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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 6 days ago

    644 Stewart Drive

    Kincardine·Kincardine, ON·N2Z 3B4·Near Stewart Dr and Fraser Dr

    • 3 beds
    Kincardine real estate›X13533682
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Lovely townhouse-style detached link home is ready to move in to in the beach Community of Kincardine! Schools and amenities are close to this quiet subdivision making this home suitable for almost anyone! Main floor is sunny and bright with an updated open floorplan featuring a beautiful white dream kitchen with a large island. Livingroom has a patio door leading out to the deck, patio and roomy fenced-in back yard. Back inside the main floor has a convenient powder room and inside access to the garage. Upstairs are three good sized bedrooms and a three piece bathroom. Basement shows off a large family room with open access to the Primary Bedroom, making the lower level feel like a Mom and Dad private suite. Laundry and added storage rooms square off the Basement, with one storage area a possible location for a 3rd bathroom (roughed in plumbing) which also has a newer heat-on-demand hot water system Much to love here and call your own! All measurements approximate!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 7, 2026ListedCurrentFor sale$545,000 —X13533682This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Baseboard
      Air conditioning
      Window Unit(s)
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 644 Stewart Drive
    What's nearby

    Points of interest classified by the MLS® feed.

    • Beach
    • Fenced Yard
    • Hospital
    • Lake/Pond
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,677
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $281
    0.62% mill rate · ON
    The market

    How this home sits in the Kincardine market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Kincardine market right now

    Average sold price, days on market, and closed-transaction count for Kincardine — sourced from MLS®.

    • Avg sold price
      —
      Last 30 days
    • Median sold price
      —
      Middle of the market
    • Days on market
      —
      Avg from list to close
    • Closed last 30d
      —
      MLS® transactions
    Full Kincardine market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 644 Stewart Drive — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 644 Stewart Drive and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 644 Stewart Drive listed for?

      644 Stewart Drive is listed at $545,000 on the MLS® (listing X13533682). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 644 Stewart Drive have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1100-1500 sqft
  3. Detached
  4. Asking
    $545,000
    $0 / sqft · MLS® X13533682
    Chat Zara
  5. Zara AI Estimate
    Live valuation

    Not enough neighbourhood comparable data yet to estimate this listing. Chat with Zara for a private valuation.

    Ask Zara
    Market analytics

    Live market data for Kincardine.

    Avg sold price
    —
    Median sold
    —
    Avg days on market
    —
    Recently sold
    —
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    Schools and amenities are close to this quiet subdivision making this home suitable for almost anyone!
  6. Main floor is sunny and bright with an updated open floorplan featuring a beautiful white dream kitchen with a large island.
  7. Livingroom has a patio door leading out to the deck, patio and roomy fenced-in back yard.
  8. Back inside the main floor has a convenient powder room and inside access to the garage.
  9. Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  10. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1
    Parking spaces
    3
    Driveway
    Private Double, Inside Entry
  11. Interior

    5
    Basement
    Partially Finished, Walk-Up
    Family room
    Y
    Kitchens
    1
    Total rooms
    11
    Laundry level
    Lower Level
  12. Exterior & construction

    5
    Exterior
    Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    View
    Garden
    Pool
    None
  13. Lot & land

    1
    Zoning
    R2
  14. Listing & possession

    3
    Occupancy
    As Negotiated
    Property style
    2-Storey
    Property class
    Detached
  15. Room-by-room · 13 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    4 rooms
    • Kitchen
      9.1 × 12.6 ft
    • Dining Room
      9.2 × 9.4 ft
    • Living Room
      12.6 × 17.7 ft
    • Bathroom
      2 Pc Bath
      6.0 × 4.9 ft

    Second level

    4 rooms
    • Bedroom 3
      11.6 × 8.1 ft
    • Bathroom
      3 Pc Bath
      7.1 × 8.1 ft
    • Bedroom 2
      10.1 × 12.8 ft
    • Primary Bedroom
      10.1 × 11.1 ft

    Basement level

    5 rooms
    • Bedroom 4
      8.6 × 13.8 ft
    • Laundry
      8.6 × 7.2 ft
    • Other
      13.6 × 4.7 ft
    • Other
      7.2 × 6.7 ft
    • Family Room
      12.4 × 17.2 ft
  16. Marina
  17. Library
  18. Combined estimate
    $2,958
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,677
    /mo
    based on the purchase price of $545,000
    $109,000 cash
    $436,000 financed
    $367,226 total interest
    Monthly payment$2,677/ month
    Principal54%$436,000
    Interest46%$367,226

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Kincardine

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 553 Scott Street
      Sold
      Sign in for price
      553 Scott Street
      Detached
    • 706 Brownell Drive
      Sold
      Sign in for price
      706 Brownell Drive
      Detached
    • 45 Goderich Street
      Sold
      Sign in for price
      45 Goderich Street
      Detached
    • 538 Queen Street
      Sold
      Sign in for price
      538 Queen Street
      Detached
    • 25 Inverlyn Crescent
      Sold
      Sign in for price
      25 Inverlyn Crescent
      Detached
    • 500 Walkers Circle
      Sold
      Sign in for price
      500 Walkers Circle
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    644 Stewart DriveThis home3 / 211,001,500$545,000ask———
    553 Scott Street3 / 2700—
    706 Brownell Drive3 / 2700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Kincardine

    Active listings within ±20% of this asking price.

    • 293 Princes Street
      $639,900
      293 Princes Street
      Detached 3 3
    • 902 Huron Terrace
      $549,900
      902 Huron Terrace
      Detached 2 1
    • 774 Andrew Malcolm Drive
      $499,700
      774 Andrew Malcolm Drive
      Detached 3 2
    • 572 Scougall Court
      $599,900
      572 Scougall Court
      Detached 3 2
    • 39 Inverlyn Crescent
      $549,900
      39 Inverlyn Crescent
      Detached 3 2
    • 251 St. Albert Street
      $539,900
      251 St. Albert Street
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  19. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  20. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  21. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  22. Public listing courtesy of Coldwell Banker Peter Benninger Realty · displayed on Summitly per MLS® data-share rules

    644 Stewart Drive is a 3-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  23. When was 644 Stewart Drive built?

    The year built for 644 Stewart Drive isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  24. What is the property tax for 644 Stewart Drive?

    The 'Property tax' tab in the History section shows the most recent annual tax for 644 Stewart Drive plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  25. How much would the monthly mortgage be on 644 Stewart Drive?

    The affordability calculator on this page shows an estimated monthly mortgage for $545,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  26. Has 644 Stewart Drive been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 644 Stewart Drive with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  27. What neighbourhood is 644 Stewart Drive in?

    644 Stewart Drive is in Kincardine, Kincardine. The 'Neighbourhood' section below links to the live Kincardine real estate hub with average sold price, days on market, and current inventory.

  28. Is Kincardine a good place to live?

    Kincardine is one of ON's actively-tracked Summitly markets. The full Kincardine real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  29. 45 Goderich Street
    3 / 3
    2,000
    —
    538 Queen Street3 / 12,000—
    25 Inverlyn Crescent3 / 31,100—
    500 Walkers Circle3 / 21,100—