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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 4 days ago

    648 Third Line Road

    Wolfe Island·Wolfe Island, ON·K0H 2Y0·Near Baseline Rd

    • 3 beds
    Wolfe Island real estate›X13450238
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to your off-grid paradise on the north side of Reed's Bay - where "rush hour" means the herons are fishing. This 17 year old 3-bedroom, 1-bathroom home/cottage delivers bright, open-concept living with a wall of windows framing the water like a living painting. Morning light floods the space as the sun climbs over the bay, and by evening you're sinking into the deck chairs watching pinks and golds melt across the sky - because here, you're not just buying waterfront, you're buying a front-row seat to nature's daily light show. Propane heat and a wood stove let you pick your vibe: turn a dial or channel your inner lumberjack while the kettle boils. The solar system works so well you'll forget you're off-grid - all the power to run the home, none of the hydro bills. Flip a switch, plug in anything, live normally. Just without the monthly envelope from the utility company. Neighbours? Technically yes. Practically? They're specks across the fields. Wave if you want. They won't see you. Outside, the property unfolds with room to breathe and space to play on 3+ acres. An 8' x 12' garden shed holds your garden tools, while a 12' x 24' workshop/bunkie features a separation wall - one side for building projects and tinkering, the other for overnight guests or the growing fleet of watercraft you'll inevitably collect. Down at the water's edge, a dock and boat lift make launching effortless. The fire pit invites late-night storytelling under impossibly starry skies, and the wrap-around deck gives you more summer living space than you'll know what to do with. This is the cottage you actually use peaceful enough to hear yourself think, equipped as well as your home, and charming enough to make your friends promise to exchange chores for a few nights at your place. Many furnishings included with the purchase plus detailed instructions about the solar system. Dock was installed after photos taken. Boat lift to be installed.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 15, 2026ListedCurrentFor sale$679,500 —X13450238This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Other
      Air conditioning
      None
      Water source
      Well
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 648 Third Line Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • Lake Access
    • Lake/Pond
    • Level
    • Waterfront
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,338
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $279
    0.49% mill rate · ON
    The market

    How this home sits in the Wolfe Island market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Wolfe Island market right now

    Average sold price, days on market, and closed-transaction count for Wolfe Island — sourced from MLS®.

    • Avg sold price
      $538,700
      Last 30 days
    • Median sold price
      $443,000
      Middle of the market
    • Days on market
      37 d
      Avg from list to close
    • Closed last 30d
      7
      MLS® transactions
    Full Wolfe Island market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 648 Third Line Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 648 Third Line Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 648 Third Line Road listed for?

      648 Third Line Road is listed at $679,500 on the MLS® (listing X13450238). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 648 Third Line Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 1100-1500 sqft
  3. Detached
  4. Built 16-30
  5. 2-4.99 ac lot
  6. Asking
    $679,500
    $0 / sqft · MLS® X13450238
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $538,700
    $495,604Confidence range$581,796
    Asking vs estimate
    ↑↑well-above
    +$140,800
    (+26.1%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Wolfe Island sell in about 37 days — this one has been listed 4 days.

    Avg sold price
    $538,700
    Median sold
    $443,000
    Avg days on market
    37
    Recently sold
    7
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • Flip a switch, plug in anything, live normally.
    • Just without the monthly envelope from the utility company.
    • Outside, the property unfolds with room to breathe and space to play on 3+ acres.
    • The fire pit invites late-night storytelling under impossibly starry skies, and the wrap-around deck gives you more summer living space than you'll know what to do with.
    Ask Zara a follow-up
    Septic
  8. Parking & garage

    3
    Garage
    Other
    Parking spaces
    8
    Driveway
    Private Double
  9. Interior

    7
    Basement
    Full, Walk-Out, Finished
    Family room
    N
    Kitchens
    1
    Total rooms
    4
    Laundry level
    Lower Level
    Elevator
    N
    Accessibility
    N
  10. Exterior & construction

    6
    Exterior
    Vinyl Siding
    Roof
    Metal
    Foundation
    Concrete
    View
    Bay, Beach, Lake, Meadow, Pasture, Skyline
    Waterfront
    Y
    Pool
    None
  11. Lot & land

    1
    Year built
    16-30
  12. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Bungalow-Raised
    Property class
    Detached
  13. Room-by-room · 4 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Upper level

    4 rooms
    • Kitchen
      vaulted ceiling(s) · w/o to sundeck
      16.6 × 9.4 ft
    • Living Room
      vaulted ceiling(s) · w/o to sundeck
      19.4 × 15.1 ft
    • Dining Room
      Vaulted Ceiling(s)
      13.7 × 10.0 ft
    • Bathroom
      4 Pc Bath
      10.9 × 4.5 ft
    Combined estimate
    $3,617
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,338
    /mo
    based on the purchase price of $679,500
    $135,900 cash
    $543,600 financed
    $457,854 total interest
    Monthly payment$3,338/ month
    Principal54%$543,600
    Interest46%$457,854

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Wolfe Island

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 166 Easy Lane
      Sold
      Sign in for price
      166 Easy Lane
      Detached
    • 912 8TH LINE Road
      Sold
      Sign in for price
      912 8TH LINE Road
      Detached
    • 23 Lucinda Street
      Sold
      Sign in for price
      23 Lucinda Street
      Detached
    • 1623 Road 96
      Sold
      Sign in for price
      1623 Road 96
      Detached
    • 168B GOLD COAST Lane
      Sold
      Sign in for price
      168B GOLD COAST Lane
      Detached
    • 97A 12th Line Road
      Sold
      Sign in for price
      97A 12th Line Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    648 Third Line RoadThis home3 / 111,001,500$679,500ask———
    166 Easy Lane2 / 11,100—
    912 8TH LINE Road3 / 11,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Wolfe Island

    Active listings within ±20% of this asking price.

    • 4205 Highway 96
      $624,900
      4205 Highway 96
      Detached 2 1
    • 14 Highway 95
      $599,000
      14 Highway 95
      Detached 2 1
    • 1558 Highway 96
      $699,000
      1558 Highway 96
      Detached 3 2
    • 306 Easy Lane
      $674,500
      306 Easy Lane
      Detached 3 1
    • 27 Berry Lane
      $599,500
      27 Berry Lane
      Detached 2 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of RE/MAX FINEST REALTY INC., BROKERAGE · displayed on Summitly per MLS® data-share rules

    648 Third Line Road is a 3-bedroom, 1-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 648 Third Line Road built?

    648 Third Line Road was built in 16-30. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  19. What is the property tax for 648 Third Line Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 648 Third Line Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 648 Third Line Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $679,500 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 648 Third Line Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 648 Third Line Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 648 Third Line Road in?

    648 Third Line Road is in Wolfe Island, Wolfe Island. The 'Neighbourhood' section below links to the live Wolfe Island real estate hub with average sold price, days on market, and current inventory.

  23. Is Wolfe Island a good place to live?

    Wolfe Island is one of ON's actively-tracked Summitly markets. The full Wolfe Island real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 23 Lucinda Street
    3 / 2
    700
    —
    1623 Road 962 / 11,500—
    168B GOLD COAST Lane3 / 21,100—
    97A 12th Line Road2 / 21,500—