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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 162 daysPrice drop · $130,000 off (-22.4%)

    95 Wellington Street

    NW·St. Thomas, ON·N5R 2R3·Near SOUTH ON SUNSET DRIVE TO WELLINGTON ROAD, TURN EAST, HOME IS ON THE NORTH SIDE OR THE ROAD.

    St. Thomas real estate›X8308916
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    This sprawling Century home just steps from the Courthouse area, with R-4 zoning, contains 2 separate 3 Bedroom units but could be converted to a Large Single Family home if desired. Both units are spacious, have high ceilings and are brimming with Character. Choose your own Tenants and set your own rates or move into one unit and rent the second unit to help offset the bills. Both units have private entrances, hookups for insuite Laundry, their own Kitchens, Bathrooms, Furnace controls, Gas, and Hydro. Private driveway with plenty of parking in the rear as well as an included Carport/Car cover. Recent updates/upgrades include Paint(2023), 1st x Furnace (2023), 2nd x Furnace (2015), Electrical Panel (2019), Refinished Hardwood (2019), Plumbing upgrades (2019), Tubs/Countertop/Backsplash (2019), Insuite Laundry Hookups in Lower unit (2022), Gravel Drive (2022).

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 2, 2026Price reducedCurrentReduced$449,900−$130,000 (22.4%)X8308916This page
    May 6, 2024ListedCurrentFor sale$579,900 —X8308916This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      None
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 95 Wellington Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,210
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $222
    0.59% mill rate · ON
    The market

    How this home sits in the St. Thomas market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The St. Thomas market right now

    Average sold price, days on market, and closed-transaction count for St. Thomas — sourced from MLS®.

    • Avg sold price
      $550,394
      Last 30 days
    • Median sold price
      $535,000
      Middle of the market
    • Days on market
      52 d
      Avg from list to close
    • Closed last 30d
      167
      MLS® transactions
    Full St. Thomas market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 95 Wellington Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 95 Wellington Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 95 Wellington Street listed for?

      95 Wellington Street is listed at $449,900 on the MLS® (listing X8308916). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 95 Wellington Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

    • 6 beds
    • 2 baths
    • 2000-2500 sqft
    • Duplex
    • Built 100+
    • < .50 ac lot
    Asking
    $449,900
    $0 / sqft · MLS® X8308916
    Chat Zara
  1. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $847,607
    $779,798Confidence range$915,415
    Asking vs estimate
    ↓below
    −$397,707
    (-46.9%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 6 bedrooms (no sqft on file).

    Market analytics

    Homes like this in St. Thomas sell in about 52 days — this one has been listed 162 days.

    Avg sold price
    $550,394
    Median sold
    $535,000
    Avg days on market
    52
    Recently sold
    167
    See comparable sales
    Both units are spacious, have high ceilings and are brimming with Character.
  2. Both units have private entrances, hookups for insuite Laundry, their own Kitchens, Bathrooms, Furnace controls, Gas, and Hydro.
  3. Private driveway with plenty of parking in the rear as well as an included Carport/Car cover.
  4. Ask Zara a follow-up
    Sewer
  5. Parking & garage

    3
    Garage
    None
    Parking spaces
    4
    Driveway
    Private
  6. Interior

    5
    Basement
    Unfinished, Full
    Family room
    Y
    Kitchens
    2
    Total rooms
    10
    Laundry level
    Lower Level
  7. Exterior & construction

    4
    Exterior
    Brick
    Roof
    Shingles
    Foundation
    Stone
    Pool
    None
  8. Lot & land

    2
    Year built
    100+
    Zoning
    R-4
  9. Listing & possession

    4
    Possession
    2024-06-27T00:00:00.000-00:00
    Occupancy
    FLEXIBLE
    Property style
    2-Storey
    Property class
    Duplex
  10. Room-by-room · 12 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Bedroom
      null · null · null
      13.7 × 11.2 ft
    • Family Room
      null · null · null
      13.1 × 15.9 ft
    • Bedroom
      null · null · null
      13.0 × 16.8 ft
    • Kitchen
      null · null · null
      12.3 × 13.4 ft
    • Bedroom
      null · null · null
      11.0 × 19.6 ft

    Second level

    7 rooms
    • Primary Bedroom
      null · null · null
      13.0 × 16.0 ft
    • Sunroom
      null · null · null
      13.0 × 8.9 ft
    • Bedroom
      null · null · null
      7.9 × 10.2 ft
    • Kitchen
      null · null · null
      13.0 × 4.7 ft
    • Bedroom
      null · null · null
      10.1 × 10.8 ft
    • Den
      null · null · null
      9.4 × 6.7 ft
    • Dining Room
      null · null · null
      13.0 × 9.5 ft
    Combined estimate
    $2,432
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,210
    /mo
    based on the purchase price of $449,900
    $89,980 cash
    $359,920 financed
    $303,147 total interest
    Monthly payment$2,210/ month
    Principal54%$359,920
    Interest46%$303,147

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable duplexs that just sold in St. Thomas

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 55 East Street
      Sold
      Sign in for price
      55 East Street
      Duplex
    • 28 Chester Street
      Sold
      Sign in for price
      28 Chester Street
      Duplex
    AddressBd / BaSqftSold$/sqft% of askSold
    95 Wellington StreetThis home6 / 220,002,500$449,900ask———
    55 East Street5 / 22,000—
    28 Chester Street5 / 2700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More duplexs in St. Thomas

    Active listings within ±20% of this asking price.

    • 67-69 Elizabeth Street
      $464,900
      67-69 Elizabeth Street
      Duplex 6 3
    • 93 Myrtle Street
      $489,900
      93 Myrtle Street
      Duplex 5 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  11. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  12. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  13. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  14. Public listing courtesy of ROYAL LEPAGE TRILAND REALTY · displayed on Summitly per MLS® data-share rules

    95 Wellington Street is a 6-bedroom, 2-bath, 2000-2500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  15. When was 95 Wellington Street built?

    95 Wellington Street was built in 100+. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  16. What is the property tax for 95 Wellington Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 95 Wellington Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  17. How much would the monthly mortgage be on 95 Wellington Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $449,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  18. Has 95 Wellington Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 95 Wellington Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  19. What neighbourhood is 95 Wellington Street in?

    95 Wellington Street is in NW, St. Thomas. The 'Neighbourhood' section below links to the live St. Thomas real estate hub with average sold price, days on market, and current inventory.

  20. Is St. Thomas a good place to live?

    St. Thomas is one of ON's actively-tracked Summitly markets. The full St. Thomas real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.