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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 24 days

    45 Middleton Street

    Cambridge, ON·N1S 2R2·Near Francis St/1st Ave

    • 2 beds
    • 2 baths
    Cambridge real estate›X13161684
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to 45 Middleton Street, just the sweetest, cutest house on the block! This charming 2 bedroom home is perfect for first-time buyers or those downsizing. The arched front doorway leads you into the foyer and into a bright modern kitchen. Dreaming of a "coffee house" kitchen with a large center island, quartz countertops and a coffee bar station with built-in seating to host friends and family? This kitchen, is the kitchen of your dreams! The living room has gleaming hardwood floors and a gas fireplace, and it is large enough for everyone to gather in for movie night. The main floor powder room is renovated and cute as a button! Upstairs, you will find a main 4 piece bathroom and 2 very spacious bedrooms with 2 banks of built-in drawers in each room. Storage is not an issue as the the master bedroom has a walk-in closet and the 2nd bedroom has a second closet! The basement is unfinished and ready for you to make it your own with a home office, home gym or extra bedroom space. Outside is a fully fenced backyard with a 2 tier deck and covered porch. Looking for a home workshop or art studio? The large detached garage in the backyard would be perfect! Like walking or biking? Wander over to Waterworks park and jump on the trails that lead all the way down the Grand River!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 22, 2026ListedCurrentFor sale$700,000 —X13161684This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 45 Middleton Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Park
    • Place Of Worship
    • Public Transit
    • School
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,439
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $336
    0.58% mill rate · ON
    The market

    How this home sits in the Cambridge market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Cambridge market right now

    Average sold price, days on market, and closed-transaction count for Cambridge — sourced from MLS®.

    • Avg sold price
      $707,801
      Last 30 days
    • Median sold price
      $675,000
      Middle of the market
    • Days on market
      26 d
      Avg from list to close
    • Closed last 30d
      377
      MLS® transactions
    Full Cambridge market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 45 Middleton Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 45 Middleton Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 45 Middleton Street listed for?

      45 Middleton Street is listed at $700,000 on the MLS® (listing X13161684). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 45 Middleton Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1100-1500 sqft
  2. Detached
  3. Built 51-99
  4. < .50 ac lot
  5. Asking
    $700,000
    $0 / sqft · MLS® X13161684
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $516,695
    $475,359Confidence range$558,030
    Asking vs estimate
    ↑↑well-above
    +$183,305
    (+35.5%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Cambridge sell in about 26 days — this one has been listed 24 days.

    Avg sold price
    $707,801
    Median sold
    $675,000
    Avg days on market
    26
    Recently sold
    377
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    • The living room has gleaming hardwood floors and a gas fireplace, and it is large enough for everyone to gather in for movie night.
    • The basement is unfinished and ready for you to make it your own with a home office, home gym or extra bedroom space.
    • Outside is a fully fenced backyard with a 2 tier deck and covered porch.
    • The large detached garage in the backyard would be perfect!
    Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  7. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    2
    Parking spaces
    6
    Driveway
    Private Double
  8. Interior

    5
    Basement
    Full, Unfinished
    Family room
    N
    Kitchens
    1
    Total rooms
    7
    Elevator
    N
  9. Exterior & construction

    4
    Exterior
    Vinyl Siding, Brick
    Roof
    Asphalt Shingle
    Foundation
    Stone
    Pool
    None
  10. Lot & land

    2
    Year built
    51-99
    Zoning
    (F)R4
  11. Listing & possession

    3
    Occupancy
    Beginning of Aug Preferred
    Property style
    1 1/2 Storey
    Property class
    Detached
  12. Room-by-room · 7 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    4 rooms
    • Dining Room
      7.2 × 11.0 ft
    • Kitchen
      14.1 × 11.0 ft
    • Bathroom
      4.4 × 4.1 ft
    • Living Room
      21.3 × 12.0 ft

    Upper level

    3 rooms
    • Bathroom
      4.9 × 8.2 ft
    • Primary Bedroom
      Walk-In Closet(s)
      14.6 × 12.2 ft
    • Bedroom
      Walk-In Closet(s)
      14.6 × 11.3 ft
    Combined estimate
    $3,775
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,439
    /mo
    based on the purchase price of $700,000
    $140,000 cash
    $560,000 financed
    $471,667 total interest
    Monthly payment$3,439/ month
    Principal54%$560,000
    Interest46%$471,667

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Cambridge

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 153 Winston Boulevard
      Sold
      Sign in for price
      153 Winston Boulevard
      Detached
    • 148 Wedgewood Drive
      Sold
      Sign in for price
      148 Wedgewood Drive
      Detached
    • 151 Decaro Crescent
      Sold
      Sign in for price
      151 Decaro Crescent
      Detached
    • 115 Arthur Fach Drive
      Sold
      Sign in for price
      115 Arthur Fach Drive
      Detached
    • 55 Cassidy Court
      Sold
      Sign in for price
      55 Cassidy Court
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    45 Middleton StreetThis home2 / 211,001,500$700,000ask———
    153 Winston Boulevard2 / 1700—
    148 Wedgewood Drive3 / 2700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Cambridge

    Active listings within ±20% of this asking price.

    • 179 Sekura Street
      $599,900
      179 Sekura Street
      Detached 3 2
    • 651 Dundas Street
      $829,000
      651 Dundas Street
      Detached 2 3
    • 43 SOUTHVIEW Crescent
      $750,000
      43 SOUTHVIEW Crescent
      Detached 3 2
    • 555 Hamilton Street
      $560,000
      555 Hamilton Street
      Detached 3 1
    • 80 Hubert Street
      $749,900
      80 Hubert Street
      Detached 4 2
    • 15 Horton Walk
      $729,900
      15 Horton Walk
      Detached 3 4
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  13. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  14. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  15. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  16. Public listing courtesy of KELLER WILLIAMS INNOVATION REALTY · displayed on Summitly per MLS® data-share rules

    45 Middleton Street is a 2-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  17. When was 45 Middleton Street built?

    45 Middleton Street was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  18. What is the property tax for 45 Middleton Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 45 Middleton Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  19. How much would the monthly mortgage be on 45 Middleton Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $700,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  20. Has 45 Middleton Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 45 Middleton Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  21. What neighbourhood is 45 Middleton Street in?

    45 Middleton Street is in Cambridge, Cambridge. The 'Neighbourhood' section below links to the live Cambridge real estate hub with average sold price, days on market, and current inventory.

  22. Is Cambridge a good place to live?

    Cambridge is one of ON's actively-tracked Summitly markets. The full Cambridge real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  23. 151 Decaro Crescent
    6 / 4
    2,500
    —
    115 Arthur Fach Drive3 / 41,500—
    55 Cassidy Court3 / 31,100—