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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 13 days

    Unit 440 — 5427 Young Street

    Rural Hamilton·Hamilton Township, ON·K0K 2H0·Near Young St & Rice Lake Scenic

    • 2 beds
    Hamilton Township real estate›X13242164
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    On the coveted south shore of Rice Lake, unwind and relax year round in this thoughtfully re-imagined, special and soulful retreat. This light and bright 2 bedroom, 2 bathroom waterfront home offers lofted, beamed ceilings, custom trim and architecturally interesting details and finishes that are both chic and relaxed at the same time. The open concept main living space leads out to the patio overlooking the lake - where the sunsets need to be seen to be believed! The living room, anchored by a Scandinavian-inspired fireplace is open to the large kitchen with an oversized island that doubles as a dining spot, an abundance of storage and built-in oven and cooktop. Downstairs, the living space is expansive with high ceilings, an open common space featuring a custom bunk bed with two twin beds, custom desk, laundry space, a 5 piece bath with freestanding tub and 2 walk-out bedrooms. Just 20 minutes from the 401 and an hour east of the GTA, this property is easily accessible and worry free. Enjoy the 4 season recreational activities at your doorstep, away from the hustle and bustle of the city. Other features of note include: ICF foundation, in-floor heating in basement, built-in bluetooth speaker in ceiling upstairs, foam insulation, propane hookup for bbq, armour stone landscaping, 16 foot dock and more! Enjoy AND earn, if you choose, this property was designed with income potential in mind.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 3, 2026ListedCurrentFor sale$968,000 —X13242164This page
    May 2, 2025Previously listedExp$1,088,000 —X12121086View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Well
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 Unit 440 — 5427 Young Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Waterfront
    • Place Of Worship
    • Marina
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,755
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $257
    0.32% mill rate · ON
    The market

    How this home sits in the Hamilton Township market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Hamilton Township market right now

    Average sold price, days on market, and closed-transaction count for Hamilton Township — sourced from MLS®.

    • Avg sold price
      $707,624
      Last 30 days
    • Median sold price
      $649,500
      Middle of the market
    • Days on market
      30 d
      Avg from list to close
    • Closed last 30d
      34
      MLS® transactions
    Full Hamilton Township market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into Unit 440 — 5427 Young Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at Unit 440 — 5427 Young Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is Unit 440 — 5427 Young Street listed for?

      Unit 440 — 5427 Young Street is listed at $968,000 on the MLS® (listing X13242164). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does Unit 440 — 5427 Young Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. < 700 sqft
  3. Detached
  4. Asking
    $968,000
    $1383 / sqft · MLS® X13242164
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $516,566
    $475,240Confidence range$557,891
    Asking vs estimate
    ↑↑well-above
    +$451,434
    (+87.4%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Hamilton Township sell in about 30 days — this one has been listed 13 days.

    Avg sold price
    $707,624
    Median sold
    $649,500
    Avg days on market
    30
    Recently sold
    34
    See comparable sales
    • This light and bright 2 bedroom, 2 bathroom waterfront home offers lofted, beamed ceilings, custom trim and architecturally interesting details and finishes that are both chic and relaxed at the same time.
    • The open concept main living space leads out to the patio overlooking the lake - where the sunsets need to be seen to be believed!
    • The living room, anchored by a Scandinavian-inspired fireplace is open to the large kitchen with an oversized island that doubles as a dining spot, an abundance of storage and built-in oven and cooktop.
    • Downstairs, the living space is expansive with high ceilings, an open common space featuring a custom bunk bed with two twin beds, custom desk, laundry space, a 5 piece bath with freestanding tub and 2 walk-out bedrooms.
    Ask Zara a follow-up
    Septic
  6. Parking & garage

    3
    Garage
    None
    Parking spaces
    3
    Driveway
    3
  7. Interior

    6
    Basement
    Walk-Out, Finished with Walk-Out
    Family room
    N
    Kitchens
    1
    Total rooms
    3
    Laundry level
    Lower Level
    Elevator
    N
  8. Exterior & construction

    6
    Exterior
    Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Insulated Concrete Form
    View
    Lake
    Waterfront
    Y
    Pool
    None
  9. Listing & possession

    4
    Possession
    2026-09-01T00:00:00.000-00:00
    Occupancy
    Flex contact LA
    Property style
    Bungalow
    Property class
    Detached
  10. Room-by-room · 8 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Upper level

    3 rooms
    • Living Room
      23.5 × 14.7 ft
    • Kitchen
      18.9 × 7.8 ft
    • Bathroom
      4.3 × 4.9 ft

    Lower level

    5 rooms
    • Bedroom
      14.7 × 11.9 ft
    • Laundry
      6.8 × 10.5 ft
    • Bedroom 2
      14.8 × 10.2 ft
    • Sitting
      16.9 × 12.0 ft
    • Bathroom
      9.7 × 10.2 ft
    Combined estimate
    $5,012
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,755
    /mo
    based on the purchase price of $968,000
    $193,600 cash
    $774,400 financed
    $652,248 total interest
    Monthly payment$4,755/ month
    Principal54%$774,400
    Interest46%$652,248

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Hamilton Township

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 5139 Halstead Beach Rd 275 Road
      Sold
      Sign in for price
      5139 Halstead Beach Rd 275 Road
      Detached
    • 2551 Van Luven Road
      Sold
      Sign in for price
      2551 Van Luven Road
      Detached
    • 5283 Hillview Drive
      Sold
      Sign in for price
      5283 Hillview Drive
      Detached
    • 5125 Oak Hills Road
      Sold
      Sign in for price
      5125 Oak Hills Road
      Detached
    • 5269 Oriole Beach Road
      Sold
      Sign in for price
      5269 Oriole Beach Road
      Detached
    • 5139 Main Street
      Sold
      Sign in for price
      5139 Main Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    Unit 440 — 5427 Young StreetThis home2 / 2700$968,000ask$1383——
    5139 Halstead Beach Rd 275 Road2 / 1700—
    2551 Van Luven Road3 / 1700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Hamilton Township

    Active listings within ±20% of this asking price.

    • 8310 Smylie Road
      $799,900
      8310 Smylie Road
      Detached 3 2
    • 8280 Albert Court
      $999,000
      8280 Albert Court
      Detached 3 2
    • 15 Sunset Drive
      $975,000
      15 Sunset Drive
      Detached 4 4
    • 2518 Nagle Road
      $849,000
      2518 Nagle Road
      Detached 2 3
    • 9312 Danforth Road
      $885,000
      9312 Danforth Road
      Detached 3 3
    • 2 Sunrise Court
      $929,900
      2 Sunrise Court
      Detached 3 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  11. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  12. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  13. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  14. Public listing courtesy of RE/MAX Rouge River Realty Ltd. · displayed on Summitly per MLS® data-share rules

    Unit 440 — 5427 Young Street is a 2-bedroom, 2-bath, < 700 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  15. When was Unit 440 — 5427 Young Street built?

    The year built for Unit 440 — 5427 Young Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  16. What is the property tax for Unit 440 — 5427 Young Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for Unit 440 — 5427 Young Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  17. How much would the monthly mortgage be on Unit 440 — 5427 Young Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $968,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  18. Has Unit 440 — 5427 Young Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of Unit 440 — 5427 Young Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  19. What neighbourhood is Unit 440 — 5427 Young Street in?

    Unit 440 — 5427 Young Street is in Rural Hamilton, Hamilton Township. The 'Neighbourhood' section below links to the live Hamilton Township real estate hub with average sold price, days on market, and current inventory.

  20. Is Hamilton Township a good place to live?

    Hamilton Township is one of ON's actively-tracked Summitly markets. The full Hamilton Township real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  21. 5283 Hillview Drive
    2 / 1
    700
    —
    5125 Oak Hills Road2 / 31,500—
    5269 Oriole Beach Road3 / 21,100—
    5139 Main Street4 / 32,000—