Available on mobile

Take Summitly with you.

Browse listings, get instant alerts, and talk to your AI concierge — all from your pocket.

Download on theApp StoreGet it onGoogle Play

Weekly market briefing

The smartest move starts here.

Curated listings, price trends, and neighbourhood insights — delivered Sunday morning.

Summitly

Your trusted partner in real estate. We help you find your perfect home, make informed decisions, and connect with expert professionals across Canada.

Coldwell Banker Summit Realty

Explore

Map SearchBrowse ListingsBrowse RentalsSold HomesOpen Houses

Sell & Rent

Sell Your HomeHome ValuationList Your Rental — FreeRental PricingRenting on Summitly

Resources

CalculatorsGet Pre-QualifiedNews & InsightsGuidesBlogAI ConciergeFranchise

Company

AboutContactFind a RealtorCareers — Join SummitlyFAQs
310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

Privacy PolicyTerms of UseCookiesSitemap

Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

    Summitly Logo
    Buy
    Sell
    Rent
    Pre-con
    Meet ZaraMy HomeNews & Insights
    HomeBuySell
    For sale On market 196 daysPrice drop · $203,000 off (-6.8%)

    416 Bay Street

    Orillia·Orillia, ON·L3V 3X4·Near West and Fittons Rd. E

    • 2 beds
    Orillia real estate›S12033812
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to this exceptional waterfront retreat offering unparalleled views of Lake Couchiching and showcasing over 2900 square feet of finished living space. Just minutes from downtown Orillia & the Trent-Severn Waterway, this home offers approximately 100 feet of pristine lakefront with a private dock. The open-concept MAIN level features expansive windows & a terrace door walkout leading to a spacious back deck with frameless glass railings. The beautifully appointed primary suite offers magnificent lake views & includes a private 3-piece ensuite with heated floors & a walk-in tile shower. The updated kitchen is a chefs dream, with quartz countertops, ample cabinetry, & an abundance of natural light. The combined dining & living areas provide the perfect setting to enjoy meals or cozy up by the fire. The MAIN floor also includes a laundry room with an oversized pantry, side-door entry to the 2-car garage, & a 2-piece powder room. The FULL WALK-OUT GROUND LEVEL offers 3 additional bedrooms, a full bath with heated floors and a soaker tub, & a large recreation room with access to the patio, featuring a Hydropool spa hot tub. A wet bar with a kegerator, bar fridge, & ample cabinet space enhances the space, perfect for entertaining. After a fun evening, unwind in the spa room with a spacious sauna & slate tile shower, rainfall shower head & separate wand. The property also includes a charming cedar Bunkie with sleeping for five, with baseboard heating. This versatile space is perfect for guests or additional relaxation. Enjoy watersports like waterskiing, wakeboarding, and sailing in the calm waters of Lake Couchiching. The property's waterfront is ideal for swimming with an easy, sandy entry, and the lake is home to a variety of fish species, making it a fisherman's paradise. Additionally, you can catch breathtaking sunrises, moonlit reflections, & even the Northern Lights from your private dock. This home offers both peace & recreation in a breathtaking setting.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 23, 2026Price reducedCurrentReduced$2,795,000−$203,000 (6.8%)S12033812This page
    Apr 9, 2026Previously listedNew$2,498,000 —S12978166View
    Mar 21, 2025ListedCurrentFor sale$2,998,000 —S12033812This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      2
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 416 Bay Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Beach
    • Hospital
    • Lake Access
    • Lake/Pond
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $13,731
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $995
    0.43% mill rate · ON
    The market

    How this home sits in the Orillia market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Orillia market right now

    Average sold price, days on market, and closed-transaction count for Orillia — sourced from MLS®.

    • Avg sold price
      $592,847
      Last 30 days
    • Median sold price
      $575,000
      Middle of the market
    • Days on market
      36 d
      Avg from list to close
    • Closed last 30d
      143
      MLS® transactions
    Full Orillia market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 416 Bay Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 416 Bay Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 416 Bay Street listed for?

      416 Bay Street is listed at $2,795,000 on the MLS® (listing S12033812). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 416 Bay Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 1100-1500 sqft
  3. Detached
  4. Asking
    $2,795,000
    $0 / sqft · MLS® S12033812
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $432,778
    $398,156Confidence range$467,401
    Asking vs estimate
    ↑↑well-above
    +$2,362,222
    (+545.8%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Orillia sell in about 36 days — this one has been listed 196 days.

    Avg sold price
    $592,847
    Median sold
    $575,000
    Avg days on market
    36
    Recently sold
    143
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    AI highlights by Zara
    • Welcome to this exceptional waterfront retreat offering unparalleled views of Lake Couchiching and showcasing over 2900 square feet of finished living space.
    • The open-concept MAIN level features expansive windows & a terrace door walkout leading to a spacious back deck with frameless glass railings.
    • The beautifully appointed primary suite offers magnificent lake views & includes a private 3-piece ensuite with heated floors & a walk-in tile shower.
    • The FULL WALK-OUT GROUND LEVEL offers 3 additional bedrooms, a full bath with heated floors and a soaker tub, & a large recreation room with access to the patio, featuring a Hydropool spa hot tub.
    Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  6. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    2
    Parking spaces
    10
    Driveway
    Private, Private Triple
  7. Interior

    6
    Basement
    Finished with Walk-Out
    Family room
    Y
    Kitchens
    1
    Total rooms
    12
    Laundry level
    Main Level
    Accessibility
    N
  8. Exterior & construction

    6
    Exterior
    Stone
    Roof
    Asphalt Shingle
    Foundation
    Unknown
    View
    Lake
    Waterfront
    Y
    Pool
    None
  9. Lot & land

    1
    Zoning
    r1-3
  10. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Bungalow
    Property class
    Detached
  11. Room-by-room · 12 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Primary Bedroom
      gas fireplace · hardwood floor
      13.2 × 13.2 ft
    • Bathroom
      2 Pc Bath
      4.9 × 6.3 ft
    • Bathroom
      3 pc ensuite · heated floor
      7.3 × 9.3 ft
    • Kitchen
      w/o to deck · hardwood floor
      17.0 × 22.2 ft
    • Family Room
      15.2 × 14.6 ft
    • Living Room
      Hardwood Floor
      13.3 × 24.1 ft

    Ground level

    6 rooms
    • Other
      Sauna
      7.3 × 7.0 ft
    • Bathroom
      3 pc bath · heated floor
      8.4 × 9.1 ft
    • Bedroom 2
      above grade window · broadloom
      12.2 × 12.9 ft
    • Bedroom 4
      Broadloom
      12.9 × 12.7 ft
    • Recreation
      W/O To Deck
      15.3 × 26.4 ft
    • Bedroom 3
      Broadloom
      13.0 × 13.0 ft
  12. Public Transit
  13. School
  14. Combined estimate
    $14,726
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $13,731
    /mo
    based on the purchase price of $2,795,000
    $559,000 cash
    $2,236,000 financed
    $1,883,299 total interest
    Monthly payment$13,731/ month
    Principal54%$2,236,000
    Interest46%$1,883,299

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Orillia

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 48 Louise Lane
      Sold
      Sign in for price
      48 Louise Lane
      Detached
    • 15 Murray Street
      Sold
      Sign in for price
      15 Murray Street
      Detached
    • 32 Dalton Crescent
      Sold
      Sign in for price
      32 Dalton Crescent
      Detached
    • 180 Westmount Drive
      Sold
      Sign in for price
      180 Westmount Drive
      Detached
    • 307 Millard Street
      Sold
      Sign in for price
      307 Millard Street
      Detached
    • 333 Collins Drive
      Sold
      Sign in for price
      333 Collins Drive
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    416 Bay StreetThis home2 / 311,001,500$2,795,000ask———
    48 Louise Lane3 / 2700—
    15 Murray Street2 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Orillia

    Active listings within ±20% of this asking price.

    • 465 Mooney Crescent
      $2,490,000
      465 Mooney Crescent
      Detached 3 6
    • 199 Victoria Crescent
      $2,299,900
      199 Victoria Crescent
      Detached 3 3
    • 416 Bay Street
      $2,498,000
      416 Bay Street
      Detached 4 3
    • 759 Broadview Avenue
      $2,549,000
      759 Broadview Avenue
      Detached 4 4
    • 201 Cedar Island Road
      $2,599,900
      201 Cedar Island Road
      Detached 3 4
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  15. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  16. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  17. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  18. Public listing courtesy of REVEL REALTY INC. · displayed on Summitly per MLS® data-share rules

    416 Bay Street is a 2-bedroom, 3-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  19. When was 416 Bay Street built?

    The year built for 416 Bay Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  20. What is the property tax for 416 Bay Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 416 Bay Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  21. How much would the monthly mortgage be on 416 Bay Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $2,795,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  22. Has 416 Bay Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 416 Bay Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  23. What neighbourhood is 416 Bay Street in?

    416 Bay Street is in Orillia, Orillia. The 'Neighbourhood' section below links to the live Orillia real estate hub with average sold price, days on market, and current inventory.

  24. Is Orillia a good place to live?

    Orillia is one of ON's actively-tracked Summitly markets. The full Orillia real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  25. 32 Dalton Crescent
    3 / 2
    700
    —
    180 Westmount Drive3 / 2700—
    307 Millard Street2 / 21,100—
    333 Collins Drive3 / 21,100—