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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 155 daysPrice drop · $25,000 off (-2.0%)

    492 River Road

    Mississippi Mills (Ramsay) Twp·Almonte, ON·K0A 1A0·Near Appleton SideRoad and River Road

    Almonte real estate›X12710650
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Nestled in the picturesque town of Appleton, this breathtaking stone home sits on 1.4 acres of gorgeous grounds directly across from the Mississippi River. Steeped in history and charm, it showcases original hardwood floors, soaring ceilings, deep window sills, and intricate period details that create a timeless sense of elegance. The primary suite above the kitchen, complete with an ensuite, makes this home ideal for large families. The main residence offers three additional bedrooms, a spa-inspired bathroom, a formal dining room, living room, office, and cozy sitting room, all complemented by generous storage throughout. The heart of the home is the eat-in kitchen, featuring stainless steel appliances, soapstone counters, and a gas fireplace that once served as the original cooking hearth and bake oven. From here, a breezeway connects seamlessly to the main living areas. Modern updates include 200-amp electrical service, offering peace of mind and flexibility for today's lifestyle. Enjoy peaceful mornings listening to the river rapids from the wrap around covered verandah, or unwind with a book in the enchanting English cottage garden. A newly added loft space above the garage offers even more versatility; perfect for extra storage, a studio, or a creative retreat. Lovingly maintained and thoughtfully updated, this rare gem combines old-world charm with modern comfort. Ideally located just minutes from Carleton Place and Almonte, with easy highway access for a short commute to Kanata and downtown Ottawa.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 22, 2026Price reducedCurrentReduced$1,249,900−$25,000 (2.0%)X12710650This page
    Jan 19, 2026ListedCurrentFor sale$1,274,900 —X12710650This page
    Sep 4, 2025Previously listedExp$1,299,900 —X12381345View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      2
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 492 River Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • Golf
    • Park
    • River/Stream
    • Wooded/Treed
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $6,140
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $567
    0.54% mill rate · ON
    The market

    How this home sits in the Almonte market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Almonte market right now

    Average sold price, days on market, and closed-transaction count for Almonte — sourced from MLS®.

    • Avg sold price
      $701,487
      Last 30 days
    • Median sold price
      $665,000
      Middle of the market
    • Days on market
      31 d
      Avg from list to close
    • Closed last 30d
      65
      MLS® transactions
    Full Almonte market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 492 River Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 492 River Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 492 River Road listed for?

      492 River Road is listed at $1,249,900 on the MLS® (listing X12710650). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 492 River Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 4 beds
  2. 3 baths
  3. 3000-3500 sqft
  4. Detached
  5. Asking
    $1,249,900
    $0 / sqft · MLS® X12710650
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $827,755
    $761,534Confidence range$893,975
    Asking vs estimate
    ↑↑well-above
    +$422,145
    (+51.0%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Almonte sell in about 31 days — this one has been listed 155 days.

    Avg sold price
    $701,487
    Median sold
    $665,000
    Avg days on market
    31
    Recently sold
    65
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • The primary suite above the kitchen, complete with an ensuite, makes this home ideal for large families.
    • The heart of the home is the eat-in kitchen, featuring stainless steel appliances, soapstone counters, and a gas fireplace that once served as the original cooking hearth and bake oven.
    • A newly added loft space above the garage offers even more versatility; perfect for extra storage, a studio, or a creative retreat.
    • Lovingly maintained and thoughtfully updated, this rare gem combines old-world charm with modern comfort.
    Ask Zara a follow-up
    Well
    Sewer
    Septic
  7. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    2
    Parking spaces
    10
    Driveway
    Private
  8. Interior

    5
    Basement
    Full, Unfinished
    Family room
    Y
    Kitchens
    1
    Total rooms
    13
    Laundry level
    Upper Level
  9. Exterior & construction

    5
    Exterior
    Stone
    Roof
    Asphalt Shingle
    Foundation
    Stone
    View
    River
    Pool
    None
  10. Lot & land

    1
    Zoning
    Residential
  11. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    2-Storey
    Property class
    Detached
  12. Room-by-room · 13 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Bathroom
      6.7 × 2.6 ft
    • Dining Room
      13.0 × 13.6 ft
    • Living Room
      10.0 × 13.6 ft
    • Office
      13.0 × 9.2 ft
    • Mud Room
      19.6 × 10.7 ft
    • Kitchen
      17.2 × 14.6 ft
    • Sitting
      16.0 × 12.0 ft

    Second level

    6 rooms
    • Bedroom
      10.8 × 15.0 ft
    • Bathroom
      4.9 × 5.8 ft
    • Bedroom
      10.4 × 11.2 ft
    • Bedroom
      14.2 × 17.7 ft
    • Bathroom
      13.7 × 6.8 ft
    • Primary Bedroom
      14.1 × 12.8 ft
    Combined estimate
    $6,707
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $6,140
    /mo
    based on the purchase price of $1,249,900
    $249,980 cash
    $999,920 financed
    $842,195 total interest
    Monthly payment$6,140/ month
    Principal54%$999,920
    Interest46%$842,195

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Almonte

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 1 Laura Crescent
      Sold
      Sign in for price
      1 Laura Crescent
      Detached
    • 1237 Ramsay Conc 12 Road
      Sold
      Sign in for price
      1237 Ramsay Conc 12 Road
      Detached
    • 192 Teskey Street
      Sold
      Sign in for price
      192 Teskey Street
      Detached
    • 201 Greystone Crescent
      Sold
      Sign in for price
      201 Greystone Crescent
      Detached
    • 631 Robert Hill Street
      Sold
      Sign in for price
      631 Robert Hill Street
      Detached
    • 686 John Kennedy Way
      Sold
      Sign in for price
      686 John Kennedy Way
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    492 River RoadThis home4 / 330,003,500$1,249,900ask———
    1 Laura Crescent4 / 31,500—
    1237 Ramsay Conc 12 Road3 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Almonte

    Active listings within ±20% of this asking price.

    • 272 Antler Court
      $1,049,000
      272 Antler Court
      Detached 4 4
    • 348 Antler Court
      $1,149,900
      348 Antler Court
      Detached 5 5
    • 1202 Ramsay Concession 8 Road
      $1,395,000
      1202 Ramsay Concession 8 Road
      Detached 3 4
    • 2931 Ramsay Con 3C Road
      $1,149,900
      2931 Ramsay Con 3C Road
      Detached 3 2
    • 4802 County Road 29 Road
      $1,349,900
      4802 County Road 29 Road
      Detached 3 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  13. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  14. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  15. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  16. Public listing courtesy of ROYAL LEPAGE TEAM REALTY · displayed on Summitly per MLS® data-share rules

    492 River Road is a 4-bedroom, 3-bath, 3000-3500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  17. When was 492 River Road built?

    The year built for 492 River Road isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  18. What is the property tax for 492 River Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 492 River Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  19. How much would the monthly mortgage be on 492 River Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $1,249,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  20. Has 492 River Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 492 River Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  21. What neighbourhood is 492 River Road in?

    492 River Road is in Mississippi Mills (Ramsay) Twp, Almonte. The 'Neighbourhood' section below links to the live Almonte real estate hub with average sold price, days on market, and current inventory.

  22. Is Almonte a good place to live?

    Almonte is one of ON's actively-tracked Summitly markets. The full Almonte real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  23. 192 Teskey Street
    4 / 2
    1,100
    —
    201 Greystone Crescent3 / 31,500—
    631 Robert Hill Street3 / 21,500—
    686 John Kennedy Way3 / 31,100—