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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 56 daysPrice drop · $25,100 off (-3.0%)

    522 Rosmere Street

    McLaughlin·Oshawa, ON·L1J 5H6·Near Gibbons/Rossland

    • 2 beds
    Oshawa real estate›E13024344
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to this beautifully updated bungalow nestled on a premium 70 ft wide lot in Oshawa's desirable McLaughin neighbourhood. Step inside to a beautiful, open living space featuring a modern custom, farmhouse style kitchen complete with a large 7 foot island, quartz counters, a custom hood vent & gas stove, custom blinds. Vaulted ceilings, pot lights, larger windows, engineered modern flooring with an open concept add to space. The attention to detail is unmistakable, & many improvements done in recent years. This is almost 1100 sq ft of main floor with additional sq footage in the basement. Look out from your kitchen window into a treed, landscaped yard, complete with a gazebo, deck, fire table and more... this is a beautiful green canopy with dedicated entertaining spaces. The perennial plants are a gardener's delight! The separate entrance to the basement leads to a generous family room, with a Napoleon fireplace, with remote, a pretty bathroom (3 pcs), and another separate room with a window that can be a bedroom. The basement is perfect for extra living & has a separate entrance. Also, an accessory dwelling unit (ADU) potential may exist, subject to compliance with the accessory building provisions in Zoning By-law 60-94. "A 100 Thousand Welcomes" greets you the moment you enter. A home like this doesn't come to the market often. Outdoor patio furniture included., see full list of inclusions. Windows widened to add lots of natural light, some, 2020; windows most 2019/2020, Vaulted ceilings/potlights, kitchen, flooring, doors, 2019. Roof previously updated 2016, AC/Furnace 2017.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 22, 2026Price reducedCurrentReduced$799,900−$25,100 (3.0%)E13024344This page
    Jun 16, 2026Previously listedNew$740,000 —E13450382View
    Apr 21, 2026ListedCurrentFor sale$825,000 —E13024344This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 522 Rosmere Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,930
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $428
    0.64% mill rate · ON
    The market

    How this home sits in the Oshawa market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Oshawa market right now

    Average sold price, days on market, and closed-transaction count for Oshawa — sourced from MLS®.

    • Avg sold price
      $724,248
      Last 30 days
    • Median sold price
      $675,000
      Middle of the market
    • Days on market
      22 d
      Avg from list to close
    • Closed last 30d
      525
      MLS® transactions
    Full Oshawa market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 522 Rosmere Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 522 Rosmere Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 522 Rosmere Street listed for?

      522 Rosmere Street is listed at $799,900 on the MLS® (listing E13024344). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 522 Rosmere Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 700-1100 sqft
  3. Detached
  4. Asking
    $799,900
    $0 / sqft · MLS® E13024344
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $528,701
    $486,405Confidence range$570,997
    Asking vs estimate
    ↑↑well-above
    +$271,199
    (+51.3%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Oshawa sell in about 22 days — this one has been listed 56 days.

    Avg sold price
    $724,248
    Median sold
    $675,000
    Avg days on market
    22
    Recently sold
    525
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    AI highlights by Zara
    • Step inside to a beautiful, open living space featuring a modern custom, farmhouse style kitchen complete with a large 7 foot island, quartz counters, a custom hood vent & gas stove, custom blinds.
    • Vaulted ceilings, pot lights, larger windows, engineered modern flooring with an open concept add to space.
    • Look out from your kitchen window into a treed, landscaped yard, complete with a gazebo, deck, fire table and more... this is a beautiful green canopy with dedicated entertaining spaces.
    • Windows widened to add lots of natural light, some, 2020; windows most 2019/2020, Vaulted ceilings/potlights, kitchen, flooring, doors, 2019.
    Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  6. Parking & garage

    4
    Garage
    Carport
    Garage spaces
    1
    Parking spaces
    3
    Driveway
    Private
  7. Interior

    4
    Basement
    Separate Entrance, Finished
    Family room
    Y
    Kitchens
    1
    Total rooms
    8
  8. Exterior & construction

    4
    Exterior
    Brick
    Roof
    Asphalt Shingle
    Foundation
    Unknown
    Pool
    Above Ground
  9. Lot & land

    1
    Zoning
    R1-C
  10. Listing & possession

    3
    Occupancy
    60/tba
    Property style
    Bungalow
    Property class
    Detached
  11. Room-by-room · 8 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Bedroom 2
      hardwood floor · closet · window
      10.7 × 10.1 ft
    • Kitchen
      quartz counter · updated · modern kitchen
      18.3 × 11.1 ft
    • Living Room
      vaulted ceiling(s) · hardwood floor · window
      16.5 × 10.1 ft
    • Dining Room
      hardwood floor · large window
      8.8 × 8.0 ft
    • Primary Bedroom
      hardwood floor · closet · window
      11.1 × 11.6 ft

    Basement level

    3 rooms
    • Great Room
      gas fireplace · laminate · window
      19.6 × 10.8 ft
    • Other
      Window
      13.0 × 9.5 ft
    • Laundry
      stainless steel sink · pot lights · laminate
      7.1 × 7.9 ft
    Combined estimate
    $4,358
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,930
    /mo
    based on the purchase price of $799,900
    $159,980 cash
    $639,920 financed
    $538,981 total interest
    Monthly payment$3,930/ month
    Principal54%$639,920
    Interest46%$538,981

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Oshawa

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 338 Jarvis Street
      Sold
      Sign in for price
      338 Jarvis Street
      Detached
    • 729 Sundance Circle
      Sold
      Sign in for price
      729 Sundance Circle
      Detached
    • 46 Orchard View Boulevard
      Sold
      Sign in for price
      46 Orchard View Boulevard
      Detached
    • 910 Taggart Crescent
      Sold
      Sign in for price
      910 Taggart Crescent
      Detached
    • 544 Wilson Road
      Sold
      Sign in for price
      544 Wilson Road
      Detached
    • 1510 Spencely Court
      Sold
      Sign in for price
      1510 Spencely Court
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    522 Rosmere StreetThis home2 / 27,001,100$799,900ask———
    338 Jarvis Street3 / 1700—
    729 Sundance Circle3 / 42,000—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Oshawa

    Active listings within ±20% of this asking price.

    • 586 Central Pk Boulevard
      $699,900
      586 Central Pk Boulevard
      Detached 3 2
    • 1349 Somerville Street
      $699,999
      1349 Somerville Street
      Detached 3 2
    • 1081 Langford Street
      $888,000
      1081 Langford Street
      Detached 4 3
    • 752 Eastbourne Avenue
      $729,999
      752 Eastbourne Avenue
      Detached 2 2
    • 752 Eastbourne Avenue
      $729,999
      752 Eastbourne Avenue
      Detached 2 2
    • 1352 Wadebridge Crescent
      $819,900
      1352 Wadebridge Crescent
      Detached 3 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  12. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  13. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  14. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  15. Public listing courtesy of ROYAL LEPAGE SIGNATURE REALTY · displayed on Summitly per MLS® data-share rules

    522 Rosmere Street is a 2-bedroom, 2-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  16. When was 522 Rosmere Street built?

    The year built for 522 Rosmere Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  17. What is the property tax for 522 Rosmere Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 522 Rosmere Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  18. How much would the monthly mortgage be on 522 Rosmere Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $799,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  19. Has 522 Rosmere Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 522 Rosmere Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  20. What neighbourhood is 522 Rosmere Street in?

    522 Rosmere Street is in McLaughlin, Oshawa. The 'Neighbourhood' section below links to the live Oshawa real estate hub with average sold price, days on market, and current inventory.

  21. Is Oshawa a good place to live?

    Oshawa is one of ON's actively-tracked Summitly markets. The full Oshawa real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  22. 46 Orchard View Boulevard
    3 / 2
    1,100
    —
    910 Taggart Crescent3 / 31,500—
    544 Wilson Road3 / 2700—
    1510 Spencely Court4 / 53,000—