Available on mobile

Take Summitly with you.

Browse listings, get instant alerts, and talk to your AI concierge — all from your pocket.

Download on theApp StoreGet it onGoogle Play

Weekly market briefing

The smartest move starts here.

Curated listings, price trends, and neighbourhood insights — delivered Sunday morning.

Summitly

Your trusted partner in real estate. We help you find your perfect home, make informed decisions, and connect with expert professionals across Canada.

Coldwell Banker Summit Realty

Explore

Map SearchBrowse ListingsBrowse RentalsSold HomesOpen Houses

Sell & Rent

Sell Your HomeHome ValuationList Your Rental — FreeRental PricingRenting on Summitly

Resources

CalculatorsGet Pre-QualifiedNews & InsightsGuidesBlogAI ConciergeFranchise

Company

AboutContactFind a RealtorCareers — Join SummitlyFAQs
310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

Privacy PolicyTerms of UseCookiesSitemap

Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

    Summitly
    Buy
    Sell
    Rent
    Pre-con
    Meet ZaraMy HomeNews & Insights
    HomeBuySell
    For sale On market 26 days

    74 Golden Shores Road

    Herschel Ward·Bancroft, ON·K0L 1C0·Near South Baptiste Lake Road & Golden Shores

    • 2 beds
    Bancroft real estate›X13195514
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Year-round waterfront living awaits on the highly sought-after Baptiste Lake, tucked away on a quiet bay with stunning lake views and plenty of shoreline to enjoy. This well-maintained 3-bedroom, 2-bathroom home offers the perfect blend of comfort, functionally, and lakeside charm. The spacious main level features a bright kitchen with ample cabinetry, an inviting dining area with walkout to a large entertain deck overlooking the water, and a welcoming living room filled with natural light and beautiful lake views. The convenient main floor primary bedroom and main floor laundry add to the ease of everyday living. The lower level offers a cozy family room with walkout access to the waterfront, a utility room, workshop area with work bench, one-person sauna, and additional crawl space storage. Outside, enjoy your private dock, expansive waterfront area, and three storage sheds for all your lake toys and outdoor equipment. Additional features include a high-efficiency forced air propane furnace, new hot water tank, and plenty of space to relax and entertain both indoors and out. Whether you are looking for a year-round residence or the perfect waterfront getaway, this Baptiste Lake property delivers the ultimate lakeside lifestyle.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 27, 2026ListedCurrentFor sale$649,000 —X13195514This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 74 Golden Shores Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • Golf
    • Hospital
    • Lake Access
    • Marina
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,188
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $292
    0.54% mill rate · ON
    The market

    How this home sits in the Bancroft market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Bancroft market right now

    Average sold price, days on market, and closed-transaction count for Bancroft — sourced from MLS®.

    • Avg sold price
      $450,304
      Last 30 days
    • Median sold price
      $403,000
      Middle of the market
    • Days on market
      61 d
      Avg from list to close
    • Closed last 30d
      55
      MLS® transactions
    Full Bancroft market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 74 Golden Shores Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 74 Golden Shores Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 74 Golden Shores Road listed for?

      74 Golden Shores Road is listed at $649,000 on the MLS® (listing X13195514). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 74 Golden Shores Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 700-1100 sqft
  3. Detached
  4. Built 51-99
  5. < .50 ac lot
  6. Asking
    $649,000
    $0 / sqft · MLS® X13195514
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $328,722
    $302,424Confidence range$355,020
    Asking vs estimate
    ↑↑well-above
    +$320,278
    (+97.4%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Bancroft sell in about 61 days — this one has been listed 26 days.

    Avg sold price
    $450,304
    Median sold
    $403,000
    Avg days on market
    61
    Recently sold
    55
    See comparable sales
    Year-round waterfront living awaits on the highly sought-after Baptiste Lake, tucked away on a quiet bay with stunning lake views and plenty of shoreline to enjoy.
  8. The convenient main floor primary bedroom and main floor laundry add to the ease of everyday living.
  9. The lower level offers a cozy family room with walkout access to the waterfront, a utility room, workshop area with work bench, one-person sauna, and additional crawl space storage.
  10. Additional features include a high-efficiency forced air propane furnace, new hot water tank, and plenty of space to relax and entertain both indoors and out.
  11. Ask Zara a follow-up
    Well
    Sewer
    Septic
  12. Parking & garage

    3
    Garage
    None
    Parking spaces
    2
    Driveway
    Private
  13. Interior

    5
    Basement
    Crawl Space, Walk-Out, Partially Finished
    Family room
    Y
    Kitchens
    1
    Total rooms
    9
    Laundry level
    Main Level
  14. Exterior & construction

    6
    Exterior
    Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Block
    View
    Lake
    Waterfront
    Y
    Pool
    None
  15. Lot & land

    1
    Year built
    51-99
  16. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Bungalow
    Property class
    Detached
  17. Library
  18. Waterfront
  19. Combined estimate
    $3,480
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,188
    /mo
    based on the purchase price of $649,000
    $129,800 cash
    $519,200 financed
    $437,303 total interest
    Monthly payment$3,188/ month
    Principal54%$519,200
    Interest46%$437,303

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Bancroft

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 63 Buckhill Road
      Sold
      Sign in for price
      63 Buckhill Road
      Detached
    • 32178 Highway 28
      Sold
      Sign in for price
      32178 Highway 28
      Detached
    • 34 Wilson Lane
      Sold
      Sign in for price
      34 Wilson Lane
      Detached
    • 76 Rock Lake Court
      Sold
      Sign in for price
      76 Rock Lake Court
      Detached
    • 40 Bentley Place
      Sold
      Sign in for price
      40 Bentley Place
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    74 Golden Shores RoadThis home2 / 27,001,100$649,000ask———
    63 Buckhill Road3 / 21,500—
    32178 Highway 284 / 31,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Bancroft

    Active listings within ±20% of this asking price.

    • 9 Bancroft Ridge Drive
      $769,000
      9 Bancroft Ridge Drive
      Detached 3 3
    • 704 Lakeview Road
      $724,900
      704 Lakeview Road
      Detached 3 2
    • 42 Nicklaus Drive
      $669,000
      42 Nicklaus Drive
      Detached 2 2
    • 41 Maple Street
      $725,000
      41 Maple Street
      Detached 3 6
    • 19 FOREST HILL Road
      $549,999
      19 FOREST HILL Road
      Detached 3 2
    • 44B Myers Road
      $599,900
      44B Myers Road
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  20. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  21. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  22. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  23. Public listing courtesy of Century 21 Granite Realty Group Inc. · displayed on Summitly per MLS® data-share rules

    74 Golden Shores Road is a 2-bedroom, 2-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  24. When was 74 Golden Shores Road built?

    74 Golden Shores Road was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  25. What is the property tax for 74 Golden Shores Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 74 Golden Shores Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  26. How much would the monthly mortgage be on 74 Golden Shores Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $649,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  27. Has 74 Golden Shores Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 74 Golden Shores Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  28. What neighbourhood is 74 Golden Shores Road in?

    74 Golden Shores Road is in Herschel Ward, Bancroft. The 'Neighbourhood' section below links to the live Bancroft real estate hub with average sold price, days on market, and current inventory.

  29. Is Bancroft a good place to live?

    Bancroft is one of ON's actively-tracked Summitly markets. The full Bancroft real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  30. 34 Wilson Lane
    3 / 3
    1,100
    —
    76 Rock Lake Court3 / 1700—
    40 Bentley Place3 / 1700—