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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 40 daysPrice drop · $100,100 off (-6.3%)

    720 Lake Street

    Lakeshore·St. Catharines, ON·L2N 4J5·Near Lake Street and Lakeshore Rd

    • 3 beds
    St. Catharines real estate›X13115184
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    1 upcoming open house

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Sat, Jun 20
      2026-06-20T18:00:00.000-00:00 – 2026-06-20T20:00:00.000-00:00
      Public
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tour
    Overview

    What this listing tells us

    Property description

    This sprawling ranch style bungalow tucked away on a half acre lot at the very end of Lake Street in one of St. Catharines' most sought after north end locations. Just steps from the shores of Lake Ontario, this home offers the lifestyle and comfort of lakeside living. Set on an impressive footprint with over 3000 square feet of main floor living space, this home is designed for both comfort and function. A rare triple car garage provides ample room for vehicles, hobbies, or storage- something seldomly found in this area. Inside, the main level features three generously sized bedrooms, with two offering the added luxury of walk in closets and private ensuite bathrooms, creating ideal spaces for family or guests. The expansive family room is the heart of the home, highlighted by soaring 15 foot vaulted ceilings and a cozy fireplace, perfect for gathering or relaxing. The main floor is completed with a full 4 piece bathroom, a separate powder room, a large front living room with its own fireplace, and a formal dining room ideal for hosting. The kitchen is built for those who love to cook and entertain, complete with quartz countertops, 2 built in ovens, a Viking gas cooktop, and plenty of prep and storage space. A convenient main floor laundry room adds to the home's thoughtful layout. The lower level offers exceptional additional living space, including a fourth bedroom, another full bathroom, a spacious rec room, and a dedicated workshop. With ample storage throughout and a walk up for added convenience, the basement adds flexibility for growing families, hobbies, or potential in law setup. Located just minutes from the waterfront trail, Port Dalhousie, excellent schools, parks, and green space, this home offers an unbeatable combination of size, location, and lifestyle. A rare opportunity to secure a large bungalow in a quiet, established neighbourhood near the lake.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 20, 2026Price reducedCurrentReduced$1,499,900−$100,100 (6.3%)X13115184This page
    May 12, 2026ListedCurrentFor sale$1,600,000 —X13115184This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      4
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 720 Lake Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Beach
    • Lake Access
    • Park
    • Public Transit
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $7,369
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $1,048
    0.84% mill rate · ON
    The market

    How this home sits in the St. Catharines market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The St. Catharines market right now

    Average sold price, days on market, and closed-transaction count for St. Catharines — sourced from MLS®.

    • Avg sold price
      $581,308
      Last 30 days
    • Median sold price
      $555,000
      Middle of the market
    • Days on market
      38 d
      Avg from list to close
    • Closed last 30d
      467
      MLS® transactions
    Full St. Catharines market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 720 Lake Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 720 Lake Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 720 Lake Street listed for?

      720 Lake Street is listed at $1,499,900 on the MLS® (listing X13115184). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 720 Lake Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 5 baths
  2. 3000-3500 sqft
  3. Detached
  4. Built 31-50
  5. Asking
    $1,499,900
    $0 / sqft · MLS® X13115184
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $581,308
    $534,803Confidence range$627,813
    Asking vs estimate
    ↑↑well-above
    +$918,592
    (+158.0%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in St. Catharines sell in about 38 days — this one has been listed 40 days.

    Avg sold price
    $581,308
    Median sold
    $555,000
    Avg days on market
    38
    Recently sold
    467
    See comparable sales
    Watch video tour
    AI highlights by Zara
    • Inside, the main level features three generously sized bedrooms, with two offering the added luxury of walk in closets and private ensuite bathrooms, creating ideal spaces for family or guests.
    • The expansive family room is the heart of the home, highlighted by soaring 15 foot vaulted ceilings and a cozy fireplace, perfect for gathering or relaxing.
    • The kitchen is built for those who love to cook and entertain, complete with quartz countertops, 2 built in ovens, a Viking gas cooktop, and plenty of prep and storage space.
    • Located just minutes from the waterfront trail, Port Dalhousie, excellent schools, parks, and green space, this home offers an unbeatable combination of size, location, and lifestyle.
    Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  7. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    3
    Parking spaces
    9
    Driveway
    6
  8. Interior

    7
    Basement
    Full, Finished with Walk-Out, Apartment, Separate Entrance, Walk-Out
    Family room
    Y
    Kitchens
    1
    Total rooms
    15
    Laundry level
    Main Level
    Elevator
    N
    Accessibility
    Y
  9. Exterior & construction

    5
    Exterior
    Brick, Aluminum Siding
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    View
    Panoramic
    Pool
    None
  10. Lot & land

    2
    Year built
    31-50
    Zoning
    R1
  11. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Bungalow
    Property class
    Detached
  12. Room-by-room · 20 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    15 rooms
    • Primary Bedroom
      3 Pc Ensuite
      17.7 × 14.6 ft
    • Bathroom
      2 Pc Bath
      4.0 × 4.0 ft
    • Bathroom
      3 Pc Bath
      6.2 × 13.6 ft
    • Dining Room
      Gas Fireplace
      11.5 × 12.3 ft
    • Bathroom
      3 Pc Ensuite
      13.2 × 6.7 ft
    • Kitchen
      13.0 × 11.9 ft
    • Foyer
      7.9 × 10.9 ft
    • Bedroom
      14.4 × 10.2 ft
    • Living Room
      Brick Fireplace
      17.2 × 14.8 ft
    • Laundry
      13.6 × 7.0 ft
    • Bedroom
      walk-in closet(s) · 3 pc ensuite
      14.4 × 12.3 ft
    • Den
      23.2 × 14.4 ft
    • Bathroom
      4 Pc Ensuite
      10.0 × 19.4 ft
    • Breakfast
      11.2 × 15.2 ft
    • Family Room
      Gas Fireplace
      18.9 × 20.6 ft

    Basement level

    5 rooms
    • Recreation
      Fireplace
      31.0 × 23.2 ft
    • Bedroom
      Walk-In Closet(s)
      12.4 × 20.1 ft
    • Bathroom
      3 Pc Bath
      14.3 × 6.7 ft
    • Bedroom
      15.5 × 13.7 ft
    • Utility Room
      14.8 × 13.6 ft
  13. School
  14. School Bus Route
  15. Combined estimate
    $8,417
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $7,369
    /mo
    based on the purchase price of $1,499,900
    $299,980 cash
    $1,199,920 financed
    $1,010,648 total interest
    Monthly payment$7,369/ month
    Principal54%$1,199,920
    Interest46%$1,010,648

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in St. Catharines

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 21 Shoreline Drive
      Sold
      Sign in for price
      21 Shoreline Drive
      Detached
    • 3 PHELPS Street
      Sold
      Sign in for price
      3 PHELPS Street
      Detached
    • 4 Bolger Drive
      Sold
      Sign in for price
      4 Bolger Drive
      Detached
    • 60 Mackenzie King Avenue
      Sold
      Sign in for price
      60 Mackenzie King Avenue
      Detached
    • 44 Beech Street
      Sold
      Sign in for price
      44 Beech Street
      Detached
    • 9 1/2 Elizabeth Street
      Sold
      Sign in for price
      9 1/2 Elizabeth Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    720 Lake StreetThis home3 / 530,003,500$1,499,900ask———
    21 Shoreline Drive3 / 2700—
    3 PHELPS Street3 / 11,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in St. Catharines

    Active listings within ±20% of this asking price.

    • 1110 Vansickle Road
      $1,259,000
      1110 Vansickle Road
      Detached 4 5
    • 28 Barbican Trail
      $1,349,999
      28 Barbican Trail
      Detached 3 5
    • 2231 Seventh Street
      $1,389,900
      2231 Seventh Street
      Detached 4 5
    • 191 Dalhousie Avenue
      $1,250,000
      191 Dalhousie Avenue
      Detached 3 3
    • 110 Riverview Boulevard
      $1,299,000
      110 Riverview Boulevard
      Detached 4 4
    • 1602 Third Street
      $1,388,800
      1602 Third Street
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  16. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  17. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  18. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  19. Public listing courtesy of BOSLEY REAL ESTATE LTD., · displayed on Summitly per MLS® data-share rules

    720 Lake Street is a 3-bedroom, 5-bath, 3000-3500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  20. When was 720 Lake Street built?

    720 Lake Street was built in 31-50. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  21. What is the property tax for 720 Lake Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 720 Lake Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  22. How much would the monthly mortgage be on 720 Lake Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $1,499,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  23. Has 720 Lake Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 720 Lake Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  24. What neighbourhood is 720 Lake Street in?

    720 Lake Street is in Lakeshore, St. Catharines. The 'Neighbourhood' section below links to the live St. Catharines real estate hub with average sold price, days on market, and current inventory.

  25. Is St. Catharines a good place to live?

    St. Catharines is one of ON's actively-tracked Summitly markets. The full St. Catharines real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  26. 4 Bolger Drive
    3 / 3
    1,500
    —
    60 Mackenzie King Avenue2 / 42,000—
    44 Beech Street2 / 2700—
    9 1/2 Elizabeth Street3 / 21,100—