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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 10 days

    865 27th Street

    Owen Sound·Owen Sound, ON·N4K 6S5·Near 9th ave east to 27th street

    • 3 beds
    Owen Sound real estate›X13250174
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    1 upcoming open house

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Sun, Jun 14
      2026-06-14T18:00:00.000-00:00 – 2026-06-14T20:00:00.000-00:00
      Public
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tour
    Overview

    What this listing tells us

    Property description

    Welcome to 865 27th St E - a stunning, top-to-bottom renovated detached home nestled in one of Owen Sound's most coveted east side neighbourhoods, just a short walk to the lake and scenic waterfront trails. Opportunities this close to the water simply don't come up often and this one is move-in perfect.No detail was overlooked in this complete transformation. Thousands invested in premium upgrades throughout . this is not a paint-and-stage refresh, it's a full renovation with quality finishes that last. The upper level features 3 spacious bedrooms and a beautifully upgraded full bathroom. The fully finished lower level adds 2 additional bedrooms and its own 3-piece bath, a natural in-law suite or income-generating unit to help offset your mortgage. Whether you're a growing family, a savvy investor, or both, the flexibility here is exceptional.Enjoy patio doors to a private backyard retreat framed by mature trees , shade, privacy, and year-round charm. No sidewalk. Park up to 4 cars in the driveway. Quiet, family-friendly street.And the location? Owen Sound is Ontario's hidden gem - dubbed the "Scenic City," it sits at the base of the Bruce Peninsula just 2.5 hours from the GTA. Steps from Georgian Bay, the Bruce Trail, Inglis Falls, Kelso Beach, and a vibrant downtown with live music at the Roxy Theatre, the beloved Summerfolk Festival, the famous autumn Salmon Run, and a thriving River District full of local dining and boutiques. Big-city amenities, small-town soul, and nature at your doorstep all at a fraction of GTA prices.Turnkey. Flexible. Lakeside. Don't wait properties like this move fast.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 5, 2026ListedCurrentFor sale$649,000 —X13250174This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 865 27th Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,188
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $421
    0.78% mill rate · ON
    The market

    How this home sits in the Owen Sound market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Owen Sound market right now

    Average sold price, days on market, and closed-transaction count for Owen Sound — sourced from MLS®.

    • Avg sold price
      $492,473
      Last 30 days
    • Median sold price
      $487,750
      Middle of the market
    • Days on market
      41 d
      Avg from list to close
    • Closed last 30d
      72
      MLS® transactions
    Full Owen Sound market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 865 27th Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 865 27th Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 865 27th Street listed for?

      865 27th Street is listed at $649,000 on the MLS® (listing X13250174). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 865 27th Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1500-2000 sqft
  3. Detached
  4. Asking
    $649,000
    $0 / sqft · MLS® X13250174
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $492,473
    $453,075Confidence range$531,871
    Asking vs estimate
    ↑↑well-above
    +$156,527
    (+31.8%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Owen Sound sell in about 41 days — this one has been listed 10 days.

    Avg sold price
    $492,473
    Median sold
    $487,750
    Avg days on market
    41
    Recently sold
    72
    See comparable sales
    Watch video tour
    AI highlights by Zara
    • Welcome to 865 27th St E - a stunning, top-to-bottom renovated detached home nestled in one of Owen Sound's most coveted east side neighbourhoods, just a short walk to the lake and scenic waterfront trails.
    • The upper level features 3 spacious bedrooms and a beautifully upgraded full bathroom.
    • Whether you're a growing family, a savvy investor, or both, the flexibility here is exceptional.Enjoy patio doors to a private backyard retreat framed by mature trees , shade, privacy, and year-round charm.
    • Park up to 4 cars in the driveway.
    Ask Zara a follow-up
    Sewer
  6. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1
    Parking spaces
    2
    Driveway
    1
  7. Interior

    4
    Basement
    Finished, Separate Entrance
    Family room
    Y
    Kitchens
    1
    Total rooms
    6
  8. Exterior & construction

    4
    Exterior
    Aluminum Siding
    Roof
    Asphalt Shingle
    Foundation
    Concrete Block
    Pool
    None
  9. Listing & possession

    4
    Possession
    2026-07-02T00:00:00.000-00:00
    Occupancy
    Flexible
    Property style
    2-Storey
    Property class
    Detached
  10. Room-by-room · 11 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Living Room
      16.7 × 29.3 ft
    • Dining Room
      12.7 × 14.0 ft
    • Kitchen
      8.8 × 11.2 ft
    • Laundry
      8.1 × 8.7 ft
    • Utility Room
      11.5 × 14.0 ft
    • Family Room
      11.8 × 22.0 ft

    Ground level

    2 rooms
    • Bedroom 5
      10.5 × 9.0 ft
    • Bedroom 4
      9.0 × 12.3 ft

    Upper level

    3 rooms
    • Bedroom 3
      9.0 × 10.5 ft
    • Primary Bedroom
      11.3 × 13.5 ft
    • Bedroom 2
      9.0 × 12.3 ft
    Combined estimate
    $3,609
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,188
    /mo
    based on the purchase price of $649,000
    $129,800 cash
    $519,200 financed
    $437,303 total interest
    Monthly payment$3,188/ month
    Principal54%$519,200
    Interest46%$437,303

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Owen Sound

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 210 5th A Avenue
      Sold
      Sign in for price
      210 5th A Avenue
      Detached
    • 1735 8th Avenue
      Sold
      Sign in for price
      1735 8th Avenue
      Detached
    • 1080 4th 'A' Avenue
      Sold
      Sign in for price
      1080 4th 'A' Avenue
      Detached
    • 360 2nd Avenue
      Sold
      Sign in for price
      360 2nd Avenue
      Detached
    • 1550 5th Avenue
      Sold
      Sign in for price
      1550 5th Avenue
      Detached
    • 330 1st Street
      Sold
      Sign in for price
      330 1st Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    865 27th StreetThis home3 / 215,002,000$649,000ask———
    210 5th A Avenue3 / 21,100—
    1735 8th Avenue3 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Owen Sound

    Active listings within ±20% of this asking price.

    • 1877 8th Avenue
      $599,000
      1877 8th Avenue
      Detached 2 3
    • 181 7th Avenue
      $650,000
      181 7th Avenue
      Detached 3 2
    • 1839 4th Avenue
      $565,000
      1839 4th Avenue
      Detached 4 2
    • 958 6TH Avenue
      $595,000
      958 6TH Avenue
      Detached 2 2
    • 1860 7TH Avenue
      $555,000
      1860 7TH Avenue
      Detached 3 3
    • 1565 7th Avenue
      $574,900
      1565 7th Avenue
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  11. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  12. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  13. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  14. Public listing courtesy of META REALTY INC. · displayed on Summitly per MLS® data-share rules

    865 27th Street is a 3-bedroom, 2-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  15. When was 865 27th Street built?

    The year built for 865 27th Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  16. What is the property tax for 865 27th Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 865 27th Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  17. How much would the monthly mortgage be on 865 27th Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $649,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  18. Has 865 27th Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 865 27th Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  19. What neighbourhood is 865 27th Street in?

    865 27th Street is in Owen Sound, Owen Sound. The 'Neighbourhood' section below links to the live Owen Sound real estate hub with average sold price, days on market, and current inventory.

  20. Is Owen Sound a good place to live?

    Owen Sound is one of ON's actively-tracked Summitly markets. The full Owen Sound real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  21. 1080 4th 'A' Avenue
    5 / 3
    2,000
    —
    360 2nd Avenue4 / 31,500—
    1550 5th Avenue2 / 1700—
    330 1st Street4 / 31,500—