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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 14 days

    634 WA Whitestone Lake

    Hagerman·Whitestone, ON·P0A 1G0·Near HWY 124 to Launch

    • 3 beds
    Whitestone real estate›X13461420
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Pratt Island Paradise - Escape to the beauty of Whitestone Lake with this private, fully insulated cottage offering 520' of shoreline and 1.7 acres of natural waterfront surroundings. Warm pine interiors create a classic cottage atmosphere, while expansive south and south-west views showcase the lake from sunrise through spectacular evening sunsets. The covered 30' x 8' porch and waterfront deck provide the perfect setting for morning coffee or entertaining family and friends. Spend your afternoons relaxing in a hammock chair by the water, unwinding on the second dock, or watching the sun dip below the horizon. Two sandy beach areas make it easy to launch a kayak, canoe, or paddleboard, while also providing excellent swimming access for all ages. Deep water for jumping approx. 8' off the main dock. Designed for comfortable cottage living, the property features three bedrooms, one bathroom, a full septic system, propane wood stove, and submersible water pump. The vinyl shed is a perfect place to store all your water toys, tools, and outdoor equipment. The septic system is a valuable feature not always found on water-access properties, adding both convenience and peace of mind. Located just five minutes from a private boat launch, the property includes a designated dock slip for easy access.Whitestone Lake is renowned for its excellent fishing and boating opportunities. Whether you're looking for peaceful waterfront relaxation or an active lakeside lifestyle, this exceptionally private retreat offers the classic cottage experience in one of the area's most sought-after locations. Local amenities include, DuckRock general store, restaurant, town dock and park, community centre, LCBO, marina and library. Be sure to check out the video!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 18, 2026ListedCurrentFor sale$674,500 —X13461420This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Other
      Air conditioning
      None
      Water source
      Other
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 634 WA Whitestone Lake
    What's nearby

    Points of interest classified by the MLS® feed.

    • Marina
    • Library
    • Rec./Commun.Centre
    • Place Of Worship
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,314
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $175
    0.31% mill rate · ON
    The market

    How this home sits in the Whitestone market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Whitestone market right now

    Average sold price, days on market, and closed-transaction count for Whitestone — sourced from MLS®.

    • Avg sold price
      $536,071
      Last 30 days
    • Median sold price
      $530,000
      Middle of the market
    • Days on market
      53 d
      Avg from list to close
    • Closed last 30d
      17
      MLS® transactions
    Full Whitestone market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 634 WA Whitestone Lake — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 634 WA Whitestone Lake and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 634 WA Whitestone Lake listed for?

      634 WA Whitestone Lake is listed at $674,500 on the MLS® (listing X13461420). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 634 WA Whitestone Lake have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 700-1100 sqft
  3. Detached
  4. Built 16-30
  5. Asking
    $674,500
    $0 / sqft · MLS® X13461420
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $536,071
    $493,185Confidence range$578,957
    Asking vs estimate
    ↑↑well-above
    +$138,429
    (+25.8%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Whitestone sell in about 53 days — this one has been listed 14 days.

    Avg sold price
    $536,071
    Median sold
    $530,000
    Avg days on market
    53
    Recently sold
    17
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • Warm pine interiors create a classic cottage atmosphere, while expansive south and south-west views showcase the lake from sunrise through spectacular evening sunsets.
    • The covered 30' x 8' porch and waterfront deck provide the perfect setting for morning coffee or entertaining family and friends.
    • Deep water for jumping approx. 8' off the main dock.
    • Local amenities include, DuckRock general store, restaurant, town dock and park, community centre, LCBO, marina and library.
    Ask Zara a follow-up
    Septic
  7. Parking & garage

    3
    Garage
    None
    Parking spaces
    0
    Driveway
    Private
  8. Interior

    4
    Basement
    None
    Family room
    N
    Kitchens
    1
    Total rooms
    7
  9. Exterior & construction

    6
    Exterior
    Vinyl Siding
    Roof
    Metal
    Foundation
    Piers
    View
    Lake
    Waterfront
    Y
    Pool
    None
  10. Lot & land

    2
    Year built
    16-30
    Zoning
    WF1-LS
  11. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Bungalow
    Property class
    Detached
  12. Room-by-room · 7 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Bedroom 3
      8.8 × 9.6 ft
    • Kitchen
      8.4 × 11.2 ft
    • Living Room
      15.7 × 10.3 ft
    • Dining Room
      15.7 × 9.5 ft
    • Bathroom
      6.8 × 7.3 ft
    • Primary Bedroom
      8.8 × 11.0 ft
    • Bedroom 2
      8.8 × 9.6 ft
    Combined estimate
    $3,489
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,314
    /mo
    based on the purchase price of $674,500
    $134,900 cash
    $539,600 financed
    $454,485 total interest
    Monthly payment$3,314/ month
    Principal54%$539,600
    Interest46%$454,485

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Whitestone

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 215 Dunchurch Estates Road
      Sold
      Sign in for price
      215 Dunchurch Estates Road
      Detached
    • 219 Dunchurch Estates Road
      Sold
      Sign in for price
      219 Dunchurch Estates Road
      Detached
    • 157 Gibson Bay Road
      Sold
      Sign in for price
      157 Gibson Bay Road
      Detached
    • 57 Quinn Road
      Sold
      Sign in for price
      57 Quinn Road
      Detached
    • 11D Bears Paw
      Sold
      Sign in for price
      11D Bears Paw
      Detached
    • 20 GOLDEN HORSESHOE Lane
      Sold
      Sign in for price
      20 GOLDEN HORSESHOE Lane
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    634 WA Whitestone LakeThis home3 / 17,001,100$674,500ask———
    215 Dunchurch Estates Road3 / 22,500—
    219 Dunchurch Estates Road3 / 21,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Whitestone

    Active listings within ±20% of this asking price.

    • 1700 Lorimer Lake Road
      $699,000
      1700 Lorimer Lake Road
      Detached 3 3
    • 1294 Highway 520
      $569,000
      1294 Highway 520
      Detached 3 2
    • 420 Shawanaga Lake
      $549,000
      420 Shawanaga Lake
      Detached 3 2
    • 252 Dunchurch Estates Road
      $599,000
      252 Dunchurch Estates Road
      Detached 3 1
    • 1 Butler Street
      $599,900
      1 Butler Street
      Detached 2 1
    • 11 Nickles Cove Road
      $649,000
      11 Nickles Cove Road
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  13. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  14. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  15. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  16. Public listing courtesy of RE/MAX Parry Sound Muskoka Realty Ltd · displayed on Summitly per MLS® data-share rules

    634 WA Whitestone Lake is a 3-bedroom, 1-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  17. When was 634 WA Whitestone Lake built?

    634 WA Whitestone Lake was built in 16-30. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  18. What is the property tax for 634 WA Whitestone Lake?

    The 'Property tax' tab in the History section shows the most recent annual tax for 634 WA Whitestone Lake plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  19. How much would the monthly mortgage be on 634 WA Whitestone Lake?

    The affordability calculator on this page shows an estimated monthly mortgage for $674,500 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  20. Has 634 WA Whitestone Lake been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 634 WA Whitestone Lake with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  21. What neighbourhood is 634 WA Whitestone Lake in?

    634 WA Whitestone Lake is in Hagerman, Whitestone. The 'Neighbourhood' section below links to the live Whitestone real estate hub with average sold price, days on market, and current inventory.

  22. Is Whitestone a good place to live?

    Whitestone is one of ON's actively-tracked Summitly markets. The full Whitestone real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  23. 157 Gibson Bay Road
    2 / 1
    700
    —
    57 Quinn Road3 / 31,100—
    11D Bears Paw2 / 31,100—
    20 GOLDEN HORSESHOE Lane3 / 11,100—