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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 45 daysPrice drop · $218,000 off (-5.2%)

    528 Michael Terrace

    Old Oakville·Oakville, ON·L6J 1V1·Near Chartwell Road / Michael Terrace

    Oakville real estate›W13109474
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

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      Date TBD
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    Overview

    What this listing tells us

    Property description

    Set on a beautiful 100' x 136' lot in Prestigious Olde Oakville, this exceptional family home offers 4,752 sq ft of total living space of refined timeless design & impeccable craftsmanship all just a short stroll to Downtown Oakville, the lake, and some of Oakville's most sought-after schools. classic brick exterior, solid wood front door, and towering mature trees create a warm and elegant first impression. This home exudes an inviting aesthetic that feels made for family living and effortless entertaining.The kitchen features top-of-the-line appliances, two Miele dishwashers, dual walk-in pantries, water filtration system, three sinks including a coffee station/wet bar, and an oversized island that comfortably gathers family and friends for everything from casual breakfasts to holiday celebrations. The adjoining dining room is anchored by a charming wood-burning fireplace, while the spacious family room, also with a wood-burning fireplace, opens seamlessly to the private backyard, creating an ideal indoor-outdoor connection. Enjoy sunny south exposure, a sparkling saltwater swimming pool(liner/pump/heater 2024), Maibec deck with sleek glass railings, and a beautiful stone patio ideal for summer dining and lounging. Despite the impressive outdoor amenities, there remains abundant green space for children to play and the whole family to gather. The functional mudroom and sophisticated main floor den complete the thoughtfully designed main level. The second floor is equally impressive, highlighted by a luxurious primary retreat with its own gas fireplace, walk-in closet, custom built-in storage, and five-piece ensuite with heated flooring. Three additional generously sized bedrooms and a beautifully appointed full bathroom provide ample space for a growing family. Finished to the highest standards, this extraordinary residence offers the rare combination of timeless style, family-focused functionality, and an unbeatable Olde Oakville location. Welcome Home.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 24, 2026Price reducedCurrentReduced$3,980,000−$218,000 (5.2%)W13109474This page
    May 11, 2026ListedCurrentFor sale$4,198,000 —W13109474This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      3
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 528 Michael Terrace
    What's nearby

    Points of interest classified by the MLS® feed.

    • Fenced Yard
    • School
    • Park
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $19,553
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $1,308
    0.39% mill rate · ON
    The market

    How this home sits in the Oakville market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Oakville market right now

    Average sold price, days on market, and closed-transaction count for Oakville — sourced from MLS®.

    • Avg sold price
      $1,554,308
      Last 30 days
    • Median sold price
      $1,350,000
      Middle of the market
    • Days on market
      31 d
      Avg from list to close
    • Closed last 30d
      817
      MLS® transactions
    Full Oakville market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 528 Michael Terrace — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 528 Michael Terrace and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 528 Michael Terrace listed for?

      528 Michael Terrace is listed at $3,980,000 on the MLS® (listing W13109474). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 528 Michael Terrace have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 4 beds
  2. 4 baths
  3. 3000-3500 sqft
  4. Detached
  5. Built 31-50
  6. Asking
    $3,980,000
    $0 / sqft · MLS® W13109474
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $1,834,083
    $1,687,357Confidence range$1,980,810
    Asking vs estimate
    ↑↑well-above
    +$2,145,917
    (+117.0%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Oakville sell in about 31 days — this one has been listed 45 days.

    Avg sold price
    $1,554,308
    Median sold
    $1,350,000
    Avg days on market
    31
    Recently sold
    817
    See comparable sales
    AI highlights by Zara
    • Enjoy sunny south exposure, a sparkling saltwater swimming pool(liner/pump/heater 2024), Maibec deck with sleek glass railings, and a beautiful stone patio ideal for summer dining and lounging.
    • Despite the impressive outdoor amenities, there remains abundant green space for children to play and the whole family to gather.
    • The second floor is equally impressive, highlighted by a luxurious primary retreat with its own gas fireplace, walk-in closet, custom built-in storage, and five-piece ensuite with heated flooring.
    • Three additional generously sized bedrooms and a beautifully appointed full bathroom provide ample space for a growing family.
    Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  8. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    2
    Parking spaces
    8
    Driveway
    Private Double
  9. Interior

    5
    Basement
    Full, Finished
    Family room
    Y
    Kitchens
    1
    Total rooms
    15
    Laundry level
    Lower Level
  10. Exterior & construction

    4
    Exterior
    Brick
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    Pool
    Inground
  11. Lot & land

    1
    Year built
    31-50
  12. Listing & possession

    3
    Occupancy
    Flexible/TBD
    Property style
    2-Storey
    Property class
    Detached
  13. Room-by-room · 15 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Family Room
      22.5 × 13.2 ft
    • Dining Room
      16.2 × 13.3 ft
    • Kitchen
      22.0 × 14.0 ft
    • Breakfast
      13.9 × 11.7 ft
    • Office
      12.6 × 12.5 ft
    • Mud Room
      10.8 × 6.7 ft

    Second level

    4 rooms
    • Bedroom 2
      12.6 × 9.6 ft
    • Primary Bedroom
      17.2 × 13.1 ft
    • Bedroom 4
      15.3 × 12.5 ft
    • Bedroom 3
      15.3 × 13.3 ft

    Lower level

    5 rooms
    • Exercise Room
      12.5 × 16.2 ft
    • Cold Room/Cantina
      12.6 × 4.9 ft
    • Recreation
      29.5 × 19.8 ft
    • Laundry
      14.3 × 7.5 ft
    • Utility Room
      0.0 × 0.0 ft
    Combined estimate
    $20,861
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $19,553
    /mo
    based on the purchase price of $3,980,000
    $796,000 cash
    $3,184,000 financed
    $2,681,764 total interest
    Monthly payment$19,553/ month
    Principal54%$3,184,000
    Interest46%$2,681,764

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Oakville

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 3016 WILLIAM CUTMORE Boulevard
      Sold
      Sign in for price
      3016 WILLIAM CUTMORE Boulevard
      Detached
    • 1229 Old Post Drive
      Sold
      Sign in for price
      1229 Old Post Drive
      Detached
    • 1024 Churchill Avenue
      Sold
      Sign in for price
      1024 Churchill Avenue
      Detached
    • 355 Wisteria Way
      Sold
      Sign in for price
      355 Wisteria Way
      Detached
    • 140 Magnolia Crescent
      Sold
      Sign in for price
      140 Magnolia Crescent
      Detached
    • 133 Warner Drive
      Sold
      Sign in for price
      133 Warner Drive
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    528 Michael TerraceThis home4 / 430,003,500$3,980,000ask———
    3016 WILLIAM CUTMORE Boulevard4 / 42,500—
    1229 Old Post Drive3 / 42,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Oakville

    Active listings within ±20% of this asking price.

    • 369 Wade Street
      $3,598,000
      369 Wade Street
      Detached 4 6
    • 246 Nyla Court
      $3,868,000
      246 Nyla Court
      Detached 4 6
    • 2488 Bridge Road
      $3,299,000
      2488 Bridge Road
      Detached 5 6
    • 3346 Lakeshore Road
      $4,675,000
      3346 Lakeshore Road
      Detached 4 4
    • 1189 Tisdale Street
      $3,479,000
      1189 Tisdale Street
      Detached 4 6
    • 343 Douglas Avenue
      $4,265,000
      343 Douglas Avenue
      Detached 4 6
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of Royal LePage Real Estate Services Ltd., Brokerage · displayed on Summitly per MLS® data-share rules

    528 Michael Terrace is a 4-bedroom, 4-bath, 3000-3500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 528 Michael Terrace built?

    528 Michael Terrace was built in 31-50. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  19. What is the property tax for 528 Michael Terrace?

    The 'Property tax' tab in the History section shows the most recent annual tax for 528 Michael Terrace plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 528 Michael Terrace?

    The affordability calculator on this page shows an estimated monthly mortgage for $3,980,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 528 Michael Terrace been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 528 Michael Terrace with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 528 Michael Terrace in?

    528 Michael Terrace is in Old Oakville, Oakville. The 'Neighbourhood' section below links to the live Oakville real estate hub with average sold price, days on market, and current inventory.

  23. Is Oakville a good place to live?

    Oakville is one of ON's actively-tracked Summitly markets. The full Oakville real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 1024 Churchill Avenue
    3 / 2
    700
    —
    355 Wisteria Way4 / 52,500—
    140 Magnolia Crescent4 / 53,500—
    133 Warner Drive4 / 32,500—