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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 55 daysPrice drop · $100,000 off (-12.7%)

    97 Sixteenth Street

    New Toronto·Toronto, ON·M8V 3J9·Near Kipling/ Lakeshore

    • 4 beds
    Toronto real estate›W13082810
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Perfect for first-time buyers, this beautifully renovated fully detached home in Toronto's growing lakeside community offers an easy and affordable entry into the market. Featuring two-car front yard parking and a surprisingly spacious layout, the home backs onto green space for exceptional privacy and includes a 12x12 deck with a covered patio-ideal for relaxing or entertaining. Located within walking distance to Kipling TTC, the lake, Humber College, and Colonel Samuel Smith Park, it combines everyday convenience with a vibrant outdoor lifestyle. Recent updates include a modern kitchen, newly painted wall and new furnace making it truly move-in ready. . A large second-floor loft provides flexible storage or closet space. With seller offering VTB (Vendor Take Back Mortgage), this is a rare opportunity to own a detached home with greater financing flexibility.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 28, 2026Price reducedCurrentReduced$688,000−$100,000 (12.7%)W13082810This page
    May 5, 2026ListedCurrentFor sale$788,000 —W13082810This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      None
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 97 Sixteenth Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Fenced Yard
    • Greenbelt/Conservation
    • Lake/Pond
    • Park
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,380
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $284
    0.50% mill rate · ON
    The market

    How this home sits in the Toronto market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Toronto market right now

    Average sold price, days on market, and closed-transaction count for Toronto — sourced from MLS®.

    • Avg sold price
      $1,102,053
      Last 30 days
    • Median sold price
      $866,019
      Middle of the market
    • Days on market
      28 d
      Avg from list to close
    • Closed last 30d
      6,893
      MLS® transactions
    Full Toronto market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 97 Sixteenth Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 97 Sixteenth Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 97 Sixteenth Street listed for?

      97 Sixteenth Street is listed at $688,000 on the MLS® (listing W13082810). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 97 Sixteenth Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 1100-1500 sqft
  3. Detached
  4. < .50 ac lot
  5. Asking
    $688,000
    $0 / sqft · MLS® W13082810
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $1,300,423
    $1,196,389Confidence range$1,404,456
    Asking vs estimate
    ↓below
    −$612,423
    (-47.1%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Toronto sell in about 28 days — this one has been listed 55 days.

    Avg sold price
    $1,102,053
    Median sold
    $866,019
    Avg days on market
    28
    Recently sold
    6893
    See comparable sales
    Perfect for first-time buyers, this beautifully renovated fully detached home in Toronto's growing lakeside community offers an easy and affordable entry into the market.
  7. Featuring two-car front yard parking and a surprisingly spacious layout, the home backs onto green space for exceptional privacy and includes a 12x12 deck with a covered patio-ideal for relaxing or entertaining.
  8. Recent updates include a modern kitchen, newly painted wall and new furnace making it truly move-in ready. .
  9. A large second-floor loft provides flexible storage or closet space.
  10. Ask Zara a follow-up
    Sewer
  11. Parking & garage

    3
    Garage
    None
    Parking spaces
    2
    Driveway
    Front Yard Parking
  12. Interior

    5
    Basement
    Crawl Space, Unfinished
    Family room
    N
    Kitchens
    1
    Total rooms
    7
    Laundry level
    Main Level
  13. Exterior & construction

    4
    Exterior
    Brick, Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Concrete
    Pool
    None
  14. Lot & land

    2
    Lot dimensions
    25.00 x 86.79 Feet
    Zoning
    Res
  15. Listing & possession

    3
    Possession
    2026-07-06T00:00:00.000-00:00
    Property style
    1 1/2 Storey
    Property class
    Detached
  16. Room-by-room · 8 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Living Room
      laminate · w/o to porch · ceiling fan(s)
      14.1 × 9.8 ft
    • Kitchen
      custom backsplash · renovated · stainless steel appl
      10.3 × 9.8 ft
    • Laundry
      w/o to deck · b/i shelves · custom backsplash
      9.4 × 5.0 ft
    • Bedroom 4
      laminate · picture window · overlooks frontyard
      9.0 × 8.5 ft
    • Sunroom
      concrete floor · picture window
      0.0 × 0.0 ft
    • Office
      laminate · overlooks backyard · picture window
      10.2 × 8.5 ft

    Upper level

    2 rooms
    • Bedroom 2
      hardwood floor · picture window · overlooks backyard
      11.3 × 10.5 ft
    • Primary Bedroom
      hardwood floor · walk-in closet(s) · b/i shelves
      10.6 × 12.8 ft
  17. Public Transit
  18. Wooded/Treed
  19. Combined estimate
    $3,664
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,380
    /mo
    based on the purchase price of $688,000
    $137,600 cash
    $550,400 financed
    $463,581 total interest
    Monthly payment$3,380/ month
    Principal54%$550,400
    Interest46%$463,581

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Toronto

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 134 Geoffrey Street
      Sold
      Sign in for price
      134 Geoffrey Street
      Detached
    • 57 Mcnicoll Avenue
      Sold
      Sign in for price
      57 Mcnicoll Avenue
      Detached
    • 21 Biggar Avenue
      Sold
      Sign in for price
      21 Biggar Avenue
      Detached
    • 90 Chudleigh Avenue
      Sold
      Sign in for price
      90 Chudleigh Avenue
      Detached
    • 25 Prennan Avenue
      Sold
      Sign in for price
      25 Prennan Avenue
      Detached
    • 63 Orkney Crescent
      Sold
      Sign in for price
      63 Orkney Crescent
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    97 Sixteenth StreetThis home4 / 111,001,500$688,000ask———
    134 Geoffrey Street3 / 21,100—
    57 Mcnicoll Avenue5 / 22,000—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Toronto

    Active listings within ±20% of this asking price.

    • 44 Scotia Avenue
      $819,900
      44 Scotia Avenue
      Detached 3 2
    • 4 Usherwood Court
      $799,000
      4 Usherwood Court
      Detached 4 3
    • 67 Kay Drive
      $699,900
      67 Kay Drive
      Detached 3 3
    • 114 John Tabor Trail
      $799,000
      114 John Tabor Trail
      Detached 3 2
    • 19 Thornbeck Drive
      $789,900
      19 Thornbeck Drive
      Detached 3 1
    • 18 Benhur Crescent
      $699,000
      18 Benhur Crescent
      Detached 3 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  20. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  21. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  22. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  23. Public listing courtesy of BAY STREET GROUP INC. · displayed on Summitly per MLS® data-share rules

    97 Sixteenth Street is a 4-bedroom, 1-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  24. When was 97 Sixteenth Street built?

    The year built for 97 Sixteenth Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  25. What is the property tax for 97 Sixteenth Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 97 Sixteenth Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  26. How much would the monthly mortgage be on 97 Sixteenth Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $688,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  27. Has 97 Sixteenth Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 97 Sixteenth Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  28. What neighbourhood is 97 Sixteenth Street in?

    97 Sixteenth Street is in New Toronto, Toronto. The 'Neighbourhood' section below links to the live Toronto real estate hub with average sold price, days on market, and current inventory.

  29. Is Toronto a good place to live?

    Toronto is one of ON's actively-tracked Summitly markets. The full Toronto real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  30. 21 Biggar Avenue
    4 / 4
    2,000
    —
    90 Chudleigh Avenue4 / 31,500—
    25 Prennan Avenue4 / 52,500—
    63 Orkney Crescent3 / 31,500—