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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 5 days ago

    4304 Plum Point Road

    Rural Ramara·Ramara, ON·L3V 0P8·Near Plum Point Rd/River Rd

    • 3 beds
    Ramara real estate›S13457846
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    1 upcoming open house

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Sun, Jun 21
      2026-06-21T15:00:00.000-00:00 – 2026-06-21T17:00:00.000-00:00
      Public
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tour
    Overview

    What this listing tells us

    Property description

    4-Season home or cottage with 93 ft of direct lake simcoe waterfront, a dock, boat launch & updated interior! 4304 Plum Point Road is the Lake Simcoe waterfront home or cottage buyers picture when they think of mornings on the dock, coffee over the water, paddleboards by the shore and evenings stretched out on the deck. Set on 93 ft of direct waterfront, this bungalow offers beautiful water views, a shallow shoreline, northern exposure, a dock, small boat launch, waterfront gazebo and large back deck. Kayak, paddleboard, boat, fish or swim directly from the property, with frequent sightings of swans, blue herons and other wildlife adding to the peaceful bay setting. A well-designed foyer/mudroom with a vaulted ceiling, built-in bench, coat rack and storage cubbies makes room for sandy feet, wet towels and cottage gear before leading into the updated open-concept interior, where oversized windows and a sliding glass walkout keep the lake in view. Wide-plank flooring, a shiplap ceiling, pot lights and carpet-free living create a relaxed cottage feel, while the kitchen adds personality with rich blue cabinetry, some glass-front upper cabinets, open shelving, vertically stacked subway tile and a wood-beamed opening to the main living area. The primary bedroom has its own walkout to the deck, a shiplap feature wall and closet organizers, while two additional bedrooms are served by an updated 3-piece bathroom with a glass-enclosed shower, built-in niche, subway tile, penny tile flooring, modern vanity and black fixtures. The location rounds out the package with a short drive to Orillia for shopping, restaurants and everyday amenities, with nearby highlights including Tudhope Park, Casino Rama, Ramara Library and Community Centre, Uptergrove Public School, multiple beaches and marinas.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 17, 2026ListedCurrentFor sale$759,000 —S13457846This page
    May 12, 2026Previously listedTer$799,000 —S13117682View
    Nov 7, 2025Previously listedTer$840,000 —S12521150View
    Apr 30, 2025Previously listedTer$849,900 —S12111898View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      None
      Water source
      Well
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 4304 Plum Point Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • Lake Access
    • Lake/Pond
    • Marina
    • Waterfront
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,729
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $263
    0.42% mill rate · ON
    The market

    How this home sits in the Ramara market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Ramara market right now

    Average sold price, days on market, and closed-transaction count for Ramara — sourced from MLS®.

    • Avg sold price
      $646,851
      Last 30 days
    • Median sold price
      $692,500
      Middle of the market
    • Days on market
      46 d
      Avg from list to close
    • Closed last 30d
      42
      MLS® transactions
    Full Ramara market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 4304 Plum Point Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 4304 Plum Point Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 4304 Plum Point Road listed for?

      4304 Plum Point Road is listed at $759,000 on the MLS® (listing S13457846). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 4304 Plum Point Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 700-1100 sqft
  3. Detached
  4. Built 51-99
  5. < .50 ac lot
  6. Asking
    $759,000
    $0 / sqft · MLS® S13457846
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $646,851
    $595,103Confidence range$698,599
    Asking vs estimate
    ↑↑well-above
    +$112,149
    (+17.3%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Ramara sell in about 46 days — this one has been listed 5 days.

    Avg sold price
    $646,851
    Median sold
    $692,500
    Avg days on market
    46
    Recently sold
    42
    See comparable sales
    Watch video tour
    AI highlights by Zara
    • Set on 93 ft of direct waterfront, this bungalow offers beautiful water views, a shallow shoreline, northern exposure, a dock, small boat launch, waterfront gazebo and large back deck.
    Ask Zara a follow-up
    Septic
  8. Parking & garage

    3
    Garage
    None
    Parking spaces
    2
    Driveway
    Private
  9. Interior

    5
    Basement
    Crawl Space
    Family room
    N
    Kitchens
    1
    Total rooms
    6
    Laundry level
    Main Level
  10. Exterior & construction

    6
    Exterior
    Other
    Roof
    Asphalt Shingle
    Foundation
    Concrete Block
    View
    Bay, Lake, Trees/Woods, Water
    Waterfront
    Y
    Pool
    None
  11. Lot & land

    2
    Year built
    51-99
    Zoning
    SR
  12. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Bungalow
    Property class
    Detached
  13. Room-by-room · 7 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Foyer
      vaulted ceiling(s) · b/i shelves · closet
      4.7 × 6.8 ft
    • Primary Bedroom
      w/o to deck · sliding doors · closet organizers
      11.3 × 9.7 ft
    • Dining Room
      pot lights · open concept · large window
      8.3 × 15.0 ft
    • Living Room
      pot lights · open concept · walk-out
      14.5 × 15.0 ft
    • Bedroom 2
      Closet
      10.1 × 9.9 ft
    • Kitchen
      pot lights · backsplash
      8.6 × 9.9 ft
    • Bedroom 3
      Closet
      10.0 × 10.0 ft
    Combined estimate
    $3,992
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,729
    /mo
    based on the purchase price of $759,000
    $151,800 cash
    $607,200 financed
    $511,422 total interest
    Monthly payment$3,729/ month
    Principal54%$607,200
    Interest46%$511,422

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Ramara

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 8150 Laidlaw Avenue
      Sold
      Sign in for price
      8150 Laidlaw Avenue
      Detached
    • 5445 Fawn Bay Road
      Sold
      Sign in for price
      5445 Fawn Bay Road
      Detached
    • 3554 Peter Street
      Sold
      Sign in for price
      3554 Peter Street
      Detached
    • 3577 Peter Street
      Sold
      Sign in for price
      3577 Peter Street
      Detached
    • 4676 Zachary Crescent
      Sold
      Sign in for price
      4676 Zachary Crescent
      Detached
    • 19 Willow Crescent
      Sold
      Sign in for price
      19 Willow Crescent
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    4304 Plum Point RoadThis home3 / 17,001,100$759,000ask———
    8150 Laidlaw Avenue3 / 1700—
    5445 Fawn Bay Road3 / 31,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Ramara

    Active listings within ±20% of this asking price.

    • 3811 Leo Crescent
      $674,900
      3811 Leo Crescent
      Detached 3 2
    • 7510 Martinelli Road
      $659,900
      7510 Martinelli Road
      Detached 3 2
    • 3617 Southwood Beach Boulevard
      $674,900
      3617 Southwood Beach Boulevard
      Detached 3 2
    • 93 Bayshore Drive
      $874,900
      93 Bayshore Drive
      Detached 4 3
    • 7463 Davy Drive
      $829,900
      7463 Davy Drive
      Detached 3 2
    • 75 Lake Avenue
      $819,000
      75 Lake Avenue
      Detached 4 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of RE/MAX HALLMARK PEGGY HILL GROUP REALTY · displayed on Summitly per MLS® data-share rules

    4304 Plum Point Road is a 3-bedroom, 1-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 4304 Plum Point Road built?

    4304 Plum Point Road was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  19. What is the property tax for 4304 Plum Point Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 4304 Plum Point Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 4304 Plum Point Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $759,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 4304 Plum Point Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 4304 Plum Point Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 4304 Plum Point Road in?

    4304 Plum Point Road is in Rural Ramara, Ramara. The 'Neighbourhood' section below links to the live Ramara real estate hub with average sold price, days on market, and current inventory.

  23. Is Ramara a good place to live?

    Ramara is one of ON's actively-tracked Summitly markets. The full Ramara real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 3554 Peter Street
    3 / 3
    2,000
    —
    3577 Peter Street4 / 31,500—
    4676 Zachary Crescent4 / 21,100—
    19 Willow Crescent3 / 21,500—