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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 38 daysPrice drop · $50,000 off (-5.3%)

    640 Heritage Trail

    Northcrest Ward 5·Peterborough, ON·K9L 0A7·Near Water St and Carnegie Ave

    • 3 beds
    Peterborough real estate›X13115652
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    A beautifully maintained bungalow located in the sought-after Heritage Park subdivision. Offering approximately 1,880 square feet of thoughtfully designed living space on the main level, this warm and inviting family home blends comfort, functionality, and style. The main floor features a bright open-concept kitchen with an eating nook and patio doors leading to a covered deck, perfect for everyday living and easy entertaining. Open to the kitchen is a cozy family room with a gas fireplace and vaulted ceiling. A separate combined living and dining area provides additional space for gatherings and special occasions. The spacious primary bedroom includes a walk-in closet and private 4-piece ensuite, while two additional bedrooms and a second 4-piece bathroom complete the main level. The finished lower level adds excellent additional living space with a "super sized" rec room and office area. Highlighted by a floor-to-ceiling gas fireplace, the rec room will accommodate extra large gatherings. A spaciously finished laundry room with built-in cabinetry for storage, convenient 2-piece bathroom, along with added space for storage complete the basement. Enjoy outdoor living in the privacy of your professionally landscaped and fully fenced rear yard featuring a covered deck, and patio. Ideal for relaxing or entertaining throughout the day or in the evening with exterior lighting. A welcoming covered front porch compliments the professionally landscaped gardens and offers the perfect spot to enjoy a quiet morning coffee. Matching interlock driveway and gardens emphasize the attention to landscaping detail while providing parking for four cars in the driveway. A truly unique double-car garage so clean you will want to remove your shoes, finished with mezzanine storage and parking for two vehicles. An extremely well cared for and move-in ready home in a desirable residential neighborhood, offering space and comfort for the whole family.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 18, 2026Price reducedCurrentReduced$899,900−$50,000 (5.3%)X13115652This page
    May 12, 2026ListedCurrentFor sale$949,900 —X13115652This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      2
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 640 Heritage Trail
    What's nearby

    Points of interest classified by the MLS® feed.

    • Golf
    • Hospital
    • Fenced Yard
    • Park
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,421
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $551
    0.74% mill rate · ON
    The market

    How this home sits in the Peterborough market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Peterborough market right now

    Average sold price, days on market, and closed-transaction count for Peterborough — sourced from MLS®.

    • Avg sold price
      $580,705
      Last 30 days
    • Median sold price
      $550,000
      Middle of the market
    • Days on market
      37 d
      Avg from list to close
    • Closed last 30d
      311
      MLS® transactions
    Full Peterborough market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 640 Heritage Trail — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 640 Heritage Trail and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 640 Heritage Trail listed for?

      640 Heritage Trail is listed at $899,900 on the MLS® (listing X13115652). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 640 Heritage Trail have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 1500-2000 sqft
  3. Detached
  4. Built 16-30
  5. < .50 ac lot
  6. Asking
    $899,900
    $0 / sqft · MLS® X13115652
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $580,705
    $534,249Confidence range$627,161
    Asking vs estimate
    ↑↑well-above
    +$319,195
    (+55.0%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Peterborough sell in about 37 days — this one has been listed 38 days.

    Avg sold price
    $580,705
    Median sold
    $550,000
    Avg days on market
    37
    Recently sold
    311
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • The main floor features a bright open-concept kitchen with an eating nook and patio doors leading to a covered deck, perfect for everyday living and easy entertaining.
    • Open to the kitchen is a cozy family room with a gas fireplace and vaulted ceiling.
    • The spacious primary bedroom includes a walk-in closet and private 4-piece ensuite, while two additional bedrooms and a second 4-piece bathroom complete the main level.
    • Enjoy outdoor living in the privacy of your professionally landscaped and fully fenced rear yard featuring a covered deck, and patio.
    Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  8. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    2
    Parking spaces
    6
    Driveway
    Private Double
  9. Interior

    5
    Basement
    Full, Finished
    Family room
    Y
    Kitchens
    1
    Total rooms
    11
    Laundry level
    Lower Level
  10. Exterior & construction

    4
    Exterior
    Brick, Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    Pool
    None
  11. Lot & land

    2
    Year built
    16-30
    Zoning
    R1
  12. Listing & possession

    4
    Possession
    2026-06-26T00:00:00.000-00:00
    Occupancy
    Flexible
    Property style
    Bungalow
    Property class
    Detached
  13. Room-by-room · 16 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    11 rooms
    • Dining Room
      hardwood floor · combined w/living
      12.3 × 12.0 ft
    • Mud Room
      Access To Garage
      6.4 × 6.3 ft
    • Family Room
      vaulted ceiling(s) · gas fireplace · open concept
      18.8 × 12.6 ft
    • Bathroom
      4 Pc Bath
      9.5 × 5.5 ft
    • Living Room
      hardwood floor · combined w/dining
      12.9 × 12.0 ft
    • Primary Bedroom
      4 pc ensuite · walk-in closet(s) · broadloom
      18.8 × 11.2 ft
    • Bathroom
      4 pc ensuite · separate shower · ceramic floor
      13.4 × 5.0 ft
    • Kitchen
      vaulted ceiling(s) · overlooks family · w/o to deck
      13.9 × 12.7 ft
    • Bedroom 3
      Broadloom
      10.4 × 10.6 ft
    • Breakfast
      vaulted ceiling(s) · overlooks family · w/o to deck
      10.8 × 12.6 ft
    • Bedroom 2
      Broadloom
      9.5 × 10.6 ft

    Basement level

    5 rooms
    • Bathroom
      2 Pc Bath
      4.8 × 8.0 ft
    • Utility Room
      23.2 × 11.9 ft
    • Recreation
      gas fireplace · dropped ceiling · pot lights
      38.0 × 29.3 ft
    • Laundry
      dropped ceiling · pot lights
      20.5 × 11.9 ft
    • Other
      13.1 × 5.7 ft
  14. Public Transit
  15. School
  16. Combined estimate
    $4,972
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,421
    /mo
    based on the purchase price of $899,900
    $179,980 cash
    $719,920 financed
    $606,362 total interest
    Monthly payment$4,421/ month
    Principal54%$719,920
    Interest46%$606,362

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Peterborough

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 909 Whitefield Drive
      Sold
      Sign in for price
      909 Whitefield Drive
      Detached
    • 569 Steele Avenue
      Sold
      Sign in for price
      569 Steele Avenue
      Detached
    • 108 Milroy Drive
      Sold
      Sign in for price
      108 Milroy Drive
      Detached
    • 26 Stonebridge Court
      Sold
      Sign in for price
      26 Stonebridge Court
      Detached
    • 84 Ware Street
      Sold
      Sign in for price
      84 Ware Street
      Detached
    • 473 Cordach Crescent
      Sold
      Sign in for price
      473 Cordach Crescent
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    640 Heritage TrailThis home3 / 315,002,000$899,900ask———
    909 Whitefield Drive3 / 2700—
    569 Steele Avenue3 / 2700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Peterborough

    Active listings within ±20% of this asking price.

    • 18 Redwood Court
      $724,000
      18 Redwood Court
      Detached 3 2
    • 1853 Mapleridge Drive
      $759,900
      1853 Mapleridge Drive
      Detached 3 4
    • 87 Oakwood Crescent
      $849,900
      87 Oakwood Crescent
      Detached 3 3
    • 645 Goodwin Terrace
      $799,000
      645 Goodwin Terrace
      Detached 3 3
    • 59 Wallis Drive
      $779,000
      59 Wallis Drive
      Detached 3 2
    • 725 Latimer Way
      $739,900
      725 Latimer Way
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of Exit Realty Liftlock · displayed on Summitly per MLS® data-share rules

    640 Heritage Trail is a 3-bedroom, 3-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 640 Heritage Trail built?

    640 Heritage Trail was built in 16-30. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 640 Heritage Trail?

    The 'Property tax' tab in the History section shows the most recent annual tax for 640 Heritage Trail plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 640 Heritage Trail?

    The affordability calculator on this page shows an estimated monthly mortgage for $899,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 640 Heritage Trail been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 640 Heritage Trail with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 640 Heritage Trail in?

    640 Heritage Trail is in Northcrest Ward 5, Peterborough. The 'Neighbourhood' section below links to the live Peterborough real estate hub with average sold price, days on market, and current inventory.

  26. Is Peterborough a good place to live?

    Peterborough is one of ON's actively-tracked Summitly markets. The full Peterborough real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 108 Milroy Drive
    2 / 3
    1,500
    —
    26 Stonebridge Court2 / 2700—
    84 Ware Street2 / 2700—
    473 Cordach Crescent2 / 2700—