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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 27 days

    89 Gilson Street

    Mariposa·Kawartha Lakes, ON·K0M 2C0·Near Ramsey & Fingerboard Rd

    • 5 beds
    Kawartha Lakes real estate›X13158426
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    1 upcoming open house

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Fri, Jun 19
      2026-06-19T22:00:00.000-00:00 – 2026-06-20T00:00:00.000-00:00
      Public
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    Overview

    What this listing tells us

    Property description

    Experience luxury lakeside living in this immaculate waterfront bungalow with 100 feet of private shoreline and breathtaking sunset views across the lake.Offering 5 bedrooms, 4 bathrooms, and nearly 4,000 sq ft of finished living space across two levels, the home is designed to maximize natural light and lake views from nearly every room. Floor-to-ceiling windows and new patio doors beautifully frame the lake views throughout the home. The main level features rich hardwood flooring, a fireplace, and a spacious kitchen thoughtfully opened to enhance sight lines to the lake. New decks with wrought-iron railings and glass panels wrap the main level, including a motorized awning over the kitchen deck and a screened sitting area below. The primary suite includes a walk-in closet, ensuite, and walkout to a private lakeside deck. The fully finished walkout lower level effectively doubles the living space, featuring two additional lakefront bedrooms, heated floors, soundproofing, a wet bar, new flooring, and direct access to the outdoor living areas. Outside, enjoy a new rear patio, lakeside firepit patio, perennial gardens, raised garden boxes, and more than 80 feet of wooden walkways with lamp posts leading to the shoreline. Two attached, oversized double-car garages provide more than 1,300 sq ft of versatile functional space. One garage is positioned at the front of the home, while the second offers direct backyard access and includes its own 100-amp service - ideal for a workshop, watercraft storage, or recreational equipment. Major mechanical updates have already been completed, including a new Lennox furnace (2026, warranty to 2035), A/C (2023), full Rainfresh water softener system, and paved driveway. One of those rare homes that genuinely exceeds expectations in person, shows 10/10. This waterfront home is located just 15 minutes north of Port Perry and 25 minutes from Uxbridge.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 21, 2026ListedCurrentFor sale$1,995,000 —X13158426This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Well
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 89 Gilson Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Lake Access
    • Waterfront
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $9,801
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $604
    0.36% mill rate · ON
    The market

    How this home sits in the Kawartha Lakes market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Kawartha Lakes market right now

    Average sold price, days on market, and closed-transaction count for Kawartha Lakes — sourced from MLS®.

    • Avg sold price
      $676,842
      Last 30 days
    • Median sold price
      $625,000
      Middle of the market
    • Days on market
      43 d
      Avg from list to close
    • Closed last 30d
      317
      MLS® transactions
    Full Kawartha Lakes market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 89 Gilson Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 89 Gilson Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 89 Gilson Street listed for?

      89 Gilson Street is listed at $1,995,000 on the MLS® (listing X13158426). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 89 Gilson Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 4 baths
  2. 1500-2000 sqft
  3. Detached
  4. Built 6-15
  5. Asking
    $1,995,000
    $0 / sqft · MLS® X13158426
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $920,505
    $846,865Confidence range$994,146
    Asking vs estimate
    ↑↑well-above
    +$1,074,495
    (+116.7%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 5 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Kawartha Lakes sell in about 43 days — this one has been listed 27 days.

    Avg sold price
    $676,842
    Median sold
    $625,000
    Avg days on market
    43
    Recently sold
    317
    See comparable sales
    AI highlights by Zara
    • Floor-to-ceiling windows and new patio doors beautifully frame the lake views throughout the home.
    • The main level features rich hardwood flooring, a fireplace, and a spacious kitchen thoughtfully opened to enhance sight lines to the lake.
    • The primary suite includes a walk-in closet, ensuite, and walkout to a private lakeside deck.
    • Two attached, oversized double-car garages provide more than 1,300 sq ft of versatile functional space.
    Ask Zara a follow-up
    Septic
  7. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    3
    Parking spaces
    8
    Driveway
    Private Double
  8. Interior

    6
    Basement
    Finished, Finished with Walk-Out
    Family room
    Y
    Kitchens
    1
    Total rooms
    7
    Laundry level
    Main Level
    Elevator
    N
  9. Exterior & construction

    5
    Exterior
    Brick, Stone
    Roof
    Asphalt Shingle
    Foundation
    Concrete
    Waterfront
    Y
    Pool
    None
  10. Lot & land

    2
    Year built
    6-15
    Zoning
    RR3
  11. Listing & possession

    3
    Occupancy
    FLEX
    Property style
    Bungalow
    Property class
    Detached
  12. Room-by-room · 11 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Kitchen
      eat-in kitchen · pantry · w/o to deck
      11.1 × 19.6 ft
    • Bathroom
      5 Pc Ensuite
      12.2 × 9.0 ft
    • Dining Room
      combined w/kitchen · tile floor
      6.6 × 19.8 ft
    • Living Room
      overlook water · fireplace · hardwood floor
      13.8 × 31.1 ft
    • Bedroom
      hardwood floor · closet · large window
      12.4 × 10.3 ft
    • Bedroom
      hardwood floor · closet · large window
      17.2 × 24.0 ft
    • Primary Bedroom
      walk-in closet(s) · w/o to porch · hardwood floor
      15.8 × 16.2 ft

    Lower level

    4 rooms
    • Recreation
      pot lights · walk-out
      33.5 × 23.2 ft
    • Bedroom
      large window · closet organizers
      14.8 × 11.5 ft
    • Bedroom
      large window · closet
      13.9 × 13.5 ft
    • Family Room
      pot lights · large window
      17.7 × 21.4 ft
    Combined estimate
    $10,405
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $9,801
    /mo
    based on the purchase price of $1,995,000
    $399,000 cash
    $1,596,000 financed
    $1,344,251 total interest
    Monthly payment$9,801/ month
    Principal54%$1,596,000
    Interest46%$1,344,251

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Kawartha Lakes

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 16 Leisure Lane
      Sold
      Sign in for price
      16 Leisure Lane
      Detached
    • 1320 Heights Road
      Sold
      Sign in for price
      1320 Heights Road
      Detached
    • 103 Shadow Lake 2 Road
      Sold
      Sign in for price
      103 Shadow Lake 2 Road
      Detached
    • 2 George Street
      Sold
      Sign in for price
      2 George Street
      Detached
    • 87 Durham Street
      Sold
      Sign in for price
      87 Durham Street
      Detached
    • 58 Leslie Frost Lane
      Sold
      Sign in for price
      58 Leslie Frost Lane
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    89 Gilson StreetThis home5 / 415,002,000$1,995,000ask———
    16 Leisure Lane5 / 32,000—
    1320 Heights Road4 / 21,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Kawartha Lakes

    Active listings within ±20% of this asking price.

    • 110 West Bay Boulevard
      $1,799,900
      110 West Bay Boulevard
      Detached 4 3
    • 137 Stinsons Bay Road
      $2,250,000
      137 Stinsons Bay Road
      Detached 5 3
    • 9 Fieldview Drive
      $1,750,000
      9 Fieldview Drive
      Detached 7 4
    • 785 Old Mill Road
      $1,699,900
      785 Old Mill Road
      Detached 4 3
    • 2276 Hillview Drive
      $1,699,900
      2276 Hillview Drive
      Detached 4 4
    • 10 Armitage Avenue
      $1,699,900
      10 Armitage Avenue
      Detached 5 6
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  13. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  14. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  15. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  16. Public listing courtesy of CHESTNUT PARK REAL ESTATE LIMITED · displayed on Summitly per MLS® data-share rules

    89 Gilson Street is a 5-bedroom, 4-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  17. When was 89 Gilson Street built?

    89 Gilson Street was built in 6-15. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  18. What is the property tax for 89 Gilson Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 89 Gilson Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  19. How much would the monthly mortgage be on 89 Gilson Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $1,995,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  20. Has 89 Gilson Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 89 Gilson Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  21. What neighbourhood is 89 Gilson Street in?

    89 Gilson Street is in Mariposa, Kawartha Lakes. The 'Neighbourhood' section below links to the live Kawartha Lakes real estate hub with average sold price, days on market, and current inventory.

  22. Is Kawartha Lakes a good place to live?

    Kawartha Lakes is one of ON's actively-tracked Summitly markets. The full Kawartha Lakes real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  23. 103 Shadow Lake 2 Road
    4 / 1
    700
    —
    2 George Street4 / 21,100—
    87 Durham Street8 / 31,500—
    58 Leslie Frost Lane4 / 21,500—