Available on mobile

Take Summitly with you.

Browse listings, get instant alerts, and talk to your AI concierge — all from your pocket.

Download on theApp StoreGet it onGoogle Play

Weekly market briefing

The smartest move starts here.

Curated listings, price trends, and neighbourhood insights — delivered Sunday morning.

Summitly

Your trusted partner in real estate. We help you find your perfect home, make informed decisions, and connect with expert professionals across Canada.

Explore

Map SearchBrowse ListingsBrowse RentalsSold HomesOpen Houses

Sell & Rent

Sell Your HomeHome ValuationList Your Rental — FreeRental PricingRenting on Summitly

Resources

CalculatorsGet Pre-QualifiedNews & InsightsGuidesBlogAI ConciergeFranchise

Company

AboutContactFind a RealtorCareers — Join SummitlyFAQs
310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

Privacy PolicyTerms of UseCookiesSitemap

Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

    Summitly Logo
    Buy
    Sell
    Rent
    Pre-con
    Meet ZaraMy HomeNews & Insights
    HomeBuySell
    For sale On market 45 days

    456 OLD SURREY Lane

    Bobcaygeon·Kawartha Lakes, ON·K0M 1A0·Near Pigeon Lake Rd to Old Surey Lane

    • 2 beds
    Kawartha Lakes real estate›X12865606
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Discover the lifestyle you've been dreaming of! This bright 2+1 bedroom brick bungalow sits in the heart of Victoria Place, one of the Kawarthas most desirable waterfront communities right on Pigeon Lake - just minutes from Bobcaygeon. Inside, you'll find a welcoming layout with a fully finished basement, two full baths, and a spacious family room featuring a propane fireplace and a walk-out to the yard backing onto open green space. Enjoy the active community lifestyle with tennis courts, shuffleboard, bocce ball, lawn bowling, horse shoes, pickle ball, biking and walking trails, plus a pool and community center with events hosted regularly. Love the water? You'll have access to two private beaches plus a dog beach, your own dock space with aluminum dock, a boat launch, visitor dock, and gated outdoor storage for your boat, trailer, or RV (15'X40')- all for just $780/year! A perfect blend of relaxed living and community charm, this home is ideal as a full-time residence or seasonal retreat. Inclusions: Fridge, Stove, Dishwasher, Microwave, Washer, Dryer, Hot Water Tank, 4 Post Hoist, Garden Shed, Shelterlogic Tent.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Mar 10, 2026ListedCurrentFor sale$699,900 —X12865606This page
    Oct 31, 2025Previously listedExp$699,900 —X12497176View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Other
      Water source
      Well
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 456 OLD SURREY Lane
    What's nearby

    Points of interest classified by the MLS® feed.

    • Beach
    • Lake Access
    • Rec./Commun.Centre
    • Golf
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,438
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $290
    0.50% mill rate · ON
    The market

    How this home sits in the Kawartha Lakes market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Kawartha Lakes market right now

    Average sold price, days on market, and closed-transaction count for Kawartha Lakes — sourced from MLS®.

    • Avg sold price
      $673,546
      Last 30 days
    • Median sold price
      $625,000
      Middle of the market
    • Days on market
      43 d
      Avg from list to close
    • Closed last 30d
      323
      MLS® transactions
    Full Kawartha Lakes market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 456 OLD SURREY Lane — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 456 OLD SURREY Lane and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 456 OLD SURREY Lane listed for?

      456 OLD SURREY Lane is listed at $699,900 on the MLS® (listing X12865606). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 456 OLD SURREY Lane have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 700-1100 sqft
  3. Detached
  4. < .50 ac lot
  5. Asking
    $699,900
    $0 / sqft · MLS® X12865606
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $491,689
    $452,353Confidence range$531,024
    Asking vs estimate
    ↑↑well-above
    +$208,211
    (+42.3%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Kawartha Lakes sell in about 43 days — this one has been listed 45 days.

    Avg sold price
    $673,546
    Median sold
    $625,000
    Avg days on market
    43
    Recently sold
    323
    See comparable sales
    Inside, you'll find a welcoming layout with a fully finished basement, two full baths, and a spacious family room featuring a propane fireplace and a walk-out to the yard backing onto open green space.
  7. Enjoy the active community lifestyle with tennis courts, shuffleboard, bocce ball, lawn bowling, horse shoes, pickle ball, biking and walking trails, plus a pool and community center with events hosted regularly.
  8. You'll have access to two private beaches plus a dog beach, your own dock space with aluminum dock, a boat launch, visitor dock, and gated outdoor storage for your boat, trailer, or RV (15'X40')- all for just $780/year!
  9. Inclusions: Fridge, Stove, Dishwasher, Microwave, Washer, Dryer, Hot Water Tank, 4 Post Hoist, Garden Shed, Shelterlogic Tent.
  10. Ask Zara a follow-up
    Septic
  11. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    2
    Parking spaces
    6
    Driveway
    4
  12. Interior

    4
    Basement
    Walk-Out, Separate Entrance, Finished, Full
    Family room
    Y
    Kitchens
    1
    Total rooms
    6
  13. Exterior & construction

    4
    Exterior
    Brick
    Roof
    Fibreglass Shingle
    Foundation
    Block
    Pool
    Inground
  14. Lot & land

    2
    Lot dimensions
    200.00 x 100.00
    Zoning
    RES
  15. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Bungalow-Raised
    Property class
    Detached
  16. Room-by-room · 11 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Dining Room
      12.8 × 9.0 ft
    • Bedroom
      12.6 × 9.8 ft
    • Kitchen
      14.3 × 9.0 ft
    • Bathroom
      0.0 × 0.0 ft
    • Living Room
      15.2 × 13.8 ft
    • Primary Bedroom
      12.6 × 11.6 ft

    Lower level

    5 rooms
    • Bathroom
      0.0 × 0.0 ft
    • Utility Room
      11.0 × 9.0 ft
    • Family Room
      Fireplace
      24.6 × 14.0 ft
    • Laundry
      11.0 × 9.0 ft
    • Bedroom
      15.0 × 10.7 ft
    Combined estimate
    $3,728
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,438
    /mo
    based on the purchase price of $699,900
    $139,980 cash
    $559,920 financed
    $471,600 total interest
    Monthly payment$3,438/ month
    Principal54%$559,920
    Interest46%$471,600

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Kawartha Lakes

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 12 Emily Court
      Sold
      Sign in for price
      12 Emily Court
      Detached
    • 63 Robinson Avenue
      Sold
      Sign in for price
      63 Robinson Avenue
      Detached
    • 3 Gore Street
      Sold
      Sign in for price
      3 Gore Street
      Detached
    • 16 Robmar Crescent
      Sold
      Sign in for price
      16 Robmar Crescent
      Detached
    • 79 Grove Road
      Sold
      Sign in for price
      79 Grove Road
      Detached
    • 12 Northview Street
      Sold
      Sign in for price
      12 Northview Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    456 OLD SURREY LaneThis home2 / 27,001,100$699,900ask———
    12 Emily Court3 / 21,100—
    63 Robinson Avenue2 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Kawartha Lakes

    Active listings within ±20% of this asking price.

    • 58 Hillcroft Way
      $580,000
      58 Hillcroft Way
      Detached 4 3
    • 5641 Highway 35
      $599,900
      5641 Highway 35
      Detached 7 5
    • 16 Flynn Avenue
      $699,000
      16 Flynn Avenue
      Detached 3 3
    • 105 Victoria Drive
      $750,000
      105 Victoria Drive
      Detached 3 1
    • 2 Liam Street
      $799,135
      2 Liam Street
      Detached 3 3
    • 31 Lang Court
      $600,000
      31 Lang Court
      Detached 3 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of Century 21 Lanthorn Real Estate Ltd. · displayed on Summitly per MLS® data-share rules

    456 OLD SURREY Lane is a 2-bedroom, 2-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 456 OLD SURREY Lane built?

    The year built for 456 OLD SURREY Lane isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  22. What is the property tax for 456 OLD SURREY Lane?

    The 'Property tax' tab in the History section shows the most recent annual tax for 456 OLD SURREY Lane plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 456 OLD SURREY Lane?

    The affordability calculator on this page shows an estimated monthly mortgage for $699,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 456 OLD SURREY Lane been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 456 OLD SURREY Lane with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 456 OLD SURREY Lane in?

    456 OLD SURREY Lane is in Bobcaygeon, Kawartha Lakes. The 'Neighbourhood' section below links to the live Kawartha Lakes real estate hub with average sold price, days on market, and current inventory.

  26. Is Kawartha Lakes a good place to live?

    Kawartha Lakes is one of ON's actively-tracked Summitly markets. The full Kawartha Lakes real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 3 Gore Street
    3 / 2
    1,100
    —
    16 Robmar Crescent3 / 31,500—
    79 Grove Road2 / 11,100—
    12 Northview Street3 / 43,500—