Available on mobile

Take Summitly with you.

Browse listings, get instant alerts, and talk to your AI concierge — all from your pocket.

Download on theApp StoreGet it onGoogle Play

Weekly market briefing

The smartest move starts here.

Curated listings, price trends, and neighbourhood insights — delivered Sunday morning.

Summitly

Your trusted partner in real estate. We help you find your perfect home, make informed decisions, and connect with expert professionals across Canada.

Explore

Map SearchBrowse ListingsBrowse RentalsSold HomesOpen Houses

Sell & Rent

Sell Your HomeHome ValuationList Your Rental — FreeRental PricingRenting on Summitly

Resources

CalculatorsGet Pre-QualifiedNews & InsightsGuidesBlogAI ConciergeFranchise

Company

AboutContactFind a RealtorCareers — Join SummitlyFAQs
310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

Privacy PolicyTerms of UseCookiesSitemap

Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

    Summitly Logo
    Buy
    Sell
    Rent
    Pre-con
    Meet ZaraMy HomeNews & Insights
    HomeBuySell
    For sale On market 10 days

    539 North Bay Lake Road

    Perry·Perry, ON·P0A 1J0·Near Bay Lake Road & North Bay Lake Road

    • 3 beds
    Perry real estate›X13041356
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to your four-season North Muskoka escape, where towering pines, sparkling water, and effortless comfort come together in perfect harmony. This beautifully appointed waterfront home/cottage invites you to slow down, breathe deep, and settle into lake life. Step inside to a breathtaking great room, where soaring pine-lined ceilings and a cozy propane fireplace create a warm, inviting space for gathering in every season. The heart of this cottage is a true showstopper kitchen, featuring gleaming granite countertops, a generous centre island with abundant seating and plenty of space for prepping, hosting, and lingering conversations. The adjoining dining area comfortably accommodates family and friends, making every meal feel like an occasion. Seamless indoor-outdoor living awaits with a walkout to the screened Muskoka room - perfect for morning coffees, evening cocktails and everything in between, all while taking in peaceful lake views. The main floor primary suite offers tanquility with large windows framing the water, while three additional bedrooms and a charming loft provide pleanty of space for uests, kids, or a quiet reading nook tucked away above it all. The fully finished lower level extends the living space, with a walkout to the watefront, complete with a games area, movie night zone, additional bedroom, and a third bathroom - ideal for hosting and making memories year-round. Outdoors, enjoy multi-level decking designed for both relaxation and entertaining, leading to a massice dock basking in coveted southwest exposure - perfect for sun-soaked afternoons and unforgettable sunsets. The gentle, natural shoreline makes for easy access to the water, while the firepit at the water's edge sets the scene for story telling, laughter, and toasted marshmallows under the stars. This is a turn-key Muskoka cottage which includes everything you need to show up, enjoy and relax.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Apr 24, 2026ListedCurrentFor sale$1,399,900 —X13041356This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 539 North Bay Lake Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • Lake/Pond
    • Waterfront
    • Wooded/Treed
    • Lake Access
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $6,877
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $433
    0.37% mill rate · ON
    The market

    How this home sits in the Perry market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Perry market right now

    Average sold price, days on market, and closed-transaction count for Perry — sourced from MLS®.

    • Avg sold price
      $554,445
      Last 30 days
    • Median sold price
      $524,500
      Middle of the market
    • Days on market
      51 d
      Avg from list to close
    • Closed last 30d
      22
      MLS® transactions
    Full Perry market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 539 North Bay Lake Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 539 North Bay Lake Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 539 North Bay Lake Road listed for?

      539 North Bay Lake Road is listed at $1,399,900 on the MLS® (listing X13041356). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 539 North Bay Lake Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 1500-2000 sqft
  3. Detached
  4. Asking
    $1,399,900
    $0 / sqft · MLS® X13041356
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $554,445
    $510,089Confidence range$598,801
    Asking vs estimate
    ↑↑well-above
    +$845,455
    (+152.5%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Perry sell in about 51 days — this one has been listed 10 days.

    Avg sold price
    $554,445
    Median sold
    $524,500
    Avg days on market
    51
    Recently sold
    22
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    AI highlights by Zara
    • Welcome to your four-season North Muskoka escape, where towering pines, sparkling water, and effortless comfort come together in perfect harmony.
    • Step inside to a breathtaking great room, where soaring pine-lined ceilings and a cozy propane fireplace create a warm, inviting space for gathering in every season.
    • The heart of this cottage is a true showstopper kitchen, featuring gleaming granite countertops, a generous centre island with abundant seating and plenty of space for prepping, hosting, and lingering conversations.
    • Seamless indoor-outdoor living awaits with a walkout to the screened Muskoka room - perfect for morning coffees, evening cocktails and everything in between, all while taking in peaceful lake views.
    Ask Zara a follow-up
    Well
    Sewer
    Septic
  6. Parking & garage

    3
    Garage
    None
    Parking spaces
    6
    Driveway
    Available, Private
  7. Interior

    4
    Basement
    Full, Partially Finished, Walk-Out
    Family room
    Y
    Kitchens
    1
    Total rooms
    10
  8. Exterior & construction

    6
    Exterior
    Wood
    Roof
    Asphalt Shingle
    Foundation
    Concrete Block
    View
    Lake, Trees/Woods, Water
    Waterfront
    Y
    Pool
    None
  9. Listing & possession

    3
    Occupancy
    tbd
    Property style
    1 1/2 Storey
    Property class
    Detached
  10. Room-by-room · 14 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    9 rooms
    • Dining Room
      12.2 × 11.9 ft
    • Bedroom 2
      12.4 × 11.0 ft
    • Living Room
      14.9 × 12.0 ft
    • Kitchen
      18.1 × 15.4 ft
    • Bathroom
      4 Pc Bath
      8.9 × 5.4 ft
    • Primary Bedroom
      13.7 × 11.7 ft
    • Sunroom
      11.6 × 11.5 ft
    • Bathroom
      3 Pc Bath
      9.2 × 8.1 ft
    • Bedroom
      11.5 × 10.4 ft

    Second level

    1 room
    • Loft
      21.7 × 14.9 ft

    Basement level

    4 rooms
    • Bedroom 3
      15.3 × 11.8 ft
    • Recreation
      32.3 × 25.9 ft
    • Other
      22.2 × 11.8 ft
    • Bathroom
      3 Pc Bath
      8.3 × 6.1 ft
  11. Clear View
  12. Hospital
  13. Combined estimate
    $7,310
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $6,877
    /mo
    based on the purchase price of $1,399,900
    $279,980 cash
    $1,119,920 financed
    $943,267 total interest
    Monthly payment$6,877/ month
    Principal54%$1,119,920
    Interest46%$943,267

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Perry

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 57 Mayflower Lane
      Sold
      Sign in for price
      57 Mayflower Lane
      Detached
    • 1223 Long Lake Road
      Sold
      Sign in for price
      1223 Long Lake Road
      Detached
    • 940 Fern Glen Road
      Sold
      Sign in for price
      940 Fern Glen Road
      Detached
    • 23 Maple Drive
      Sold
      Sign in for price
      23 Maple Drive
      Detached
    • 205 Lockes Road
      Sold
      Sign in for price
      205 Lockes Road
      Detached
    • 895 Savage Settlement Road
      Sold
      Sign in for price
      895 Savage Settlement Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    539 North Bay Lake RoadThis home3 / 315,002,000$1,399,900ask———
    57 Mayflower Lane4 / 11,100—
    1223 Long Lake Road2 / 1700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Perry

    Active listings within ±20% of this asking price.

    • 132 Pinedale Road
      $1,329,000
      132 Pinedale Road
      Detached 3 3
    • 187 Bay Lake Road
      $1,499,900
      187 Bay Lake Road
      Detached 3 3
    • 63 Maple Drive
      $1,549,900
      63 Maple Drive
      Detached 2 3
    • 57 Rattray Road
      $1,149,900
      57 Rattray Road
      Detached 4 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of RE/MAX Professionals North · displayed on Summitly per MLS® data-share rules

    539 North Bay Lake Road is a 3-bedroom, 3-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 539 North Bay Lake Road built?

    The year built for 539 North Bay Lake Road isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  19. What is the property tax for 539 North Bay Lake Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 539 North Bay Lake Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 539 North Bay Lake Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $1,399,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 539 North Bay Lake Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 539 North Bay Lake Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 539 North Bay Lake Road in?

    539 North Bay Lake Road is in Perry, Perry. The 'Neighbourhood' section below links to the live Perry real estate hub with average sold price, days on market, and current inventory.

  23. Is Perry a good place to live?

    Perry is one of ON's actively-tracked Summitly markets. The full Perry real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 940 Fern Glen Road
    4 / 3
    2,000
    —
    23 Maple Drive3 / 11,100—
    205 Lockes Road2 / 11,100—
    895 Savage Settlement Road3 / 11,100—