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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 34 days

    448 Gerrard Street E

    Cabbagetown-South St. James Town·Toronto, ON·M5A 2H2·Near GERRARD & SUMACH

    • 2 beds
    Toronto real estate›C12760632
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    For buyers comparing condo living, this is a rare opportunity to own a freehold home in Cabbagetown for a monthly cost comparable to many two-bedroom condos - but with land, privacy, and no maintenance fees. No condo fees and the independence and character that only a unique city home can offer. Set within the historic Cabbagetown, this move-in-ready home offers a rare opportunity to enjoy true city living without the compromises of high-rise life. A perfect urban pied-à-terre, it features two bedrooms, updated kitchen & bath, beautiful sun-filled high ceilings, skylight, and a finished basement ideal for storage or flexible use. Step out to a private deck - your own special outdoor escape tucked into one of Toronto's most historically significant neighbourhoods. Surrounded by tree-lined streets and classic architecture, this home places you moments from transit, neighbourhood restaurants, shops, bike lanes, and trails - and for many, the opportunity to simply walk to work and reclaim hours of your week. Steps to the Pam McConnell Aquatic Centre, Riverdale Farm, and the scenic ravines of the Rosedale Valley. This one needs to be seen in person. Reach out to book a personal viewing. Open to offers at anytime with seller ready to sell.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 22, 2026SoldSold$735,000−$14,900 (2.0%)C13106040View
    May 8, 2026Previously listedSld$749,900 —C13106040View
    Apr 17, 2026Previously listedTer$749,900 —C13014784View
    Mar 11, 2026Previously listedTer$769,900 —C12872558View
    Feb 5, 2026ListedCurrentFor sale$799,900 —C12760632This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 448 Gerrard Street E
    What's nearby

    Points of interest classified by the MLS® feed.

    • Greenbelt/Conservation
    • Park
    • Public Transit
    • Rec./Commun.Centre
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,930
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $344
    0.52% mill rate · ON
    The market

    How this home sits in the Toronto market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Toronto market right now

    Average sold price, days on market, and closed-transaction count for Toronto — sourced from MLS®.

    • Avg sold price
      —
      Last 30 days
    • Median sold price
      —
      Middle of the market
    • Days on market
      —
      Avg from list to close
    • Closed last 30d
      —
      MLS® transactions
    Full Toronto market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 448 Gerrard Street E — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 448 Gerrard Street E and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 448 Gerrard Street E listed for?

      448 Gerrard Street E is listed at $799,900 on the MLS® (listing C12760632). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 448 Gerrard Street E have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 700-1100 sqft
  3. Semi-Detached
  4. Asking
    $799,900
    $0 / sqft · MLS® C12760632
    Chat Zara
  5. Zara AI Estimate
    Live valuation

    Not enough neighbourhood comparable data yet to estimate this listing. Chat with Zara for a private valuation.

    Ask Zara
    Market analytics

    Live market data for Toronto.

    Avg sold price
    —
    Median sold
    —
    Avg days on market
    —
    Recently sold
    —
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
  6. No condo fees and the independence and character that only a unique city home can offer.
  7. A perfect urban pied-à-terre, it features two bedrooms, updated kitchen & bath, beautiful sun-filled high ceilings, skylight, and a finished basement ideal for storage or flexible use.
  8. Step out to a private deck - your own special outdoor escape tucked into one of Toronto's most historically significant neighbourhoods.
  9. Reach out to book a personal viewing.
  10. Ask Zara a follow-up
    Sewer
  11. Parking & garage

    2
    Garage
    None
    Parking spaces
    0
  12. Interior

    5
    Basement
    Finished
    Family room
    N
    Kitchens
    1
    Total rooms
    4
    Laundry level
    Lower Level
  13. Exterior & construction

    4
    Exterior
    Aluminum Siding
    Roof
    Flat
    Foundation
    Unknown
    Pool
    None
  14. Listing & possession

    3
    Occupancy
    30/60/90 DAYS TBA
    Property style
    2-Storey
    Property class
    Semi-Detached
  15. Room-by-room · 6 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Ground level

    2 rooms
    • Living Room
      hardwood floor · open concept
      19.2 × 9.5 ft
    • Kitchen
      eat-in kitchen · w/o to deck · updated
      11.6 × 9.4 ft

    Second level

    2 rooms
    • Primary Bedroom
      large window · double closet · hardwood floor
      12.0 × 9.4 ft
    • Bedroom 2
      picture window · hardwood floor
      9.9 × 9.5 ft

    Basement level

    2 rooms
    • Laundry
      pantry · ceramic floor
      8.0 × 6.2 ft
    • Office
      laminate · above grade window
      14.8 × 7.7 ft
    Combined estimate
    $4,274
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,930
    /mo
    based on the purchase price of $799,900
    $159,980 cash
    $639,920 financed
    $538,981 total interest
    Monthly payment$3,930/ month
    Principal54%$639,920
    Interest46%$538,981

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable semi-detacheds that just sold in Toronto

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 50 Boneset Road
      Sold
      Sign in for price
      50 Boneset Road
      Semi-Detached
    • 3 Hugo Avenue
      Sold
      Sign in for price
      3 Hugo Avenue
      Semi-Detached
    • 405 Brock Avenue
      Sold
      Sign in for price
      405 Brock Avenue
      Semi-Detached
    • 1188 Ossington Avenue
      Sold
      Sign in for price
      1188 Ossington Avenue
      Semi-Detached
    • 91 Hiltz Avenue
      Sold
      Sign in for price
      91 Hiltz Avenue
      Semi-Detached
    • 44 Gilmour Avenue
      Sold
      Sign in for price
      44 Gilmour Avenue
      Semi-Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    448 Gerrard Street EThis home2 / 17,001,100$799,900ask———
    50 Boneset Road3 / 21,100—
    3 Hugo Avenue2 / 3700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More semi-detacheds in Toronto

    Active listings within ±20% of this asking price.

    • 61 Sundial Crescent
      $800,000
      61 Sundial Crescent
      Semi-Detached 2 3
    • 148 Dolores Road
      $899,000
      148 Dolores Road
      Semi-Detached 3 2
    • 13 Vasto Lane
      $700,000
      13 Vasto Lane
      Semi-Detached 3 3
    • 10 Bemberg Court
      $648,888
      10 Bemberg Court
      Semi-Detached 4 2
    • 20 RUTLAND Street
      $889,800
      20 RUTLAND Street
      Semi-Detached 3 2
    • 187 Apache Trail
      $898,900
      187 Apache Trail
      Semi-Detached 3 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  16. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  17. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  18. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  19. Public listing courtesy of EVANS REAL ESTATE · displayed on Summitly per MLS® data-share rules

    448 Gerrard Street E is a 2-bedroom, 1-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  20. When was 448 Gerrard Street E built?

    The year built for 448 Gerrard Street E isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  21. What is the property tax for 448 Gerrard Street E?

    The 'Property tax' tab in the History section shows the most recent annual tax for 448 Gerrard Street E plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  22. How much would the monthly mortgage be on 448 Gerrard Street E?

    The affordability calculator on this page shows an estimated monthly mortgage for $799,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  23. Has 448 Gerrard Street E been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 448 Gerrard Street E with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  24. What neighbourhood is 448 Gerrard Street E in?

    448 Gerrard Street E is in Cabbagetown-South St. James Town, Toronto. The 'Neighbourhood' section below links to the live Toronto real estate hub with average sold price, days on market, and current inventory.

  25. Is Toronto a good place to live?

    Toronto is one of ON's actively-tracked Summitly markets. The full Toronto real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  26. 405 Brock Avenue
    4 / 3
    1,100
    —
    1188 Ossington Avenue4 / 31,100—
    91 Hiltz Avenue2 / 2700—
    44 Gilmour Avenue3 / 21,100—