 Church Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. Detached
  3. < .50 ac lot
  4. Asking
    $279,900
    MLS® X13469314
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $249,600
    $229,632Confidence range$269,568
    Asking vs estimate
    ↑above
    +$30,300
    (+12.1%)
    Asking is above estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Fort Frances sell in about 19 days — this one has been listed 1 day.

    Avg sold price
    $249,600
    Median sold
    $250,000
    Avg days on market
    19
    Recently sold
    5
    See comparable sales
    AI highlights by Zara
    • Rambling bungalow in a fabulous location / all about convenience: 3+1 bedroom, 2.5 bathroom bungalow with ample living space inside and out and basement suite with potential for multiple uses!
    • Spacious and functional kitchen with separate dining area and ample storage, 2-piece guest washroom.
    • OUTSIDE: large partially fenced rear yard with southern exposure and many trees for shade, with a large storage shed and plenty of space for children and pets alike to enjoy.
    • Ample off-street parking is accessed via Church Street.
    Ask Zara a follow-up
    Sewer
  6. Parking & garage

    2
    Garage
    None
    Driveway
    Other
  7. Interior

    3
    Basement
    Full, Partially Finished
    Kitchens
    1
    Total rooms
    7
  8. Exterior & construction

    4
    Exterior
    Vinyl Siding, Aluminum Siding
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    Pool
    None
  9. Listing & possession

    3
    Occupancy
    IMMEDIATE
    Property style
    Bungalow
    Property class
    Detached
  10. Room-by-room · 9 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Living Room
      17.2 × 12.0 ft
    • Dining Room
      12.1 × 9.2 ft
    • Kitchen
      11.7 × 10.5 ft
    • Primary Bedroom
      11.7 × 11.3 ft
    • Bedroom 2
      9.1 × 12.1 ft
    • Bedroom 3
    • Bathroom

    Basement level

    2 rooms
    • Bedroom 4
    • Other
    Combined estimate
    $1,659
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $1,375
    /mo
    based on the purchase price of $279,900
    $55,980 cash
    $223,920 financed
    $188,599 total interest
    Monthly payment$1,375/ month
    Principal54%$223,920
    Interest46%$188,599

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Fort Frances

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 240 Third Street
      Sold
      Sign in for price
      240 Third Street
      Detached
    • 813 Phair Ave
      Sold
      Sign in for price
      813 Phair Ave
      Detached
    • 753 Kings Hwy
      Sold
      Sign in for price
      753 Kings Hwy
      Detached
    • 408 Third Street
      Sold
      Sign in for price
      408 Third Street
      Detached
    • 602 THIRD Street
      Sold
      Sign in for price
      602 THIRD Street
      Detached
    • 252 Sixth Street
      Sold
      Sign in for price
      252 Sixth Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    445 Church StreetThis home3 / 3—$279,900ask———
    240 Third Street2 / 1——
    813 Phair Ave3 / 1——
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Fort Frances

    Active listings within ±20% of this asking price.

    • 634 Riverview Drive
      $251,500
      634 Riverview Drive
      Detached 3 2
    • 627 First Street
      $249,000
      627 First Street
      Detached 3 1
    • 1202 Second Street
      $275,000
      1202 Second Street
      Detached 2 1
    • 1026 Third Street
      $295,000
      1026 Third Street
      Detached 2 2
    • 1011 Portage Avenue N
      $239,500
      1011 Portage Avenue N
      Detached 2 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  11. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  12. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  13. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  14. Public listing courtesy of CENTURY 21 NORTHERN CHOICE REALTY LTD. · displayed on Summitly per MLS® data-share rules

    445 Church Street is a 3-bedroom, 3-bath. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  15. When was 445 Church Street built?

    The year built for 445 Church Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  16. What is the property tax for 445 Church Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 445 Church Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  17. How much would the monthly mortgage be on 445 Church Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $279,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  18. Has 445 Church Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 445 Church Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  19. What neighbourhood is 445 Church Street in?

    445 Church Street is in Fort Frances, Fort Frances. The 'Neighbourhood' section below links to the live Fort Frances real estate hub with average sold price, days on market, and current inventory.

  20. Is Fort Frances a good place to live?

    Fort Frances is one of ON's actively-tracked Summitly markets. The full Fort Frances real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  21. 753 Kings Hwy
    3 / 1
    —
    —
    408 Third Street2 / 1——
    602 THIRD Street3 / 2——
    252 Sixth Street3 / 2——