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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 45 days

    8 B686 DERBYSHIRE

    Archipelago·The Archipelago, ON·P2A 0B7·Near Access by boat only. About 15-20 minute boat ride from marinas in Parry Sound

    • 3 beds
    The Archipelago real estate›X13066820
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to 8-B686 Derbyshire Island-an exceptional 3-season, 3-bedroom, 1-bath custom cottage set atop a striking granite outcrop. A beautifully crafted granite staircase gently leads to the shoreline, where an expansive deck, dock, and inviting beach area create the perfect waterfront playground for summer living.Enjoy breathtaking 180-degree views from north to south, with unforgettable sunrises and stunning moonrises. The generous deck and stone patio offer ideal spaces for entertaining or relaxing in complete tranquility. The patio features a fire pit and custom wood-burning hot tub-perfect for taking in the scenery day or night.A second, large natural beach lies along the southern portion of the property, accessed via a peaceful treed path-ideal for added recreation and family enjoyment. A 10x10 bunkie provides extra space for guests or growing teens.Located approximately 20 minutes south of Parry Sound by boat, this property is near the Sans Souci & Copperhead Association on Frying Pan Island, offering activities for all ages including day camp, tennis, and pickleball. Additional nearby amenities include a marina and restaurant, all accessible by boat. Surrounded primarily by parkland and Crown land, this is a rare opportunity to own a private Georgian Bay retreat.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 1, 2026ListedCurrentFor sale$1,199,000 —X13066820This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Baseboard
      Air conditioning
      None
      Water source
      Other
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 8 B686 DERBYSHIRE
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $5,890
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $252
    0.25% mill rate · ON
    The market

    How this home sits in the The Archipelago market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The The Archipelago market right now

    Average sold price, days on market, and closed-transaction count for The Archipelago — sourced from MLS®.

    • Avg sold price
      $852,143
      Last 30 days
    • Median sold price
      $900,000
      Middle of the market
    • Days on market
      46 d
      Avg from list to close
    • Closed last 30d
      7
      MLS® transactions
    Full The Archipelago market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 8 B686 DERBYSHIRE — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 8 B686 DERBYSHIRE and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 8 B686 DERBYSHIRE listed for?

      8 B686 DERBYSHIRE is listed at $1,199,000 on the MLS® (listing X13066820). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 8 B686 DERBYSHIRE have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 1100-1500 sqft
  3. Detached
  4. Built 6-15
  5. 2-4.99 ac lot
  6. Asking
    $1,199,000
    $0 / sqft · MLS® X13066820
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $852,143
    $783,972Confidence range$920,314
    Asking vs estimate
    ↑↑well-above
    +$346,857
    (+40.7%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in The Archipelago sell in about 46 days — this one has been listed 45 days.

    Avg sold price
    $852,143
    Median sold
    $900,000
    Avg days on market
    46
    Recently sold
    7
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    • Welcome to 8-B686 Derbyshire Island-an exceptional 3-season, 3-bedroom, 1-bath custom cottage set atop a striking granite outcrop.
    • The generous deck and stone patio offer ideal spaces for entertaining or relaxing in complete tranquility.
    • Additional nearby amenities include a marina and restaurant, all accessible by boat.
    • Surrounded primarily by parkland and Crown land, this is a rare opportunity to own a private Georgian Bay retreat.
    Ask Zara a follow-up
    Septic
  8. Parking & garage

    2
    Garage
    None
    Parking spaces
    0
  9. Interior

    6
    Basement
    Unfinished, Crawl Space
    Family room
    N
    Kitchens
    1
    Total rooms
    7
    Laundry level
    Main Level
    Elevator
    N
  10. Exterior & construction

    6
    Exterior
    Wood
    Roof
    Asphalt Shingle
    Foundation
    Piers
    View
    Panoramic, Bay
    Waterfront
    Y
    Pool
    None
  11. Lot & land

    3
    Year built
    6-15
    Lot dimensions
    x 1190
    Zoning
    CR/D-36
  12. Listing & possession

    4
    Possession
    2026-06-25T00:00:00.000-00:00
    Occupancy
    Flexibile
    Property style
    1 1/2 Storey
    Property class
    Detached
  13. Room-by-room · 7 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Pantry
      5.0 × 6.3 ft
    • Other
      cathedral ceiling(s) · open concept · sliding doors
      14.7 × 19.2 ft
    • Bedroom
      11.8 × 8.3 ft
    • Kitchen
      10.8 × 9.6 ft
    • Bedroom
      10.6 × 12.7 ft
    • Bathroom
      9.3 × 9.7 ft

    Second level

    1 room
    • Primary Bedroom
      19.2 × 8.0 ft
    Combined estimate
    $6,142
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $5,890
    /mo
    based on the purchase price of $1,199,000
    $239,800 cash
    $959,200 financed
    $807,898 total interest
    Monthly payment$5,890/ month
    Principal54%$959,200
    Interest46%$807,898

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in The Archipelago

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 22 South Crane Lake Road
      Sold
      Sign in for price
      22 South Crane Lake Road
      Detached
    • 55 Healey Lake Water
      Sold
      Sign in for price
      55 Healey Lake Water
      Detached
    • 594 Georgian Bay Water
      Sold
      Sign in for price
      594 Georgian Bay Water
      Detached
    • 91 Tolpts Road
      Sold
      Sign in for price
      91 Tolpts Road
      Detached
    • 5 B202 Barnicke Island
      Sold
      Sign in for price
      5 B202 Barnicke Island
      Detached
    • 1 A764 Island Island
      Sold
      Sign in for price
      1 A764 Island Island
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    8 B686 DERBYSHIREThis home3 / 111,001,500$1,199,000ask———
    22 South Crane Lake Road2 / 1700—
    55 Healey Lake Water3 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in The Archipelago

    Active listings within ±20% of this asking price.

    • 16 B55 Island Island
      $1,095,000
      16 B55 Island Island
      Detached 4 4
    • 1 GB468 Island
      $1,150,000
      1 GB468 Island
      Detached 2 1
    • 1 A906 Island
      $999,000
      1 A906 Island
      Detached 2 3
    • 16 Stewart-King Road
      $1,150,000
      16 Stewart-King Road
      Detached 3 1
    • 8 Woods Bay Lane
      $1,295,000
      8 Woods Bay Lane
      Detached 3 2
    • 71 B717 Island
      $1,090,000
      71 B717 Island
      Detached 3 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of Royal LePage In Touch Realty · displayed on Summitly per MLS® data-share rules

    8 B686 DERBYSHIRE is a 3-bedroom, 1-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 8 B686 DERBYSHIRE built?

    8 B686 DERBYSHIRE was built in 6-15. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  19. What is the property tax for 8 B686 DERBYSHIRE?

    The 'Property tax' tab in the History section shows the most recent annual tax for 8 B686 DERBYSHIRE plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 8 B686 DERBYSHIRE?

    The affordability calculator on this page shows an estimated monthly mortgage for $1,199,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 8 B686 DERBYSHIRE been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 8 B686 DERBYSHIRE with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 8 B686 DERBYSHIRE in?

    8 B686 DERBYSHIRE is in Archipelago, The Archipelago. The 'Neighbourhood' section below links to the live The Archipelago real estate hub with average sold price, days on market, and current inventory.

  23. Is The Archipelago a good place to live?

    The Archipelago is one of ON's actively-tracked Summitly markets. The full The Archipelago real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 594 Georgian Bay Water
    3 / 3
    2,000
    —
    91 Tolpts Road3 / 21,100—
    5 B202 Barnicke Island4 / 2700—
    1 A764 Island Island3 / 11,500—