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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 40 days

    4105 Haines Street

    Rural Severn·Severn, ON·L3V 0V4·Near J.V. Pkwy/Haines St

    • 2 beds
    Severn real estate›S12854512
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    RESTORE, RENOVATE, & Reap the rewards! For buyers who can see past the finishing work, this home offers an affordable entry point, a practical one-level layout, and generous room sizes that give you a solid base to build from. The real appeal is the chance to finish the interior in a way that reflects your own style, priorities, and budget. Updated landscaping, a newly paved driveway, a shed, and a large front deck add to the home's appeal outside, while inside, the layout gives you something worthwhile to work with. The open-concept living area brings in natural light and connects to a functional kitchen with a centre island, double sink, included appliances, and clear sightlines into the dedicated dining area with sliding walkout. Two bedrooms and two full bathrooms include a spacious primary with a walk-in closet and private ensuite with dual sinks, while the second full bathroom features a tub and shower combination. Drywall and flooring are still needed, though some important updates have already been taken care of, including a newer furnace and air conditioner. Set in quiet, well-established Silver Creek Estates, this home is just 5 minutes from Orillia for shopping, restaurants, healthcare services, and everyday essentials. Monthly land lease fees are approximately $814, including lot fees of $680, taxes of $89, and water testing of $45. Bring your ideas, roll up your sleeves, and turn this promising project into your next #HomeToStay!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 19, 2026SoldSold$190,000−$9,900 (5.0%)S13003584View
    Apr 15, 2026Previously listedSld$199,900 —S13003584View
    Mar 6, 2026ListedCurrentFor sale$224,900 —S12854512This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Well
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 4105 Haines Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Beach
    • Greenbelt/Conservation
    • Hospital
    • Lake/Pond
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $1,105
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $124
    0.66% mill rate · ON
    The market

    How this home sits in the Severn market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Severn market right now

    Average sold price, days on market, and closed-transaction count for Severn — sourced from MLS®.

    • Avg sold price
      —
      Last 30 days
    • Median sold price
      —
      Middle of the market
    • Days on market
      —
      Avg from list to close
    • Closed last 30d
      —
      MLS® transactions
    Full Severn market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 4105 Haines Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 4105 Haines Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 4105 Haines Street listed for?

      4105 Haines Street is listed at $224,900 on the MLS® (listing S12854512). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 4105 Haines Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 700-1100 sqft
  3. Modular Home
  4. Not Applicable ac lot
  5. Asking
    $224,900
    $0 / sqft · MLS® S12854512
    Chat Zara
  6. Zara AI Estimate
    Live valuation

    Not enough neighbourhood comparable data yet to estimate this listing. Chat with Zara for a private valuation.

    Ask Zara
    Market analytics

    Live market data for Severn.

    Avg sold price
    —
    Median sold
    —
    Avg days on market
    —
    Recently sold
    —
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    AI highlights by Zara
    • Updated landscaping, a newly paved driveway, a shed, and a large front deck add to the home's appeal outside, while inside, the layout gives you something worthwhile to work with.
    • The open-concept living area brings in natural light and connects to a functional kitchen with a centre island, double sink, included appliances, and clear sightlines into the dedicated dining area with sliding walkout.
    • Two bedrooms and two full bathrooms include a spacious primary with a walk-in closet and private ensuite with dual sinks, while the second full bathroom features a tub and shower combination.
    • Monthly land lease fees are approximately $814, including lot fees of $680, taxes of $89, and water testing of $45.
    Ask Zara a follow-up
    Sewer
  7. Parking & garage

    3
    Garage
    None
    Parking spaces
    2
    Driveway
    Private
  8. Interior

    7
    Basement
    None
    Family room
    N
    Kitchens
    1
    Total rooms
    5
    Laundry level
    Main Level
    Elevator
    N
    Accessibility
    N
  9. Exterior & construction

    5
    Exterior
    Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Concrete Block
    View
    Trees/Woods
    Pool
    None
  10. Lot & land

    1
    Zoning
    MHR
  11. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Other
    Property class
    Modular Home
  12. Room-by-room · 6 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Kitchen
      14.2 × 8.4 ft
    • Primary Bedroom
      4 Pc Ensuite
      14.2 × 11.7 ft
    • Bedroom 2
      14.2 × 10.0 ft
    • Dining Room
      8.8 × 11.8 ft
    • Laundry
      5.2 × 6.7 ft
    • Living Room
      14.2 × 17.8 ft
  13. Other
  14. Wooded/Treed
  15. Combined estimate
    $1,229
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $1,105
    /mo
    based on the purchase price of $224,900
    $44,980 cash
    $179,920 financed
    $151,540 total interest
    Monthly payment$1,105/ month
    Principal54%$179,920
    Interest46%$151,540

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

    Comparable modular homes that just sold in Severn

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 4106 Lynn Street
      Sold
      Sign in for price
      4106 Lynn Street
      Modular Home
    • 4105 Haines Street
      Sold
      Sign in for price
      4105 Haines Street
      Modular Home
    • 1355 Hilltop Road
      Sold
      Sign in for price
      1355 Hilltop Road
      Modular Home
    AddressBd / BaSqftSold$/sqft% of askSold
    4105 Haines StreetThis home2 / 27,001,100$224,900ask———
    4106 Lynn Street2 / 21,500—
    4105 Haines Street2 / 2700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More modular homes in Severn

    Active listings within ±20% of this asking price.

    • 1304 Madison Street
      $229,900
      1304 Madison Street
      Modular Home 2 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  16. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  17. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  18. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  19. Public listing courtesy of RE/MAX HALLMARK PEGGY HILL GROUP REALTY · displayed on Summitly per MLS® data-share rules

    4105 Haines Street is a 2-bedroom, 2-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  20. When was 4105 Haines Street built?

    The year built for 4105 Haines Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  21. What is the property tax for 4105 Haines Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 4105 Haines Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  22. How much would the monthly mortgage be on 4105 Haines Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $224,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  23. Has 4105 Haines Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 4105 Haines Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  24. What neighbourhood is 4105 Haines Street in?

    4105 Haines Street is in Rural Severn, Severn. The 'Neighbourhood' section below links to the live Severn real estate hub with average sold price, days on market, and current inventory.

  25. Is Severn a good place to live?

    Severn is one of ON's actively-tracked Summitly markets. The full Severn real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  26. 1355 Hilltop Road
    2 / 2
    700
    —