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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 103 daysPrice drop · $250,000 off (-29.4%)

    205 Hoyt Avenue

    Victoria Harbour·Tay, ON·L0K 2A0·Near Hoyt & Ellen

    • 4 beds
    Tay real estate›S12157590
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Discover this charming, solid 4-bedroom, 2-bathroom detached home at 205 Hoyt Avenue, offering breathtaking Georgian Bay views and an unbeatable location. Whether you're looking for a dream family home, a cozy waterfront cottage, or a savvy investment opportunity, this property has it all. Enjoy the modern convenience of high-speed internet, forced air gas heating, and municipal water and sewage services. Just steps away from the beach, you can launch your watercraft, fish on the pier, or take a leisurely stroll to the nearby grocery store, LCBO, post office, pharmacy, and popular local spots like Queens Quay pub, restaurants, and the marina. The TransCanada Bike Trail is right at your doorstep, offering endless adventure. This home has been fully renovated, boasting incredible amenities like a fire pit, sauna, outdoor shower, hot tub, and cold plunge pool all perfect for relaxation. Backed by a peaceful forest and mere steps from two waterfront access points, this property blends tranquility with excitement. Inside, you'll find rustic elegance paired with modern comfort, including a cozy fireplace for winter nights, a gourmet kitchen, and a spa-like main bathroom. This home is being sold as a turnkey property complete with all furnishings.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 14, 2026Price reducedCurrentReduced$599,900−$250,000 (29.4%)S12157590This page
    Jun 5, 2026Previously listedNew$727,000 —S13246142View
    Nov 14, 2025Previously listedTer$699,900 —S12544136View
    Sep 5, 2025Previously listedTer$777,975 —S12385271View
    May 19, 2025ListedCurrentFor sale$849,900 —S12157590This page
    Mar 17, 2025Previously listedTer$799,900 —S12023451View
    Feb 10, 2025Previously listedTer$988,888 —S11966068View
    Oct 21, 2024Previously listedExp$898,989 —S9419440View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 205 Hoyt Avenue
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,947
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $197
    0.39% mill rate · ON
    The market

    How this home sits in the Tay market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Tay market right now

    Average sold price, days on market, and closed-transaction count for Tay — sourced from MLS®.

    • Avg sold price
      $606,794
      Last 30 days
    • Median sold price
      $597,450
      Middle of the market
    • Days on market
      35 d
      Avg from list to close
    • Closed last 30d
      54
      MLS® transactions
    Full Tay market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 205 Hoyt Avenue — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 205 Hoyt Avenue and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 205 Hoyt Avenue listed for?

      205 Hoyt Avenue is listed at $599,900 on the MLS® (listing S12157590). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 205 Hoyt Avenue have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1500-2000 sqft
  3. Detached
  4. Asking
    $599,900
    $0 / sqft · MLS® S12157590
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $716,017
    $658,736Confidence range$773,298
    Asking vs estimate
    ↓below
    −$116,117
    (-16.2%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Tay sell in about 35 days — this one has been listed 103 days.

    Avg sold price
    $606,794
    Median sold
    $597,450
    Avg days on market
    35
    Recently sold
    54
    See comparable sales
  6. Discover this charming, solid 4-bedroom, 2-bathroom detached home at 205 Hoyt Avenue, offering breathtaking Georgian Bay views and an unbeatable location.
  7. The TransCanada Bike Trail is right at your doorstep, offering endless adventure.
  8. This home has been fully renovated, boasting incredible amenities like a fire pit, sauna, outdoor shower, hot tub, and cold plunge pool all perfect for relaxation.
  9. Inside, you'll find rustic elegance paired with modern comfort, including a cozy fireplace for winter nights, a gourmet kitchen, and a spa-like main bathroom.
  10. Ask Zara a follow-up
    Sewer
  11. Parking & garage

    3
    Garage
    None
    Parking spaces
    8
    Driveway
    Private Double
  12. Interior

    6
    Basement
    Unfinished
    Family room
    Y
    Kitchens
    1
    Total rooms
    7
    Laundry level
    Main Level
    Elevator
    N
  13. Exterior & construction

    5
    Exterior
    Aluminum Siding, Brick Front
    Roof
    Metal
    Foundation
    Concrete
    View
    Lake, Marina
    Pool
    None
  14. Listing & possession

    3
    Occupancy
    30-90 days
    Property style
    2-Storey
    Property class
    Detached
  15. Room-by-room · 9 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Kitchen
      quartz counter · breakfast bar · stainless steel appl
      13.1 × 10.3 ft
    • Primary Bedroom
      large window · closet · west view
      13.3 × 9.5 ft
    • Laundry
      Stainless Steel Sink
      7.1 × 7.5 ft
    • Mud Room
      10.9 × 9.1 ft
    • Game Room
      overlooks frontyard · combined w/rec
      24.6 × 10.9 ft
    • Family Room
      vinyl floor · combined w/kitchen · west view
      14.8 × 18.6 ft

    Second level

    3 rooms
    • Bedroom 2
      large closet · 3 pc ensuite · west view
      27.6 × 19.1 ft
    • Bedroom 4
      overlooks backyard · closet · large window
      9.3 × 13.0 ft
    • Bedroom 3
      overlooks frontyard · closet · west view
      9.3 × 13.1 ft
    Combined estimate
    $3,144
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,947
    /mo
    based on the purchase price of $599,900
    $119,980 cash
    $479,920 financed
    $404,219 total interest
    Monthly payment$2,947/ month
    Principal54%$479,920
    Interest46%$404,219

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Tay

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 461 Alberta Street
      Sold
      Sign in for price
      461 Alberta Street
      Detached
    • 1810 Gratrix Road
      Sold
      Sign in for price
      1810 Gratrix Road
      Detached
    • 218 Jephson Street
      Sold
      Sign in for price
      218 Jephson Street
      Detached
    • 26 Waterside Drive
      Sold
      Sign in for price
      26 Waterside Drive
      Detached
    • 5855 Vasey Road
      Sold
      Sign in for price
      5855 Vasey Road
      Detached
    • 282 Robins Point Road
      Sold
      Sign in for price
      282 Robins Point Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    205 Hoyt AvenueThis home4 / 215,002,000$599,900ask———
    461 Alberta Street3 / 2700—
    1810 Gratrix Road3 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Tay

    Active listings within ±20% of this asking price.

    • 318 Percy Street
      $499,900
      318 Percy Street
      Detached 3 2
    • 4984 Vasey Road
      $699,000
      4984 Vasey Road
      Detached 3 2
    • 679 Simcoe Avenue
      $497,500
      679 Simcoe Avenue
      Detached 3 2
    • 51 Hunter Avenue
      $699,900
      51 Hunter Avenue
      Detached 3 3
    • 46 Hearthstone Drive
      $599,999
      46 Hearthstone Drive
      Detached 3 2
    • 107 Pine Street
      $649,900
      107 Pine Street
      Detached 4 4
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  16. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  17. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  18. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  19. Public listing courtesy of RED APPLE REAL ESTATE INC. · displayed on Summitly per MLS® data-share rules

    205 Hoyt Avenue is a 4-bedroom, 2-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  20. When was 205 Hoyt Avenue built?

    The year built for 205 Hoyt Avenue isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  21. What is the property tax for 205 Hoyt Avenue?

    The 'Property tax' tab in the History section shows the most recent annual tax for 205 Hoyt Avenue plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  22. How much would the monthly mortgage be on 205 Hoyt Avenue?

    The affordability calculator on this page shows an estimated monthly mortgage for $599,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  23. Has 205 Hoyt Avenue been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 205 Hoyt Avenue with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  24. What neighbourhood is 205 Hoyt Avenue in?

    205 Hoyt Avenue is in Victoria Harbour, Tay. The 'Neighbourhood' section below links to the live Tay real estate hub with average sold price, days on market, and current inventory.

  25. Is Tay a good place to live?

    Tay is one of ON's actively-tracked Summitly markets. The full Tay real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  26. 218 Jephson Street
    3 / 2
    1,100
    —
    26 Waterside Drive3 / 1700—
    5855 Vasey Road3 / 1700—
    282 Robins Point Road4 / 21,100—