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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 110 days

    612 Bay Street

    Midland·Midland, ON·L4R 1L6·Near Fourth St/Bay St

    • 3 beds
    Midland real estate›S12839008
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Top 5 Reasons You Will Love This Home: 1) Charming semi-detached duplex with two fully self-contained units, offering a smart opportunity for investors or buyers looking to live in one unit while generating steady rental income from the other 2) Strong, reliable income already in place with the main unit rented at $1650 plus utilities and the upper unit rented at $1567 plus utilities, providing immediate cash flow from day one 3) Located just minutes from downtown Midland, you are close to shops, schools, parks, walking trails, marinas, and the waterfront, a location that consistently attracts quality tenants and end users alike 4) Separate hydro meters for each unit allow tenants to pay their own utilities, keeping expenses predictable and simplifying management 5) Three dedicated parking spaces, refreshed interiors, and a low-maintenance yard make this a practical, turn-key property, whether you are stepping into the market or adding another solid door to your portfolio. 1,278 fin.sq.ft. *Please note some images have been virtually staged to show the potential of the home.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara

    Roomy 3-bedroom layout — comfortable for a family or work-from-home pair. Chat with Zara if you'd like a deeper read on whether this duplex fits your budget and timing.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Mar 3, 2026ListedCurrentFor sale$449,900 —S12839008This page
    Oct 25, 2025SoldSold$1,650 unchangedS12452585View
    Oct 6, 2025Previously listedLsd$1,650 —S12452585View
    Jul 26, 2025Previously listedExp$399,999 —S12309238View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Baseboard
      Air conditioning
      None
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 612 Bay Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Hospital
    • Library
    • Marina
    • Park
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,210
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $163
    0.43% mill rate · ON
    The market

    How this home sits in the Midland market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Midland market right now

    Average sold price, days on market, and closed-transaction count for Midland — sourced from MLS®.

    • Avg sold price
      $572,533
      Last 30 days
    • Median sold price
      $497,500
      Middle of the market
    • Days on market
      37 d
      Avg from list to close
    • Closed last 30d
      56
      MLS® transactions
    Full Midland market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 612 Bay Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 612 Bay Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 612 Bay Street listed for?

      612 Bay Street is listed at $449,900 on the MLS® (listing S12839008). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 612 Bay Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1100-1500 sqft
  3. Duplex
  4. Built 100+
  5. < .50 ac lot
  6. Asking
    $449,900
    $0 / sqft · MLS® S12839008
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $572,533
    $526,730Confidence range$618,336
    Asking vs estimate
    ↓below
    −$122,633
    (-21.4%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Midland sell in about 37 days — this one has been listed 110 days.

    Avg sold price
    $572,533
    Median sold
    $497,500
    Avg days on market
    37
    Recently sold
    56
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    Ask Zara a follow-up
    Sewer
  8. Parking & garage

    3
    Garage
    None
    Parking spaces
    3
    Driveway
    Private
  9. Interior

    4
    Basement
    Crawl Space, Unfinished
    Family room
    N
    Kitchens
    1
    Total rooms
    7
  10. Exterior & construction

    4
    Exterior
    Brick, Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Stone
    Pool
    None
  11. Lot & land

    2
    Year built
    100+
    Zoning
    HC
  12. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    2-Storey
    Property class
    Duplex
  13. Room-by-room · 7 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    4 rooms
    • Living Room
      vinyl floor · ceiling fan(s) · window
      13.0 × 11.8 ft
    • Kitchen
      vinyl floor · backsplash · window
      11.7 × 10.8 ft
    • Bedroom
      vinyl floor · closet · window
      10.6 × 8.0 ft
    • Bedroom
      vinyl floor · closet · window
      10.5 × 8.1 ft

    Second level

    3 rooms
    • Living Room
      vinyl floor · window · open concept
      16.5 × 12.0 ft
    • Kitchen
      vinyl floor · open concept
      10.8 × 10.0 ft
    • Bedroom
      vinyl floor · walk-in closet(s) · window
      12.6 × 10.5 ft
  14. Place Of Worship
  15. Rec./Commun.Centre
  16. Combined estimate
    $2,373
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,210
    /mo
    based on the purchase price of $449,900
    $89,980 cash
    $359,920 financed
    $303,147 total interest
    Monthly payment$2,210/ month
    Principal54%$359,920
    Interest46%$303,147

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable duplexs that just sold in Midland

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 409 Queen Street
      Sold
      Sign in for price
      409 Queen Street
      Duplex
    • 692 Victoria Street
      Sold
      Sign in for price
      692 Victoria Street
      Duplex
    • 1033 Glen Bogie Crescent
      Sold
      Sign in for price
      1033 Glen Bogie Crescent
      Duplex
    • 361 Third Street
      Sold
      Sign in for price
      361 Third Street
      Duplex
    • 133 Seventh Street
      Sold
      Sign in for price
      133 Seventh Street
      Duplex
    • 258 Ruby Street
      Sold
      Sign in for price
      258 Ruby Street
      Duplex
    AddressBd / BaSqftSold$/sqft% of askSold
    612 Bay StreetThis home3 / 211,001,500$449,900ask———
    409 Queen Street4 / 21,500—
    692 Victoria Street3 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More duplexs in Midland

    Active listings within ±20% of this asking price.

    • 354 Bay Street
      $499,900
      354 Bay Street
      Duplex 4 2
    • 579 Wayne Crescent
      $525,000
      579 Wayne Crescent
      Duplex 3 2
    • 317 Hugel Avenue
      $460,000
      317 Hugel Avenue
      Duplex 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of FARIS TEAM REAL ESTATE BROKERAGE · displayed on Summitly per MLS® data-share rules

    612 Bay Street is a 3-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 612 Bay Street built?

    612 Bay Street was built in 100+. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 612 Bay Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 612 Bay Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 612 Bay Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $449,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 612 Bay Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 612 Bay Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 612 Bay Street in?

    612 Bay Street is in Midland, Midland. The 'Neighbourhood' section below links to the live Midland real estate hub with average sold price, days on market, and current inventory.

  26. Is Midland a good place to live?

    Midland is one of ON's actively-tracked Summitly markets. The full Midland real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 1033 Glen Bogie Crescent
    3 / 2
    700
    —
    361 Third Street4 / 21,500—
    133 Seventh Street2 / 3700—
    258 Ruby Street3 / 2700—