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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 92 daysPrice drop · $30,000 off (-2.9%)

    Unit TH 3 — 481 Victoria Street

    Town·Niagara-on-the-Lake, ON·L0S 1J0·Near Mary & Victoria

    • 2 beds
    Niagara-on-the-Lake real estate›X12898448
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Large open concept townhouse walking distance to Queen St. - your dream home in the heart of Niagara-on-the-Lake! Ready for you to move in, this stunning 2 + 1 bedroom condo offers a life of convenience and charm beyond compare. With 3+1 bathrooms and an impressive 2800 square feet of interior finished space, this residence is ideal for those who appreciate room to breathe and grow. Each primary bedroom is a sanctuary of comfort, featuring walk-in closets and luxurious ensuite bathrooms (new quartz countertops) adorned with soaker tubs and spacious showers, perfect for unwinding in privacy and style. The open concept main floor boasts soaring 10-foot ceilings that enhance the bright, sunlit living areas. The kitchen, a chef's delight, is equipped with ample cabinetry, quartz counter, setting the stage for culinary magic and effortless entertaining. Adjacent to the kitchen, the dining area promises memorable dinner parties, seamlessly transitioning to the inviting living room. Extend your living space outdoors with an enlarged private deck, an ideal spot for morning coffees or evening soirees. The finished basement adds a family room for casual hangouts, an additional den - presently being used as a bedroom (window may not meet egress size), a 2 pc bathroom, and substantial storage options, including specialized cold storage for wine aficionados. Step outside your door and find yourself mere steps from the serene Gardens at Pillar and Post, the Commons (dog walking trails) and a short stroll to the local shops of Queen St, placing convenience at your fingertips. This property is not just a home; it's a lifestyle waiting to be cherished. Ready to start your next chapter in scenic Niagara-on-the-Lake? The Sellers are on their way to their next chapter - close to the grandchildren. Lets work together for both sides. This complex is Freehold Standard condominium which offers the best of both worlds.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 17, 2026Price reducedCurrentReduced$999,900−$30,000 (2.9%)X12898448This page
    Mar 18, 2026ListedCurrentFor sale$1,029,900 —X12898448This page
    Dec 16, 2025Previously listedExp$1,049,900 —X12636288View
    Feb 27, 2025Previously listedExp$1,084,000 —X11990632View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      3
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 Unit TH 3 — 481 Victoria Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,912
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $513
    0.62% mill rate · ON
    The market

    How this home sits in the Niagara-on-the-Lake market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Niagara-on-the-Lake market right now

    Average sold price, days on market, and closed-transaction count for Niagara-on-the-Lake — sourced from MLS®.

    • Avg sold price
      $1,166,633
      Last 30 days
    • Median sold price
      $1,025,000
      Middle of the market
    • Days on market
      53 d
      Avg from list to close
    • Closed last 30d
      82
      MLS® transactions
    Full Niagara-on-the-Lake market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into Unit TH 3 — 481 Victoria Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at Unit TH 3 — 481 Victoria Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is Unit TH 3 — 481 Victoria Street listed for?

      Unit TH 3 — 481 Victoria Street is listed at $999,900 on the MLS® (listing X12898448). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does Unit TH 3 — 481 Victoria Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 4 baths
  2. 2000-2249 sqft
  3. Condo Townhouse
  4. Built 16-30
  5. Asking
    $999,900
    $0 / sqft · MLS® X12898448
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $851,642
    $783,511Confidence range$919,773
    Asking vs estimate
    ↑↑well-above
    +$148,258
    (+17.4%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Niagara-on-the-Lake sell in about 53 days — this one has been listed 92 days.

    Avg sold price
    $1,166,633
    Median sold
    $1,025,000
    Avg days on market
    53
    Recently sold
    82
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    AI highlights by Zara
    • Large open concept townhouse walking distance to Queen St. - your dream home in the heart of Niagara-on-the-Lake!
    • The open concept main floor boasts soaring 10-foot ceilings that enhance the bright, sunlit living areas.
    • Adjacent to the kitchen, the dining area promises memorable dinner parties, seamlessly transitioning to the inviting living room.
    • Extend your living space outdoors with an enlarged private deck, an ideal spot for morning coffees or evening soirees.
    Ask Zara a follow-up

    Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1
    Parking spaces
    2
    Driveway
    1
  7. Interior

    4
    Basement
    Finished
    Family room
    Y
    Kitchens
    1
    Total rooms
    10
  8. Exterior & construction

    5
    Exterior
    Brick
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    Patio
    None
    Balcony
    None
  9. Lot & land

    1
    Year built
    16-30
  10. Listing & possession

    3
    Occupancy
    Would like 60 days
    Property style
    2-Storey
    Property class
    Condo Townhouse
  11. Room-by-room · 9 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    4 rooms
    • Living Room
      electric fireplace · open concept
      18.9 × 15.7 ft
    • Dining Room
      Open Concept
      15.7 × 11.4 ft
    • Kitchen
      Updated
      13.7 × 11.6 ft
    • Family Room
      W/O To Deck
      13.7 × 11.3 ft

    Second level

    2 rooms
    • Primary Bedroom
      4 pc ensuite · walk-in closet(s)
      21.0 × 16.0 ft
    • Bedroom
      4 pc ensuite · walk-in closet(s)
      21.0 × 16.0 ft

    Basement level

    3 rooms
    • Den
      13.1 × 11.0 ft
    • Family Room
      18.2 × 22.3 ft
    • Laundry
      18.7 × 13.3 ft

    Condo corporation & monthly fees

    Maintenance fee, what's included, locker, exposure, amenities, and condo corp details.

    Monthly maintenance
    Condo corp fees
    $511
    per month
    Building details
    • Unit3
    • Storeys (building)1
    • ExposureEast
    • LockerNone
    • Parking typePrivate
    • Pet policyYes-with Restrictions
    • Ensuite laundryN
    • Condo corpNNCC
    • Corp #190
    • Property managerEilon Property Management
    Combined estimate
    $5,425
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,912
    /mo
    based on the purchase price of $999,900
    $199,980 cash
    $799,920 financed
    $673,743 total interest
    Monthly payment$4,912/ month
    Principal54%$799,920
    Interest46%$673,743

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax and condo fees.

    Comparable condo townhouses that just sold in Niagara-on-the-Lake

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 1 Cedar Drive
      Sold
      Sign in for price
      1 Cedar Drive
      Condo Townhouse
    • 1439 NIAGARA STONE Road
      Sold
      Sign in for price
      1439 NIAGARA STONE Road
      Condo Townhouse
    • 443 Nassau Street
      Sold
      Sign in for price
      443 Nassau Street
      Condo Townhouse
    • 1448 Niagara Stone Road
      Sold
      Sign in for price
      1448 Niagara Stone Road
      Condo Townhouse
    • 1448 Niagara Stone Road
      Sold
      Sign in for price
      1448 Niagara Stone Road
      Condo Townhouse
    • 5 Peachtree Lane
      Sold
      Sign in for price
      5 Peachtree Lane
      Condo Townhouse
    AddressBd / BaSqftSold$/sqft% of askSold
    Unit TH 3 — 481 Victoria StreetThis home2 / 420,002,249$999,900ask———
    1 Cedar Drive2 / 31,200—
    1439 NIAGARA STONE Road2 / 31,200—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More condo townhouses in Niagara-on-the-Lake

    Active listings within ±20% of this asking price.

    • 19 Crimson Drive
      $829,900
      19 Crimson Drive
      Condo Townhouse 2 3
    • 14 St. Andrews Lane
      $925,000
      14 St. Andrews Lane
      Condo Townhouse 2 3
    • 29 Rose Glen Crescent
      $819,900
      29 Rose Glen Crescent
      Condo Townhouse 2 2
    • 6 Mills Lane
      $1,050,000
      6 Mills Lane
      Condo Townhouse 2 3
    • 2 Sawmill Lane
      $875,000
      2 Sawmill Lane
      Condo Townhouse 2 3
    • 25 Sorensen Court
      $998,000
      25 Sorensen Court
      Condo Townhouse 2 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  12. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  13. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  14. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  15. Public listing courtesy of BOSLEY REAL ESTATE LTD., · displayed on Summitly per MLS® data-share rules

    Unit TH 3 — 481 Victoria Street is a 2-bedroom, 4-bath, 2000-2249 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  16. When was Unit TH 3 — 481 Victoria Street built?

    Unit TH 3 — 481 Victoria Street was built in 16-30. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  17. What is the property tax for Unit TH 3 — 481 Victoria Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for Unit TH 3 — 481 Victoria Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  18. How much would the monthly mortgage be on Unit TH 3 — 481 Victoria Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $999,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  19. Has Unit TH 3 — 481 Victoria Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of Unit TH 3 — 481 Victoria Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  20. What neighbourhood is Unit TH 3 — 481 Victoria Street in?

    Unit TH 3 — 481 Victoria Street is in Town, Niagara-on-the-Lake. The 'Neighbourhood' section below links to the live Niagara-on-the-Lake real estate hub with average sold price, days on market, and current inventory.

  21. Is Niagara-on-the-Lake a good place to live?

    Niagara-on-the-Lake is one of ON's actively-tracked Summitly markets. The full Niagara-on-the-Lake real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  22. 443 Nassau Street
    2 / 2
    800
    —
    1448 Niagara Stone Road2 / 31,200—
    1448 Niagara Stone Road2 / 31,200—
    5 Peachtree Lane2 / 21,400—