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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 38 daysPrice drop · $35,000 off (-6.5%)

    486 Irving Street

    Pembroke·Pembroke, ON·K8A 2T4·Near Fraser and Irving Streets

    • 3 beds
    Pembroke real estate›X13142190
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Located in the heart of Pembroke's desirable east end, this well maintained split-level house is just moments away from the local hospital, recreation centre, parks, and schools - perfect for families and anyone seeking community convenience. As you step inside, you are greeted by a bright and inviting living room featuring stunning hardwood floors that flow seamlessly throughout the main level. A functional kitchen, with lots of counter space and eat-in area, leads into the dining room which features a walkout to a covered patio, perfect for summer barbecues overlooking your private backyard. Down the hall on the main floor is the primary bedroom, which includes a convenient cheater door to the main floor washroom, and two more bedrooms ensuring ample space for all family members. Downstairs, the expansive family room features a fireplace and wet bar, ideal for movie nights and family gatherings. A fourth bedroom and second washroom make for great guest accommodations. The lower level also includes a laundry room, utility room, storage room and workshop, meeting all your practical needs. This home has been updated to ensure your comfort and peace of mind, including a new furnace and AC added in 2025, making it move-in ready. Step outside to discover your personal retreat. The fenced yard encompasses an impressive in-ground pool, pergola covered deck, and patio space, ideal for entertaining friends or enjoying lazy summer afternoons. A garden shed provides extra storage for all your outdoor gear. This solid home offers the perfect blend of comfort and convenience. Whether you're entertaining or enjoying quality family time, this property is sure to meet all your needs.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 25, 2026Price reducedCurrentReduced$499,900−$35,000 (6.5%)X13142190This page
    May 19, 2026ListedCurrentFor sale$534,900 —X13142190This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 486 Irving Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Fenced Yard
    • Marina
    • Park
    • Rec./Commun.Centre
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,456
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $393
    0.94% mill rate · ON
    The market

    How this home sits in the Pembroke market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Pembroke market right now

    Average sold price, days on market, and closed-transaction count for Pembroke — sourced from MLS®.

    • Avg sold price
      $432,929
      Last 30 days
    • Median sold price
      $376,000
      Middle of the market
    • Days on market
      31 d
      Avg from list to close
    • Closed last 30d
      102
      MLS® transactions
    Full Pembroke market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 486 Irving Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 486 Irving Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 486 Irving Street listed for?

      486 Irving Street is listed at $499,900 on the MLS® (listing X13142190). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 486 Irving Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1100-1500 sqft
  3. Detached
  4. Built 31-50
  5. Not Applicable ac lot
  6. Asking
    $499,900
    $0 / sqft · MLS® X13142190
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $432,929
    $398,295Confidence range$467,563
    Asking vs estimate
    ↑↑well-above
    +$66,971
    (+15.5%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Pembroke sell in about 31 days — this one has been listed 38 days.

    Avg sold price
    $432,929
    Median sold
    $376,000
    Avg days on market
    31
    Recently sold
    102
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • As you step inside, you are greeted by a bright and inviting living room featuring stunning hardwood floors that flow seamlessly throughout the main level.
    • A functional kitchen, with lots of counter space and eat-in area, leads into the dining room which features a walkout to a covered patio, perfect for summer barbecues overlooking your private backyard.
    • The fenced yard encompasses an impressive in-ground pool, pergola covered deck, and patio space, ideal for entertaining friends or enjoying lazy summer afternoons.
    • A garden shed provides extra storage for all your outdoor gear.
    Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  8. Parking & garage

    3
    Garage
    None
    Parking spaces
    3
    Driveway
    Available
  9. Interior

    6
    Basement
    Full, Finished
    Family room
    N
    Kitchens
    1
    Total rooms
    7
    Laundry level
    Lower Level
    Accessibility
    N
  10. Exterior & construction

    5
    Exterior
    Brick
    Roof
    Asphalt Shingle
    Foundation
    Block
    View
    Garden, Pool
    Pool
    Inground
  11. Lot & land

    2
    Year built
    31-50
    Zoning
    Residential (R2)
  12. Listing & possession

    3
    Occupancy
    To Be Determined
    Property style
    Bungalow-Raised
    Property class
    Detached
  13. Room-by-room · 14 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Primary Bedroom
      10.8 × 14.5 ft
    • Dining Room
      11.0 × 9.4 ft
    • Bathroom
      4 Pc Bath
      8.5 × 9.4 ft
    • Kitchen
      12.7 × 15.9 ft
    • Bedroom 3
      8.5 × 12.8 ft
    • Living Room
      11.5 × 10.5 ft
    • Bedroom 2
      10.6 × 9.4 ft

    Lower level

    7 rooms
    • Utility Room
      15.1 × 7.3 ft
    • Bedroom 4
      8.6 × 11.5 ft
    • Family Room
      Electric Fireplace
      24.0 × 15.8 ft
    • Other
      12.3 × 6.7 ft
    • Laundry
      12.3 × 8.4 ft
    • Bathroom
      4 Pc Bath
      12.3 × 5.0 ft
    • Workshop
      8.5 × 7.5 ft
  14. School
  15. Hospital
  16. Combined estimate
    $2,849
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,456
    /mo
    based on the purchase price of $499,900
    $99,980 cash
    $399,920 financed
    $336,838 total interest
    Monthly payment$2,456/ month
    Principal54%$399,920
    Interest46%$336,838

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Pembroke

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 301 Chamberlain Street
      Sold
      Sign in for price
      301 Chamberlain Street
      Detached
    • 663 Fairview Avenue
      Sold
      Sign in for price
      663 Fairview Avenue
      Detached
    • 408 Moffat Street
      Sold
      Sign in for price
      408 Moffat Street
      Detached
    • 612 KAREN Street
      Sold
      Sign in for price
      612 KAREN Street
      Detached
    • 66 Sandy Beach Road
      Sold
      Sign in for price
      66 Sandy Beach Road
      Detached
    • 257 Fraser Street
      Sold
      Sign in for price
      257 Fraser Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    486 Irving StreetThis home3 / 211,001,500$499,900ask———
    301 Chamberlain Street3 / 1700—
    663 Fairview Avenue2 / 31,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Pembroke

    Active listings within ±20% of this asking price.

    • 599 Hillside Avenue
      $549,900
      599 Hillside Avenue
      Detached 2 2
    • 92 Ken Avenue
      $464,900
      92 Ken Avenue
      Detached 3 1
    • 28 Barry Street
      $499,900
      28 Barry Street
      Detached 3 2
    • 39325A Highway 41
      $449,900
      39325A Highway 41
      Detached 2 1
    • 99 NOIK Drive
      $479,900
      99 NOIK Drive
      Detached 3 2
    • 296 First Avenue
      $429,900
      296 First Avenue
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of RE/MAX PEMBROKE REALTY LTD. · displayed on Summitly per MLS® data-share rules

    486 Irving Street is a 3-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 486 Irving Street built?

    486 Irving Street was built in 31-50. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 486 Irving Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 486 Irving Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 486 Irving Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $499,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 486 Irving Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 486 Irving Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 486 Irving Street in?

    486 Irving Street is in Pembroke, Pembroke. The 'Neighbourhood' section below links to the live Pembroke real estate hub with average sold price, days on market, and current inventory.

  26. Is Pembroke a good place to live?

    Pembroke is one of ON's actively-tracked Summitly markets. The full Pembroke real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 408 Moffat Street
    3 / 1
    1,500
    —
    612 KAREN Street3 / 2700—
    66 Sandy Beach Road2 / 2700—
    257 Fraser Street2 / 1700—