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What this listing tells us
Zoned C4i, this charming two-storey brick home offers exceptional flexibility for residential, commercial, rental income, or mixed-use possibilities (buyer to verify permitted uses). Ideally located just steps from the downtown waterfront and close to parks, shopping, and all amenities. This 4 bedroom, 2 bathroom, property is freshly painted, filled with character, featuring high ceilings on both levels, a classic wood staircase, carpet-free living with laminate and ceramic flooring throughout, and a wide front porch sets the tone-ideal for morning coffee or evening unwinding. The main floor includes a large bedroom, 3 pc bath, a well-sized kitchen, and a bright living area. Both front and rear entrances naturally support flexible live/work or multi-purpose space arrangements. The upper level includes an additional prep kitchen area with a sink, cabinetry, and counter space, 3 bright bedrooms, and a 4 pc bathroom, allowing for adaptable configurations such as a home-based business, professional office, live/work setup, or personalized retreat. 3 parking spaces offers convenience in the heart of the city. Rich in character and history, this centrally located property presents an excellent opportunity for investors, entrepreneurs, or homeowners seeking versatile space and potential supplemental income. Buyer to verify zoning, permitted uses, and future development potential with the City of Orillia.
Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.
Listing, price, and tax history
Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.
| Date | Event | Status | Price | Change | MLS® | View |
|---|---|---|---|---|---|---|
| May 7, 2026 | Previously listed | New | $549,900 | — | S13105206 | View |
| May 7, 2026 | Previously listed | New | $549,900 | — | S13105158 | View |
| Apr 7, 2026 | Previously listed | Ter | $599,900 | — | S12966972 | View |
| Apr 7, 2026 | ListedCurrent | For sale | $599,900 | — | S12966876 | This page |
| Jan 8, 2026 | Previously listed | Ter | $649,000 | — | S12679428 | View |
| Jan 8, 2026 | Previously listed | Exp | $649,000 | — | S12679420 | View |
Inside this property
Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.
Features & systems
Heating, cooling, parking, exterior, lot, possession, and more.
Systems
4- Heating
- Forced Air
- Air conditioning
- Central Air
- Water source
- Municipal
- Sewer
Getting around, schools & the block
Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.
The money — monthly cost, mortgage & return
Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.
Cost of ownership
A monthly snapshot at typical assumptions — personalize the mortgage just below.
How this home sits in the Orillia market
Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.
The Orillia market right now
Average sold price, days on market, and closed-transaction count for Orillia — sourced from MLS®.
- Avg sold price$591,477Last 30 days
- Median sold price$585,000Middle of the market
- Days on market36 dAvg from list to close
- Closed last 30d145MLS® transactions
We'll get you into 109 Elgin Street — the seller pays our commission
On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.
$0 to you. The seller pays our fee.
On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.
Property flags & disclosures
An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.
We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 109 Elgin Street and found nothing flagged. We re-check automatically as new records publish.
Common questions about this property
Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.
How much is 109 Elgin Street listed for?
109 Elgin Street is listed at $599,900 on the MLS® (listing S12966876). The price refreshes on Summitly within minutes of any MLS® change.
How many bedrooms, bathrooms, and square feet does 109 Elgin Street have?
Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
