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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 2 days ago

    Unit 2 — 540 Mary Street E

    Downtown Whitby·Whitby, ON·L1N 2R1·Near Mary St / Garden St

    • 3 beds
    Whitby real estate›E13439882
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Beautifully updated, ground-level 3-bedroom condo apartment in the heart of Downtown Whitby! This spacious and functional layout offers the rare convenience of two full bathrooms, including a newly added 3-piece bath and a beautifully refreshed second bathroom (both 2025). Seamlessly blending convenience and space, this home is ideal for families, first-time buyers, or downsizers looking to establish roots in a highly desirable, walkable community.Step into bright, inviting living spaces and a modern kitchen featuring top-tier 2025 appliances, including a fridge, dishwasher, over-the-range microwave, and full-size washer & dryer. The true crown jewel of this property is your own privately owned, fenced front lawn-a rare condo luxury that provides a safe, private outdoor oasis for kids to play, or for hosting weekend family gatherings and gardening.With three generous bedrooms, an owned separate storage room, a high-efficiency heat pump for climate control (2021), and updated hydro (2021), this turn-key home showcases true pride of ownership throughout. Perfectly situated in a family-oriented neighbourhood, perfectly situated in a prime location for family living & for commuters, you are just steps away from excellent local schools like Julie Payette Public School, C.E. Broughton Public School, and St. Theresa Catholic School. Enjoy effortless access to downtown parks, boutique shopping, diverse dining, and transit. A fantastic opportunity to own a move-in ready home!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 12, 2026ListedCurrentFor sale$529,900 —E13439882This page
    Apr 28, 2026Previously listedTer$499,900 —E13053916View
    Apr 16, 2025Previously listedTer$499,900 —E12089650View
    Jan 13, 2025SoldSold$510,000+$10,100 (2.0%)E9770504View
    Oct 31, 2024Previously listedSld$499,900 —E9770504View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      2
      Heating
      Baseboard
      Air conditioning
      Wall Unit(s)
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 Unit 2 — 540 Mary Street E
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,603
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $193
    0.44% mill rate · ON
    The market

    How this home sits in the Whitby market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Whitby market right now

    Average sold price, days on market, and closed-transaction count for Whitby — sourced from MLS®.

    • Avg sold price
      $925,997
      Last 30 days
    • Median sold price
      $875,000
      Middle of the market
    • Days on market
      21 d
      Avg from list to close
    • Closed last 30d
      428
      MLS® transactions
    Full Whitby market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into Unit 2 — 540 Mary Street E — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at Unit 2 — 540 Mary Street E and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is Unit 2 — 540 Mary Street E listed for?

      Unit 2 — 540 Mary Street E is listed at $529,900 on the MLS® (listing E13439882). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does Unit 2 — 540 Mary Street E have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1000-1199 sqft
  3. Condo Apartment
  4. Built 51-99
  5. Asking
    $529,900
    $0 / sqft · MLS® E13439882
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $925,997
    $851,917Confidence range$1,000,077
    Asking vs estimate
    ↓below
    −$396,097
    (-42.8%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Whitby sell in about 21 days — this one has been listed 2 days.

    Avg sold price
    $925,997
    Median sold
    $875,000
    Avg days on market
    21
    Recently sold
    428
    See comparable sales
    AI highlights by Zara
    • Beautifully updated, ground-level 3-bedroom condo apartment in the heart of Downtown Whitby!
    • Broughton Public School, and St.
    • Theresa Catholic School.
    • Enjoy effortless access to downtown parks, boutique shopping, diverse dining, and transit.
    Ask Zara a follow-up

    Parking & garage

    2
    Garage
    None
    Parking spaces
    1
  7. Interior

    4
    Basement
    None
    Family room
    N
    Kitchens
    1
    Total rooms
    5
  8. Exterior & construction

    4
    Exterior
    Aluminum Siding, Brick
    Roof
    Asphalt Shingle
    Patio
    None
    Balcony
    None
  9. Lot & land

    1
    Year built
    51-99
  10. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Apartment
    Property class
    Condo Apartment
  11. Room-by-room · 5 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Bedroom 2
      10.2 × 10.8 ft
    • Kitchen
      7.9 × 16.7 ft
    • Bedroom 3
      9.3 × 10.8 ft
    • Primary Bedroom
      13.4 × 8.9 ft
    • Living Room
      Above Grade Window
      11.1 × 11.1 ft

    Condo corporation & monthly fees

    Maintenance fee, what's included, locker, exposure, amenities, and condo corp details.

    Monthly maintenance
    Condo corp fees
    $564
    per month
    Maintenance fee includes
    • Water
    • Parking
    Building details
    • Unit2-2
    • Storeys (building)Ground
    • ExposureNorth
    • LockerEnsuite+Owned
    • Pet policyYes-with Restrictions
    • Ensuite laundryY
    • Condo corpDCC
    • Corp #143
    • Property managerGuardian Property Management
    Combined estimate
    $2,796
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,603
    /mo
    based on the purchase price of $529,900
    $105,980 cash
    $423,920 financed
    $357,052 total interest
    Monthly payment$2,603/ month
    Principal54%$423,920
    Interest46%$357,052

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax and condo fees.

    Comparable condo apartments that just sold in Whitby

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 1600 Charles Street
      Sold
      Sign in for price
      1600 Charles Street
      Condo Apartment
    • 340 Watson Street
      Sold
      Sign in for price
      340 Watson Street
      Condo Apartment
    • 360 Watson Street
      Sold
      Sign in for price
      360 Watson Street
      Condo Apartment
    • 660 Gordon Street
      Sold
      Sign in for price
      660 Gordon Street
      Condo Apartment
    • 712 Rossland Road
      Sold
      Sign in for price
      712 Rossland Road
      Condo Apartment
    • 360 Watson Street
      Sold
      Sign in for price
      360 Watson Street
      Condo Apartment
    AddressBd / BaSqftSold$/sqft% of askSold
    Unit 2 — 540 Mary Street EThis home3 / 210,001,199$529,900ask———
    1600 Charles Street2 / 21,200—
    340 Watson Street2 / 21,000—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More condo apartments in Whitby

    Active listings within ±20% of this asking price.

    • 580 Mary Street
      $499,900
      580 Mary Street
      Condo Apartment 3 2
    • 21 Petra Way
      $499,900
      21 Petra Way
      Condo Apartment 2 1
    • 712 Rossland Road
      $550,000
      712 Rossland Road
      Condo Apartment 2 2
    • 201 Brock Street
      $599,900
      201 Brock Street
      Condo Apartment 2 2
    • 201 Brock Street
      $584,900
      201 Brock Street
      Condo Apartment 2 2
    • 1610 Charles Street
      $599,999
      1610 Charles Street
      Condo Apartment 2 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  12. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  13. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  14. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  15. Public listing courtesy of Royal LePage Our Neighbourhood Realty · displayed on Summitly per MLS® data-share rules

    Unit 2 — 540 Mary Street E is a 3-bedroom, 2-bath, 1000-1199 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  16. When was Unit 2 — 540 Mary Street E built?

    Unit 2 — 540 Mary Street E was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  17. What is the property tax for Unit 2 — 540 Mary Street E?

    The 'Property tax' tab in the History section shows the most recent annual tax for Unit 2 — 540 Mary Street E plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  18. How much would the monthly mortgage be on Unit 2 — 540 Mary Street E?

    The affordability calculator on this page shows an estimated monthly mortgage for $529,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  19. Has Unit 2 — 540 Mary Street E been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of Unit 2 — 540 Mary Street E with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  20. What neighbourhood is Unit 2 — 540 Mary Street E in?

    Unit 2 — 540 Mary Street E is in Downtown Whitby, Whitby. The 'Neighbourhood' section below links to the live Whitby real estate hub with average sold price, days on market, and current inventory.

  21. Is Whitby a good place to live?

    Whitby is one of ON's actively-tracked Summitly markets. The full Whitby real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  22. 360 Watson Street
    2 / 2
    1,600
    —
    660 Gordon Street2 / 21,200—
    712 Rossland Road2 / 21,000—
    360 Watson Street2 / 21,200—