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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 10 days

    92 Forest Avenue

    St. Thomas·St. Thomas, ON·N5R 2J5·Near FOURTH AVE

    • 3 beds
    St. Thomas real estate›X13467744
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to 92 Forest Ave, a charming 2.5-storey brick home in the heart of St. Thomas, full of character, flexibility, and opportunity. Currently configured as a duplex with two separately metered units, this versatile property is ideal for multi-generational living, rental income, or investment potential. Zoning also permits a triplex, and the home could easily be converted back into a spacious single-family residence with up to 5 bedrooms above grade. Original details shine throughout, including beautiful stained-glass windows that add warmth and timeless charm. The bright upper-level suite features a private entrance, eat-in kitchen, 4-piece bathroom, mudroom/laundry area, and a spacious loft-style bedroom with a walk-in closet and room for an office, reading nook, or creative space. The main unit offers three bedrooms, a welcoming sunroom, comfortable living and dining rooms, a functional kitchen, and a main bathroom with in-floor heating and an accessible bathtub with grab bars and seating. In total, the main unit offers 2.5 bathrooms. The basement adds flexibility with a dedicated office, laundry area, storage space, utility room, and a 3-piece bathroom. Recent updates include electrical improvements, all new windows, new attic subfloor, updated flooring and baseboards, new carpet, modern lighting, fresh paint, added insulation, interior doors, an updated powder room, completed brick pointing, and energy-efficient mini-split systems providing year-round heating and cooling. Outside, a shared driveway leads to an oversized one-car garage/workshop complete with 60-amp electrical service and a gas hookup, making it ideal for hobbyists, tradespeople, or additional storage. Beyond the garage, the fully fenced backyard offers a private space to relax, entertain, garden, or enjoy with family and pets. A rare opportunity to own a character-filled property with exceptional versatility and future potential.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 19, 2026ListedCurrentFor sale$574,900 —X13467744This page
    Mar 5, 2026Previously listedExp$614,999 —X12852164View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Heat Pump
      Air conditioning
      Wall Unit(s)
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 92 Forest Avenue
    What's nearby

    Points of interest classified by the MLS® feed.

    • Hospital
    • Library
    • Park
    • Place Of Worship
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,824
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $251
    0.52% mill rate · ON
    The market

    How this home sits in the St. Thomas market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The St. Thomas market right now

    Average sold price, days on market, and closed-transaction count for St. Thomas — sourced from MLS®.

    • Avg sold price
      $548,951
      Last 30 days
    • Median sold price
      $527,500
      Middle of the market
    • Days on market
      51 d
      Avg from list to close
    • Closed last 30d
      167
      MLS® transactions
    Full St. Thomas market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 92 Forest Avenue — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 92 Forest Avenue and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 92 Forest Avenue listed for?

      92 Forest Avenue is listed at $574,900 on the MLS® (listing X13467744). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 92 Forest Avenue have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 4 baths
  2. 2000-2500 sqft
  3. Duplex
  4. Built 100+
  5. < .50 ac lot
  6. Asking
    $574,900
    $0 / sqft · MLS® X13467744
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $548,951
    $505,035Confidence range$592,867
    Asking vs estimate
    ≈in-line
    +$25,949
    (+4.7%)
    Asking is in line
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in St. Thomas sell in about 51 days — this one has been listed 10 days.

    Avg sold price
    $548,951
    Median sold
    $527,500
    Avg days on market
    51
    Recently sold
    167
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • Zoning also permits a triplex, and the home could easily be converted back into a spacious single-family residence with up to 5 bedrooms above grade.
    • The main unit offers three bedrooms, a welcoming sunroom, comfortable living and dining rooms, a functional kitchen, and a main bathroom with in-floor heating and an accessible bathtub with grab bars and seating.
    • The basement adds flexibility with a dedicated office, laundry area, storage space, utility room, and a 3-piece bathroom.
    • Beyond the garage, the fully fenced backyard offers a private space to relax, entertain, garden, or enjoy with family and pets.
    Ask Zara a follow-up
    Sewer
  8. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    1
    Parking spaces
    3
    Driveway
    Mutual
  9. Interior

    4
    Basement
    Partially Finished
    Family room
    Y
    Kitchens
    2
    Total rooms
    14
  10. Exterior & construction

    4
    Exterior
    Brick
    Roof
    Asphalt Shingle
    Foundation
    Block, Poured Concrete
    Pool
    None
  11. Lot & land

    2
    Year built
    100+
    Zoning
    R3
  12. Listing & possession

    3
    Occupancy
    FLEXIBLE
    Property style
    2 1/2 Storey
    Property class
    Duplex
  13. Room-by-room · 16 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    8 rooms
    • Sunroom
      24.2 × 8.1 ft
    • Bedroom 2
      10.8 × 11.5 ft
    • Bathroom
      3 Pc Bath
      4.2 × 4.8 ft
    • Dining Room
      10.8 × 10.7 ft
    • Living Room
      10.8 × 15.3 ft
    • Bedroom
      11.4 × 11.9 ft
    • Bathroom
      2 Pc Bath
      3.3 × 4.1 ft
    • Kitchen
      9.5 × 13.6 ft

    Second level

    4 rooms
    • Bathroom
      4 Pc Bath
      10.7 × 10.9 ft
    • Living Room
      14.6 × 12.6 ft
    • Mud Room
      Combined w/Laundry
      9.5 × 8.4 ft
    • Kitchen
      Eat-in Kitchen
      12.4 × 12.6 ft

    Third level

    1 room
    • Bedroom
      Walk-In Closet(s)
      20.0 × 18.9 ft

    Basement level

    3 rooms
    • Bedroom 3
      Combined w/Office
      13.5 × 12.6 ft
    • Bathroom
      3 Pc Bath
      8.7 × 7.6 ft
    • Utility Room
      Combined w/Laundry
      26.1 × 25.0 ft
  14. Public Transit
  15. School
  16. Combined estimate
    $3,075
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,824
    /mo
    based on the purchase price of $574,900
    $114,980 cash
    $459,920 financed
    $387,373 total interest
    Monthly payment$2,824/ month
    Principal54%$459,920
    Interest46%$387,373

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable duplexs that just sold in St. Thomas

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 15 Wilson Avenue
      Sold
      Sign in for price
      15 Wilson Avenue
      Duplex
    • 95 Elgin Street
      Sold
      Sign in for price
      95 Elgin Street
      Duplex
    • 11 Forest Avenue
      Sold
      Sign in for price
      11 Forest Avenue
      Duplex
    • 35 Inkerman Street
      Sold
      Sign in for price
      35 Inkerman Street
      Duplex
    • 12 Weldon Avenue
      Sold
      Sign in for price
      12 Weldon Avenue
      Duplex
    • 64 Forest Avenue
      Sold
      Sign in for price
      64 Forest Avenue
      Duplex
    AddressBd / BaSqftSold$/sqft% of askSold
    92 Forest AvenueThis home3 / 420,002,500$574,900ask———
    15 Wilson Avenue3 / 21,500—
    95 Elgin Street2 / 21,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More duplexs in St. Thomas

    Active listings within ±20% of this asking price.

    • 57 ROSEBERY Place
      $649,900
      57 ROSEBERY Place
      Duplex 4 3
    • 67-69 Elizabeth Street
      $464,900
      67-69 Elizabeth Street
      Duplex 6 3
    • 56 Leger Avenue
      $609,900
      56 Leger Avenue
      Duplex 3 2
    • 93 Myrtle Street
      $489,900
      93 Myrtle Street
      Duplex 5 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of RE/MAX CENTRE CITY REALTY INC. · displayed on Summitly per MLS® data-share rules

    92 Forest Avenue is a 3-bedroom, 4-bath, 2000-2500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 92 Forest Avenue built?

    92 Forest Avenue was built in 100+. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 92 Forest Avenue?

    The 'Property tax' tab in the History section shows the most recent annual tax for 92 Forest Avenue plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 92 Forest Avenue?

    The affordability calculator on this page shows an estimated monthly mortgage for $574,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 92 Forest Avenue been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 92 Forest Avenue with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 92 Forest Avenue in?

    92 Forest Avenue is in St. Thomas, St. Thomas. The 'Neighbourhood' section below links to the live St. Thomas real estate hub with average sold price, days on market, and current inventory.

  26. Is St. Thomas a good place to live?

    St. Thomas is one of ON's actively-tracked Summitly markets. The full St. Thomas real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 11 Forest Avenue
    4 / 2
    1,500
    —
    35 Inkerman Street3 / 2700—
    12 Weldon Avenue4 / 21,500—
    64 Forest Avenue2 / 21,100—