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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 2 days ago

    87 Chestnut Street

    St. Thomas·St. Thomas, ON·N5R 2B1·Near Fifth ave

    • 3 beds
    St. Thomas real estate›X13492600
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to this inviting 3 bedroom, 1-bathroom home offering a perfect blend of comfort, functionality, and convenience. Thoughtfully laid out, the home features the ease of main floor laundry and bright, welcoming living spaces ideal for everyday living. Step outside to a spacious, fully fenced backyard-perfect for entertaining, gardening, or simply enjoying your own private retreat. A private driveway provides convenient off-street parking, while the central location puts you within walking distance to schools, parks, shopping, restaurants, and other amenities. Whether you're entering the market, looking to downsize, or seeking a great investment opportunity, this charming property offers exceptional value and a place you'll be proud to call home.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    • Thoughtfully laid out, the home features the ease of main floor laundry and bright, welcoming living spaces ideal for everyday living.
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 26, 2026ListedCurrentFor sale$445,000 —X13492600This page
    Apr 4, 2025SoldSold$454,000−$5,900 (1.3%)X12035422View
    Mar 21, 2025Previously listedSld$459,900 —X12035422View
    Jun 22, 2023SoldSold$435,000+$6,000 (1.4%)X7815210View
    Jun 13, 2023Previously listedSld$429,000 —X7815210View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 87 Chestnut Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,186
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $214
    0.58% mill rate · ON
    The market

    How this home sits in the St. Thomas market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The St. Thomas market right now

    Average sold price, days on market, and closed-transaction count for St. Thomas — sourced from MLS®.

    • Avg sold price
      $548,951
      Last 30 days
    • Median sold price
      $527,500
      Middle of the market
    • Days on market
      51 d
      Avg from list to close
    • Closed last 30d
      167
      MLS® transactions
    Full St. Thomas market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 87 Chestnut Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 87 Chestnut Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 87 Chestnut Street listed for?

      87 Chestnut Street is listed at $445,000 on the MLS® (listing X13492600). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 87 Chestnut Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 1100-1500 sqft
  3. Detached
  4. Asking
    $445,000
    $0 / sqft · MLS® X13492600
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $548,951
    $505,035Confidence range$592,867
    Asking vs estimate
    ↓below
    −$103,951
    (-18.9%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in St. Thomas sell in about 51 days — this one has been listed 2 days.

    Avg sold price
    $548,951
    Median sold
    $527,500
    Avg days on market
    51
    Recently sold
    167
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
  6. Step outside to a spacious, fully fenced backyard-perfect for entertaining, gardening, or simply enjoying your own private retreat.
  7. A private driveway provides convenient off-street parking, while the central location puts you within walking distance to schools, parks, shopping, restaurants, and other amenities.
  8. Ask Zara a follow-up
    Sewer
  9. Parking & garage

    3
    Garage
    None
    Parking spaces
    2
    Driveway
    2
  10. Interior

    6
    Basement
    Unfinished
    Family room
    Y
    Kitchens
    1
    Total rooms
    8
    Laundry level
    Main Level
    Elevator
    N
  11. Exterior & construction

    4
    Exterior
    Other
    Roof
    Metal
    Foundation
    Unknown
    Pool
    None
  12. Listing & possession

    3
    Possession
    2026-08-31T00:00:00.000-00:00
    Property style
    1 1/2 Storey
    Property class
    Detached
  13. Room-by-room · 8 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Kitchen
      10.4 × 17.9 ft
    • Living Room
      19.2 × 17.2 ft
    • Office
      8.3 × 9.7 ft
    • Dining Room
      10.3 × 10.5 ft
    • Mud Room
      9.7 × 11.4 ft

    Second level

    3 rooms
    • Bedroom
      10.5 × 15.4 ft
    • Primary Bedroom
      8.7 × 16.0 ft
    • Bedroom
      18.1 × 11.1 ft
    Combined estimate
    $2,400
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,186
    /mo
    based on the purchase price of $445,000
    $89,000 cash
    $356,000 financed
    $299,845 total interest
    Monthly payment$2,186/ month
    Principal54%$356,000
    Interest46%$299,845

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in St. Thomas

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 8 Hartland Circle
      Sold
      Sign in for price
      8 Hartland Circle
      Detached
    • 41 Dyer Street
      Sold
      Sign in for price
      41 Dyer Street
      Detached
    • 42 Hickory Lane
      Sold
      Sign in for price
      42 Hickory Lane
      Detached
    • 140 RENAISSANCE Drive
      Sold
      Sign in for price
      140 RENAISSANCE Drive
      Detached
    • 2 Redtail Court
      Sold
      Sign in for price
      2 Redtail Court
      Detached
    • 46 Gladstone Avenue
      Sold
      Sign in for price
      46 Gladstone Avenue
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    87 Chestnut StreetThis home3 / 111,001,500$445,000ask———
    8 Hartland Circle2 / 21,100—
    41 Dyer Street3 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in St. Thomas

    Active listings within ±20% of this asking price.

    • 56 Mondamin Street
      $415,900
      56 Mondamin Street
      Detached 2 1
    • 14 Raven Avenue
      $509,900
      14 Raven Avenue
      Detached 2 2
    • 43 Hemlock Street
      $489,000
      43 Hemlock Street
      Detached 3 3
    • 25 Locust Street
      $510,000
      25 Locust Street
      Detached 3 2
    • 17 TRAFALGAR Street
      $400,000
      17 TRAFALGAR Street
      Detached 4 1
    • 1 Fairview Avenue
      $414,900
      1 Fairview Avenue
      Detached 2 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of ROYAL LEPAGE TRILAND REALTY · displayed on Summitly per MLS® data-share rules

    87 Chestnut Street is a 3-bedroom, 1-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 87 Chestnut Street built?

    The year built for 87 Chestnut Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  19. What is the property tax for 87 Chestnut Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 87 Chestnut Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 87 Chestnut Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $445,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 87 Chestnut Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 87 Chestnut Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 87 Chestnut Street in?

    87 Chestnut Street is in St. Thomas, St. Thomas. The 'Neighbourhood' section below links to the live St. Thomas real estate hub with average sold price, days on market, and current inventory.

  23. Is St. Thomas a good place to live?

    St. Thomas is one of ON's actively-tracked Summitly markets. The full St. Thomas real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 42 Hickory Lane
    2 / 3
    1,100
    —
    140 RENAISSANCE Drive3 / 21,100—
    2 Redtail Court3 / 21,500—
    46 Gladstone Avenue5 / 31,500—